Why are people living in this world so different from each other? This is naturally related to everyone's four pillars and eight characters. However, why are some people with the same eight characters born in rural areas? Some are in big cities? Taoism, the way of the rich and the poor, believes that life belongs to heaven and Cao, and everyone belongs to Yin Cao. When he was reborn, he borrowed money from the underworld. What is this money used for? Part of it is used as the cost of reincarnation; Most of it is our doomed money. In other words, all the money in our life was borrowed from the underworld when we were about to be reborn. Why are some people so poor? It is because of the debt owed to Luku, the capital of the underworld, before the robbery that it has never been paid back. Mince repaid the money he owed by deducting his living wealth. Knowing this truth, it is not difficult to explain the problems raised at the beginning of our article. The blessings of all sentient beings are the result of past karma. If you can be filial to your adoptive parents, respect the three treasures, facilitate charity, build bridges and roads, burn incense and chant Buddhist scriptures, and do all kinds of good deeds while you are alive, burn Luku's debts according to the Buddha's scientific education, and be reincarnated directly after death without going through hell. When you are reincarnated, Lingbao Buddha will support you with divine power, so that this kind-hearted man and woman can live a happy and prosperous life. However, we met many people who thought they were smart, slandered Confucian classics, failed to pay back their debts, accumulated good deeds and planted bad karma, which led to being blacklisted in the underworld, being detained by Cao Tiandao, and failing to pay back their debts to Ming Siluku. Not only were they poor, but they also led to poor health and sudden death. There is no evil interest after death, so it is difficult to be reincarnated. The scripture says that "ten thousand people rob animals", not to mention people. Even if you are born, you are poor. Hell is unambiguous! When we say that the problem arises, the solution to the problem is actually around. Now that we know that the hardships of life are related to the debts owed, let's pay them back. But it's not that simple. First of all, you don't know who borrowed the money. Second, you don't know how much you borrowed. How do you return it? How does this money get to your creditors? This series of problems appeared again. Fortunately, the founder was merciful, showed the classics and helped all beings. Lingbao Tianzun said that Lu got the scriptures, which tell the answers to the above questions. The scripture is on page 286 of Book 4 of China Daozang. You can check it yourself. Because there are still contract documents to fill out, it is best to ask Taoist priests to do these things on the safe side. Lingbao Tianzun said: "If there are good men who believe in women, they are willing to learn how to spend money. According to this classic, set up a Dojo, prepare fragrant flowers, solemn lamps and candles, support the avenue, the immortal sage, walk the street at six o'clock, turn the scriptures ten times, set up a temple to fast, and prepare for the amount of money owed, and make an appointment one by one." All living beings don't believe in the frontier, and if they return to evil deeds, they will fall into the underworld. If they have no past life, they will report life and death. Wait for the public to get to know each other. "