If you are confused about marriage and life, I strongly recommend you to read this article. You will certainly learn my way and achieve economic prosperity and full spirit.
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20 1 1, we met and fell in love online. We all come from remote rural areas and our families are very poor. Mr. Zhao's label is: Phoenix Man, Mr. Nice guy, stingy and calm. My label is: Fung Wong-Nui, hot temper, extravagance and waste, ideal and pursuit. Mr. Zhao's job is ocean shipping, which is very stingy. After working for four years, I can't bear to buy a dress, and I still wear college clothes when I date.
This also has the advantage that he likes to keep money rather than spend it. I worked for four years and saved 300 thousand. It looks a lot, but it's only 70 thousand a year.
My major is nursing. After graduation, I worked in Guangxi for one and a half years, and then I came to Guangzhou for two years. I was broke. Don't be like me.
Here, I'll draw you a key point: save money, save money regardless. If the income is not enough to spend, find ways to open source and reduce expenditure.
20 12 teacher Zhao and I reached an important consensus: at all costs, we should take the examination of the establishment of public institutions in Guangzhou. Because I'm really desperate. At that time, I kept reading for more than three hours after work every day. It turns out that there are too many lazy people in this society, and most of them can be defeated with a little effort.
After I studied hard for a year, my life was over. I can basically go anywhere. I can always guarantee the top three in the written test and the top three in the written test interview. This also involves reading and interview skills. Interested friends can leave messages in the comment area and communicate with each other. I have so much to say that I don't want to elaborate. )
Knock on the blackboard: when you have nothing, you should have the courage to burn your bridges and make money. Hard work is always the magic weapon of success. If we work hard enough, our luck will not be too far away. Maybe we start doing something and everyone around us is laughing. Please remember that hard work will definitely change the status quo.
In 20 13, we considered buying a house, but my husband refused to add my name (now I am suddenly grateful to my mother-in-law, because his attitude is the most determined). At that time, my husband bought a house in Nansha District, Guangzhou, and accidentally didn't add my name. I was angry at that time, but I had no money.
I was out of my mind at that time, and I still wanted to marry my husband.
The turning point was that my brother thought I was insulted. Their family refused to add my name and asked me to pay for the decoration. My brother was working in Shenzhen at that time, and his savings for more than ten years were100000. He was very heroic and took out 80 thousand yuan to buy me a house. After working for four years, I have accumulated more than 70 thousand. Finally, I bought a small apartment of 80 square meters with a total price of 640,000 and a down payment of 200,000. With a net belt of 50 thousand yuan, this part of the down payment was made up. (For details, please refer to the comment area. )
In this way, two poor young people bought a house in a bad state.
Focus: If you have a stable job, boldly use leverage to buy a house. If two people try their best to buy a house before marriage. (comment on the reasons for chatting. )
2013 1 65438+1October 31,I married Mr. Zhao. There is no contradiction after marriage. The only deficiency is: poverty. Because the wages of both of them are not very high, they have to pay a down payment if they are stretched. Life was wonderful at that time. We only have one bike, but we went to many places we wanted to go. We have been to almost all the small punch points in Guangzhou.
20 14 I majored in examinations. I was admitted to three colleges and universities, but none of them were satisfactory. In September, I won the first place in an exam of 200 people. Fortunately, that year happened to be the same major, so you don't have to apply for the unit, you can choose freely according to the total score. So I chose a favorite unit: easy, no night shift, the only drawback is that it is far from our home and not in the same community.
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I am very grateful to Mr. Zhao for his support in my work. Teacher Zhao encouraged me to say: If you want to work for 30 years, you must find something you like.
20 16, gave birth to a son, and his job is stable. My income has reached 250,000 yuan (which is why I encourage qualified friends to apply first). Compared with the pay and income, this job doesn't need to be too happy at all, from eight to five.
On 20 17, I considered changing rooms, and I have been renting houses before. At this time, Mr. Zhao's income was also around 250,000. After the rent is offset, we still have about 30 thousand of such rental income a year, and the house price has caught up with a wave of rapid rise. My 640 thousand house has risen to 220 thousand. Apart from the money owed to the bank and the deposits on hand, we still have more than 2 million in cash. So we bought a house of 350,000 yuan near the unit (please leave a message in the comment area of interest for details).
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In 2065438+2008, we had almost 1 10,000 cash and bought two cars with a total price of 600,000.
Point: Husband is very important, and wife's knowledge is also very important. A good marriage is when two people grow up together and benefit from each other. Thanks to my husband's caution and my boldness, we have come so far.
Now, with little pressure, I live a semi-rich and semi-free life. Compared with our peers, we may have achieved overtaking in corners.
Life goes on. I am obsessed with writing, and my husband likes riding horses. Our marriage has long been noisy, and now it is getting more and more rhythmic.
Every day we go to our favorite class. In the evening, he helps Dabao with his homework, and I take care of Bao Xiao's life. After 9: 30 in the evening, both of them read and chat occasionally, and both of them have sideline income.
In the past few years after marriage, I have learned how to dress and make people around me look at me with new eyes. I participated in a slimming training camp and easily reduced my fat from 130 kg to 108 kg and kept this weight for two years. You can also share with you the problem of wearing fat reduction. Please leave a message if necessary.
Everyone around me says that marriage has changed me. Only then did I know that it was my efforts, the luck and opportunity of Mr. Zhao, which made us live a life that we never dreamed of before.
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As long as the ugly duckling can stand loneliness and work hard silently, it will surely become a white swan.
I share my married life like a nagging sister. Please forgive me for the bad places. I just want to give some lessons to those who have no direction yet, so that some people can take fewer detours.
I want to share my luck with you and become a lamp in some people's darkness.