According to Article 4 of the Implementation Opinions on Further Promoting the Stable and Healthy Development of the Real Estate Market in Langfang City, the differentiated housing provident fund loan policy is implemented. Increase the down payment ratio of housing provident fund loans, and adjust the minimum down payment ratio to 30% for employees who use housing provident fund loans to purchase the first ordinary family housing; If you use the housing provident fund loan to buy a second family house, the minimum down payment ratio will be adjusted to 60%.
Suspension of housing provident fund loan business in different places. Stop handling the business of "housing provident fund loans replacing personal housing loans of commercial banks".
Extended data:
"Langfang City Housing Provident Fund Collection Management Measures" Article 15 The deposit base of employee housing provident fund is the average monthly salary of employees in the previous year. The deposit base of newly hired and newly transferred employee housing provident fund is the total wages of employees in the current month. The composition of the total wages of employees is calculated according to the total wages stipulated by the national statistical department.
Sixteenth units paid housing provident fund for employees, and the average monthly salary of employees in the previous year shall not exceed 3 times of the average monthly salary of employees in the previous year published by the statistical department of the city or county where the employees are located.
Implementation Opinions of Langfang Municipal Government on Further Promoting the Stable and Healthy Development of the City's Real Estate Market