10 to 1, Jining adjusted the housing provident fund individual housing loan policy by stages, with the maximum loan amount raised from 400,000 yuan to 600,000 yuan, the down payment ratio of the first home provident fund loan adjusted from 30% to 20%, and the second use interval of the provident fund was cancelled 1 year. The scope of application of the policy is the provident fund loans applied during the period from June 2022 10 to March 3, 20231.

The first is to increase the maximum amount of double-paid employee family provident fund loans.

The maximum amount of double-paid employee family provident fund loans was raised from 400,000 yuan to 600,000 yuan.

Second, increase the maximum amount of provident fund loans for families with many children.

The maximum amount of provident fund loans for families with many children raising minor children has been raised from 400,000 yuan to 600,000 yuan.

For families with many children who buy the first self-occupied housing, the maximum amount of provident fund loans will be raised from 400,000 yuan to 600,000 yuan.

At the same time, families with dual-income employees and many children will not accumulate the maximum amount of provident fund loans.

Third, adjust the down payment ratio of provident fund loans.

The down payment ratio of the first home provident fund loan was adjusted from 30% to 20%; The down payment ratio of the second-home provident fund loan was adjusted from 40% to 30%.

4. The interval between canceling two provident fund loans exceeds 12 months.

Cancel the restriction that the loan applicant and both applicants apply for provident fund loans for the second time, and it must be more than 12 months from the settlement date of the first provident fund loan.

Verb (abbreviation of verb) Other things that need to be explained.

(1) A double-paid employee family refers to a family where both husband and wife meet the conditions for applying for provident fund loans, that is, both husband and wife have a normal provident fund deposit status, and both have paid the housing provident fund in full and on time 1 year and above.

(2) A family with many children refers to a family that raises two or more children; A multi-child family raising minor children refers to a multi-child family raising one or more minor children. If there is a history of divorce and marriage, the number of children and minor children shall be determined according to the custody right.

(3) The first self-occupied housing is implemented according to the current provident fund loan policy for the first suite in our city (J.Z.Zi. [2021] No.33), that is, the self-occupied housing purchased within the administrative area of this city is regarded as the first self-occupied housing.

(4) The policy of this adjustment is a phased support policy, and the scope of application is the provident fund loans applied during March 10, 2022 to March 3 1 2023. Loans accepted before June 65438+1 October12022 but not yet issued can be adjusted retrospectively according to the application.

(5) The policies not involved in this adjustment shall be implemented according to the original provisions.

2. Can I borrow 400,000 yuan from Jining Provident Fund for more than 40,000 yuan?

Yes, you can get a loan of 400,000 yuan if you have 40,000 yuan in the Jining provident fund account. Jining's latest housing provident fund loan management method requires that the balance in the individual housing provident fund account should be more than 40,000 yuan before the housing loan can reach 400,000 yuan, but now the public housing provident fund loan in Jining can only reach 400,000 yuan. According to the ratio of account balance 1: 10.

3. Can Jining Housing Provident Fund be loaned for 6 months?

Baidu search "Jining Housing Provident Fund Management Center". After entering the home page, you can see the "Personal Business" column at the far left of the home page. Click to enter "Personal Provident Fund Balance Inquiry" and enter "Name", "ID number" or "Provident Fund Account Number" to inquire about relevant information.

I hope I can help you ~ ~

Four, Jining provident fund loan policy

10 to 1, Jining adjusted the housing provident fund individual housing loan policy by stages, with the maximum loan amount raised from 400,000 yuan to 600,000 yuan, the down payment ratio of the first home provident fund loan adjusted from 30% to 20%, and the second use interval of the provident fund was cancelled 1 year. The scope of application of the policy is the provident fund loans applied during the period from June 2022 10 to March 3, 20231. First, the maximum amount of double-paid employee family provident fund loans will be raised from 400,000 yuan to 600,000 yuan. Second, increase the maximum amount of provident fund loans for families with many children. The maximum amount of provident fund loans for raising minor children in families with many children has been raised from 400,000 yuan to 600,000 yuan. For families with many children who buy the first self-occupied housing, the maximum amount of provident fund loans will be raised from 400,000 yuan to 600,000 yuan. At the same time, families with dual-income employees and many children will not accumulate the maximum amount of provident fund loans. Third, adjust the down payment ratio of provident fund loans. The down payment ratio of the first home provident fund loan was adjusted from 30% to 20%; The down payment ratio of the second-home provident fund loan was adjusted from 40% to 30%. 4. Cancel the restriction that the interval between two provident fund loans exceeds 12 months, and cancel the restriction that the borrower and * * * applicants apply for provident fund loans for the second time, and the settlement date of the first provident fund loan must exceed 12 months. V. Other matters that need to be explained (1) A double-paid employee family refers to a family where both husband and wife meet the conditions for applying for provident fund loans, that is, both husband and wife have normal provident fund deposit status and have paid the housing provident fund 1 year and above on time and in full. (2) A family with many children refers to a family that raises two or more children; A multi-child family raising minor children refers to a multi-child family raising one or more minor children. If there is a history of divorce and marriage, the number of children and minor children shall be determined according to the custody right. (3) The first self-occupied housing is implemented according to the current provident fund loan policy for the first suite in our city (J.Z.Zi. [2021] No.33), that is, the self-occupied housing purchased within the administrative area of this city is regarded as the first self-occupied housing. (4) The policy of this adjustment is a phased support policy, and the scope of application is the provident fund loans applied during March 10, 2022 to March 3 1 2023. Loans accepted before June 65438+1 October12022 but not yet issued can be adjusted retrospectively according to the application. (5) The policies not involved in this adjustment shall be implemented according to the original provisions.