Maternity insurance is an important welfare guaranteed by national legislation, which provides all-round maternity support for working mothers. You can enjoy this benefit whether you are on the job or leaving the job.
Say goodbye to the workplace temporarily? Don't worry!
During pregnancy, you may need to say goodbye to the workplace temporarily, but don't worry. Maternity insurance will provide you with maternity allowance and maternity medical care, so that you can rest in peace of mind.
1 maternity allowance
Maternity allowance is one of the main benefits of maternity insurance, which guarantees your life needs during maternity leave. The calculation method is: payment base ÷30× maternity leave time. Maternity allowance is not a bonus, but it is definitely a legal and compliant welfare.
2. Reproductive medicine
Maternity medical care is another main treatment of maternity insurance, covering the medical expenses of pregnancy, childbirth and birth control surgery. Outpatient prenatal examination, delivery, abortion and other medical expenses, there are payment limits. Different levels of hospitals, the cost standard is clear at a glance.
Medical expenses settlement rules
The settlement rules of maternity insurance medical expenses are as follows: if the expenses are less than 90% of the quota, they shall be settled according to the actual expenses; The expenses shall be settled at a fixed proportion of 90%- 100%; The expenses are 100%- 150%, with individuals and medical institutions bearing 30% and maternity insurance fund bearing 40%; If the cost exceeds 150%, the individual will bear 30%, and the rest will be paid according to the annual assessment results of medical services.
Postpartum visit fee
Postpartum visit fee is a special treatment of maternity insurance, with a single limit of 15 yuan and a cumulative limit of 30 yuan. It provides care and protection for you and your baby's health.
It is not easy to have children, and there is maternity insurance escort.
It's not easy to have a baby. With maternity insurance, you can feel more at ease and worry-free. Come and learn more details!