The State Administration of Radio, Film and Television (SARFT) has requested to stop broadcasting advertisements of beauty loans and similar contents, which has brought considerable influence to consumers. The first effect is to increase the expenditure burden of residents, and the income of some residents is far from the level of debt repayment. The second influence is to encourage many young people to use cosmetic loans to complete cosmetic surgery.
The first impact: More and more young people complete cosmetic surgery through beauty loan institutions. Let's give a simple example. In the market, most beauty institutions will form a particularly strong competitive relationship, which leads to beauty institutions using the price advantage to attract the attention of most consumers. Take cutting double eyelids as an example. Most beauty institutions keep the cost of oxygen cutting double eyelid surgery at around 2000 yuan, but students can't spend 2000 yuan to cut their double eyelids. In order to realize their most beautiful pursuit, some students will complete the operation of cutting double eyelids through beauty loans, and students will also face huge interest.
The second impact: the economic burden of many adults is getting heavier and heavier. If we spend all our money on the right places, but don't care much about the results after plastic surgery, then we will also generate a lot of savings. Plastic surgery does not mean that you can get good facial features and exquisite appearance, and plastic surgery also has certain risks. If you complete cosmetic surgery through a cosmetic loan institution, then your financial burden will become greater and greater. The interest of most beauty loan institutions is much higher than that of banks, which eventually leads to the phenomenon of interest rolling, and people need loans several times more than the principal.
Generally speaking, any beauty agency wants people to have plastic surgery as soon as possible, but not everyone can successfully have the funds for plastic surgery. We can understand everyone's pursuit of exquisite facial features, but what we should pursue more is the improvement of the quality of life. When we spend a lot of money on plastic surgery, other aspects of our lives will also be affected to some extent. What's more, the cost of drugs in the process of postoperative repair and cosmetic surgery is a huge expense. Many institutions can't let people use insurance normally, and it is almost impossible to get preferential treatment.