Buyers should remember one sentence: when buying a house, don't have a hard time with your own money. In fact, when buying a house, you only need to move a little knowledge or say a few more words, and many links in the process of buying a house can save a lot of money. According to insiders, there are five very practical "cold knowledge" in buying a house. Yes, the money saved can buy a car. Let's take a look at these five cold knowledge, and the insiders reveal the five practical cold knowledge of buying a house. Let's work together.

First, the gas opening fee was cancelled.

The notice jointly issued by the State Planning Commission and the Ministry of Finance 200 1 cancelled the gas start-up fee, which clearly stipulated that the special supporting fee for gas should be cancelled. But this did not attract people's attention, and now it has been received by developers, mainly because property buyers did not pay attention to this requirement, and no one refuted it. Then, when buying food, buyers can ask the local Ministry of Housing and Urban-Rural Development. If the local government really cancels, they can confront the developers and save money. Most of the gas opening fees are thousands, and some can reach more than 20 thousand. It is really a loss to give such a large sum of money to the developer.

Second, property buyers no longer need to pay their own fees related to real estate licenses.

In fact, the handling fee for handling the real estate license is not a small sum of money, but again, there is no need for buyers to make trouble with their own money, let alone hand it over to developers. In fact, this part of the cost has been clearly pointed out in the documents issued by the state before that it is the responsibility of the developer. Then, when buying a house, property buyers can ask the developer to face-to-face confrontation with relevant documents, just like being asked to pay the gas opening fee, otherwise it is really wrong to hand over the money to the developer.

Third, the "subscription fee" does not exist.

The so-called subscription fee is actually only the fee charged by the developer to the interested buyers before the real estate officially opens, so as to realize the withdrawal of funds as soon as possible, and then he promises to pay the subscription fee to the buyers at the opening and get the priority to choose the house. But no matter what documents the government has or the purchase contract, there is nothing wrong with the so-called subscription fee, mainly because it is untrue. It is the developer himself who just finds a reason to collect some money. If property buyers pay, most of them will not have the priority to choose houses. Even if there are, those houses for you to choose are also in the developer's plan, and the money is wasted.

4. Intention money and deposit are not the same concept.

This is also the money that many property buyers have paid. Some people may be asked to pay the deposit after paying the intention money, so the buyers are cheated. Because intention money and deposit are not a concept at all, intention money does not exist, and it is meaningless to pay it. So when buying a house, ask if this intention is a deposit. If the developer says no, don't pay it. Anyway, the developers themselves can't tell why.

5. The insurance premium can be discounted.

It is estimated that few people know this. Many property buyers only ask how much to pay when paying the insurance premium, and then pay it in full. But the insurance premium can be discounted, usually 15% off. Although it is small money, you should save it. Anyway, it's just a matter of words.