1.2022 Canadian immigration goals and plans
The immigration goals for the next three years are: 34 1 000 immigrants are planned to be accepted in 2020;
202 1 year plans to accept 35 1 10,000 immigrants;
It is planned to accept 36 1 1,000 immigrants in 2022.
The plan also shows the growth space for accepting immigrants:
It may accept 370,000 immigrants in 2020;
202 1, which may accept 380,000 immigrants;
It is possible to accept 390,000 immigrants in 2022.
Attracting more immigrants is mainly to alleviate the economic and financial pressure that Canada faces because of the aging population and low birth rate.
In the next decade, more than 9 million Canadians will reach retirement age, which means that Canada will rely more on new immigrants to maintain a healthy economy.
Economic immigrants are mainly:
Therefore, Canada will continue to focus on economic immigration.
Immigration Canada plans to achieve 58% immigration quota through federal EE project, provincial nomination project, Quebec immigration project and Atlantic immigration pilot project (AIPP).
New immigration plan:
New immigrants are very important to Canada. On the one hand, they can bring economic growth, stimulate innovation and help local employers find suitable talents. At the same time, it can alleviate the pressure of local aging and give Canada an advantage in international competition.
According to this plan, the government will complete several key points:
1, appropriately increase the population of Canada.
2. Make the Atlantic Immigration Pilot a permanent project to continue to support the economic growth of Atlantic Canada and recruit 5,000 people.
3. Provide a safe haven for human rights advocates, journalists and humanitarian workers who are at risk overseas.
4. Provide convenience for remote northern immigrants and agricultural food immigrants to solve the shortage of specific labor market.
5. Support family reunion
6. Shorten the processing time and improve the service of the Immigration Bureau.
This new three-year immigration plan shows that Canada's immigration system will continue to maintain public confidence and increase the number of permanent immigrants to nearly 1% by 2022.
Moreover, the economic migration project plans to increase the number of places by nearly 10000 every year.
Among them, for provincial nominated projects, the government's goal is to increase the number of places by 20% in 2022 compared with 20 19.
The increased quota will also be achieved through pilot projects, including agricultural and sideline products, immigration projects in remote areas and nanny care projects.
These pilot projects plan to absorb 5,200 students in 2020 and strive to double this number in 2022.
Although the AIPP project is about to become permanent, the Canadian government still plans to stabilize the immigration quota at around 5,000.
Quebec is undergoing a major reform of its immigration system, and the federal government is waiting for negotiations with Quebec. Therefore, the immigration plan of Quebec in 202 1 and 2022 will be determined.
In addition, 26% of applicants will apply for immigration through reunion, and this quota will not increase in the next three years. The quota for 2020-2022 is 965,438+0,000.
The remaining 65,438+06% quota was allocated to humanitarian and refugee categories, with the smallest increase.
In the past year, the provincial nomination projects in Ontario, Alberta, Saskatchewan and Nova Scotia have made remarkable progress.
Therefore, the next few years will be the world of skilled immigrants. If the applicant thinks that the score of the federal through train is too high, he can apply for provincial nomination at the same time, give himself double protection and seize the opportunity of Canadian immigration. You know, whether it is a federal through train or a provincial nomination, the end point is to get the maple leaf card in one step.
2. Welfare of Canadian immigrants
As we all know, Canada has a very perfect welfare system in the world. Compared with developed countries in Europe, Canada's welfare system is superior.
Canada's social welfare system, including free medical care system, pension, pension, unemployment allowance, social relief fund, etc. With a rich social welfare system, citizens and residents can have a sense of security and medical security.
1, social welfare payments
Social welfare payment does not refer to the whole social welfare system in Canada, but refers to a specific welfare.
Generally, it can also be called long-term unemployment benefit, which varies from province to province.
Mainly to pay food, housing, fuel (gasoline and gas), clothing and medicine for those who need it but do not meet other welfare application conditions.
The specific regulations and funding amount vary from region to region. At the same time, it also provides some re-employment training programs.
This is the cornerstone of the Canadian welfare system. For every Canadian to maintain a basic standard of living, that is, everyone with food, shelter and clothing, no income and less than $65,438+0,000 in the bank can apply for this money. Singles can get 500 to 700 dollars a month, and a family of three can get 65,438+000 to 65,438+0,300 dollars.
Generally, you need to register with the social worker in the community to explain the situation. Social workers in the community will make an appointment with the relevant government departments, and then the applicant will talk to the government staff with the application form, identity documents, bank statements and social workers' opinions. Government staff will give an answer after verifying their identity and financial situation.
2. Health benefits
Of all the welfare programs in Canada, Canada is most proud of the universal health insurance system. Most communities have good hospitals, clinics or doctors' offices.
All Canadian residents can get a medical magnetic card with a photo after registering for Canada's national health insurance plan.
With this card, medical treatment, laboratory tests, fluoroscopy, surgery and hospitalization in Canada are free. The doctor will charge the government Ministry of Health according to the number on your card.
The government allocates about 4.8 billion Canadian dollars each year for health care benefits, which are shared equally by every Canadian. All provinces provide low-cost and high-quality health care programs (Manitoba is involved).
Except for dentistry and ophthalmology, patients do not have to pay for medical treatment, laboratory tests, hospitalization and surgery, but only for prescription drugs.
If your family doctor thinks you need hospitalization or even surgery, regardless of the size of the surgery, all the expenses will be borne by the medical insurance plan. During hospitalization, patients don't have to pay any fees for food and medicine.
Most prescription drugs for the elderly over 65 and those receiving social assistance are provided free of charge.
3. Government subsidy scheme
The government subsidy scheme is a kind of insurance. The beneficiary must pay a certain fee to the plan during the working period. From the age of 65, you can benefit from the plan on a monthly basis. The degree of benefit depends on the amount paid by the beneficiary to the plan.
Social welfare fund: it is a welfare fund for the long-term unemployed, which is used to pay for basic living expenses such as food, housing, materials (gasoline and gas), clothing and medicine. Specific regulations and subsidies vary from region to region, and the government also provides employment training.
4. Governor's residence
In order to provide housing for all and low-income people, the Canadian government allocates funds to build a large number of "government houses" every year, which are managed by specialized companies entrusted by the government and rented at extremely low prices.
5. Education
All children of Canadian citizens and residents can enjoy 12 years of education. Among them, children and adolescents aged 6- 16 must receive compulsory education regardless of whether they have physical or mental disabilities.
6. Children's "milk money"
Literally, milk gold doesn't mean anything about milk. This is the name given by the local China people, which means that this money is enough for children to drink milk.
In Canada, every child can receive this subsidy every month from birth to 17 years old. The amount depends on parents' income last year, ranging from tens to hundreds every month. If there are really six or seven children, low-income families can get three or four thousand Canadian dollars a month, equivalent to 20 thousand people.
Of course, families whose annual income exceeds 6.5438+0.9 million Canadian dollars will not get this treatment. The purpose of setting up this subsidy is to help low-income families and encourage everyone to have more children.
7. Child care allowance
In Canada, preschool education for children before the age of 6 is self-funded, and preschool education in other provinces is very expensive except Quebec.
A child's monthly childcare fee is 600-800 Canadian dollars, so many low-income families cannot afford to send their children to early education, so the government specially allocates funds to set up childcare subsidies.
According to the specific situation of the applicant, the government sometimes subsidizes half and sometimes fully.
8. Pension
Canadian citizens and legal residents who have lived in Canada for 10 years and have reached the age of 65 can enjoy a certain amount of pension regardless of their assets or income.
This plan has nothing to do with work, so you don't have to make contributions at ordinary times. However, because eligibility depends on a certain number of years of residence, new immigrants cannot enjoy full pension.
The payment of old-age security pension has nothing to do with whether the recipient has a job or not. But the amount that everyone can enjoy depends on the number of years of living in Canada after reaching the age of 18.
/kloc-those who have lived in Canada for more than 40 years after the age of 0/8 can get a full pension; If it is less than 40 years, after 18, you can get 1/40 of the total amount for each year you live in Canada.
9. Pension Scheme
Canada's retirement plan is implemented in all provinces except Quebec. The Canadian retirement plan is a public insurance plan.
Canadian residents who deduct a certain amount of pension contributions from their monthly income can get subsidies through this scheme after retirement or long-term physical disability.
Pensions must be taxed, and applicants can get pensions anywhere in the world. Quebec has its own plan called "Quebec Retirement Plan".
In addition, unemployment insurance is temporary economic assistance provided by the Canadian government to unemployed Canadian citizens or residents to help them find jobs or get job training as soon as possible during their non-employment period.
10, paid vacation
The Canadian government stipulates that full-time employees can get two weeks (ten working days) paid vacation every year after working for one year; After working for five years in a row, you can get three weeks' paid vacation every year.
Holidays cannot be replaced by wages. Employees must not be dismissed because of pregnancy. Benefits such as income security allowance, spouse allowance, pregnancy and childcare allowance.
3. Canadian immigrant mortgage loan
It is reported that the "stress test" is mainly to ensure that property buyers are still able to repay housing loans when interest rates rise. If the borrower fails to pass the "stress test", the bank cannot approve the loan.
At that time, once the "stress test" was launched, it played a certain role in cooling the Canadian real estate market. Especially for first-time buyers, if they can't get enough loans, they will be discouraged from the property market, leading to a further decline in house prices.
The data shows that the old "stress test" minimum qualified interest rate is increased by two percentage points on the basis of the borrower's contract interest rate; Or the higher of the five-year benchmark mortgage interest rate announced by the Bank of Canada.
Remarks: When the down payment of the buyer is less than 20%, the lender must obtain mortgage insurance supported by the government. Mortgage loans must comply with the insurance rules formulated by the Ministry of Finance, including the minimum qualification rate of insurance; If the down payment of buyers exceeds 20%, there is no need for insurance. OSFI, the Canadian monetary authority, said it would consider implementing a new policy on unsecured mortgages.
At the same time, the Canadian Loan and Housing Corporation (CMHC) also issued a statement saying that this adjustment will help Canadians get loans, especially those who are first-time buyers.
At present, the five-year benchmark interest rate of the Bank of Canada is 5. 19%. Starting next week, the Bank of Canada will announce the new "stress test" interest rate on Wednesday, February 26th.
According to the current regulations, borrowers who have obtained loans will still conduct a "stress test" to assess their financial situation according to the five-year benchmark interest rate of 5. 19% announced by the central bank. If they fail the test, they will not be able to get a loan.
However, after the introduction of the new regulations, borrowers may test at an interest rate of 4.89% (the actual mortgage interest rate plus 2%). Although the difference is only 30 basis points, it can also increase the purchasing power of tens of thousands of Canadian dollars.
According to the old regulations, buyers with an annual income of 654.38+10,000 Canadian dollars and a down payment of only 10% are eligible to obtain a mortgage loan with an interest rate of 2.89% and purchase a house with a value of 51.424 Canadian dollars.
According to the new regulations, the same buyer can now pay 526,632 Canadian dollars-which means that their purchasing power has increased by more than10.5 million Canadian dollars.
This "stress test" interest rate adjustment is very positive, which is great good news for potential buyers or first-time buyers with insufficient budget.
It is worth noting that this new adjustment is only aimed at buyers whose down payment is less than 20%, while many China buyers' down payment is basically higher than this level, so it is less affected.
4. Canadian immigration methods
First, Quebec invests in immigrants.
Application conditions:
1, and the applicant's personal net assets are at least 2 million Canadian dollars;
2. The applicant has at least 2 years of management experience in the past 5 years;
3. A one-time non-refundable investment of 350,000 Canadian dollars.
Project advantages:
1, no age, language, education requirements, one person successfully applied, and the whole family obtained permanent resident status at the same time.
2. Get the maple leaf card in one step, no business plan, no business, no additional conditions.
3. Only passive investment is needed, investment is risk-free, and investment can only be made after approval, and it is supervised by the Canadian government, and the investment method is flexible and optional.
Second, the federal self-employed immigrants.
Application conditions:
1, there is no hard age, language or education requirement;
2. Have more than 2 years' self-employment experience in the field of culture/art/sports or 1 year+1 year's experience in international competitions/cultural activities or more than 2 years' experience in international competitions/cultural activities in recent 5 years;
I intend to make personal contributions to Canada in the fields of culture, sports and art.
Third, Ontario employers sponsor immigrants.
Application conditions:
1. holds a long-term full-time job offer provided by an Ontario employer, and the occupational category belongs to NOC0, A or B;
2. In the five years before submitting the application, I have been engaged in the same NOC occupation as in the job offer for two years.
Four. Employers sponsor immigrants in four coastal provinces.
Application conditions:
1, under 48 years old;
2. 1 year working experience, with professional skills or management experience required by the employer;
3. Language requirements above CLB4 in English;
4. College degree or above.
5. Employers in Saskatchewan sponsor immigrants.
Application conditions:
1, and get at least 60 points in the SINP scoring standard;
2. Nearly 10 years of relevant work experience 1 year;
3. The language must reach at least CLB4 level;
4. Hold a long-term full-time job invitation in Saskatchewan.