The required materials include "Resident Identity Card" and its photocopy, "Application for Withdrawal of Housing Provident Fund" and various materials prepared according to different actual conditions.
Take Beijing as an example. See below for details.
I. Handling materials
1, resident ID card and its copy
2. Apply for withdrawal of housing provident fund.
3. For the purchase of pre-sale commercial housing (including affordable housing), provide the pre-sale contract and down payment receipt of the commercial housing that has been filed.
4, the purchase of second-hand housing, provide the "real estate sales contract" and "deed tax payment certificate".
5, the purchase of demolition and reconstruction, provide the "demolition and reconstruction agreement" printed by the municipal real estate management department and the receipt.
6. For self-built, renovated or overhauled self-occupied housing with property rights, provide the planning and construction documents approved by the administrative department or real estate management department of the undertaking bank (we are CCB) or the identification certificate of dangerous houses.
Original construction contract, project budget and final accounts or "Property Ownership Certificate" signed by the property owner and the construction unit.
7. If you retire, you should provide the "Retirement Certificate" issued by the personnel and labor departments.
If the "Retirement Certificate" cannot be provided, relevant certificates issued by the personnel and labor departments or certificates for receiving pensions shall be provided.
8. If employees and their families have difficulties in life due to major diseases or major injury accidents, they should provide the diagnosis certificate and medical records issued by medical institutions above Grade II and Grade A, the patient's medical insurance card and the invoice for the current treatment expenses.
If a non-employee is sick, a marriage certificate or proof of kinship should also be provided.
9, completely lost the ability to work or severe disability, and the termination of labor relations with the unit, should provide proof of termination of labor relations with the original unit, the city (county) labor ability appraisal committee issued by the labor ability appraisal conclusion or hospital certificate.
10. If you leave the country to settle down, you shall issue an Approval Form for Persons Leaving the Country to Settle down, or a valid certificate issued by the public security organ.
1 1. If the housing loan is repaid, the loan balance certificate issued by the loan issuing bank as of the date of application for withdrawal shall be provided.
Among them, to repay the commercial housing loan, the commercial housing loan contract signed by the borrower and the loan issuing bank should also be provided.
12. Those who enjoy the urban minimum living guarantee shall provide the Urban Residents Minimum Living Guarantee Certificate or other valid certificates provided by the labor, trade union and other departments.
13. If the rent is paid, the house lease registration certificate or house lease agreement, the invoice for paying the rent, and the family income certificate issued by the unit or the relevant department shall be provided.
14. In case of serious difficulties in family life caused by natural disasters or other emergencies, emergency certificates issued by relevant departments of the people's governments at or above the county (district) level, large expenditure documents and income certificates of family members such as employees shall be provided.
15, migrant workers or employees whose household registration is outside the jurisdiction of this Municipality who have terminated their labor relations with their work units shall provide proof of termination of labor relations with their work units and proof of household registration.
16. If an employee dies or is declared dead, a certificate of death or being declared dead shall be provided. If it belongs to the legal heir of the deceased, provide the heir's "Resident Identity Card", "Household Register" and proof of legal inheritance.
If it belongs to the designated heir or legatee of the deceased, it shall provide a notarized certificate of designated inheritance and a resident identity card.
17. If the employee has not been re-employed after terminating the labor relationship with the unit for more than one year, the employee shall provide the certificate of termination of the labor relationship with the unit or unemployment certificate.
18. If you apply to your spouse and immediate family members for housing provident fund withdrawal conditions at the same time, you should also provide your spouse's and immediate family members' resident ID card, marriage certificate, household registration book or kinship certificate and their copies.
19. When the agent withdraws the housing provident fund, it shall provide the written power of attorney issued by the extractor, the Resident Identity Card and its copy, in addition to the materials required to meet the above extraction conditions.
Second, the handling process
Step 1: the user applies to the provident fund center for withdrawal.
Step 2: The provident fund center will inform the required materials and handling procedures at one time, and at the same time issue an application for housing provident fund withdrawal.
Step 3: The applicant submits a written application to the employer.
Step 4: After the unit verifies that the situation is true, it will issue a certificate, verify with the provident fund center the amount that can be withdrawn according to the regulations, provide the account number of the unit and individual, fill in the relevant matters in the Application for Withdrawal of Housing Provident Fund, and affix the reserved seal.
Step 5: The extractor shall provide the housing provident fund extraction application form, unit certificate and relevant vouchers correctly filled in to the provident fund center for review by the staff of the work center.
Step 6: The competent leader of the provident fund center will make a decision on whether to approve the withdrawal after examination and sign the applicant's unit certificate.
Step 7: If the withdrawal is approved, the Provident Fund Center will issue a withdrawal check.
Step 8: The applicant goes to the entrusted bank with a check to go through the withdrawal procedures.
Third, the handling place
Beijing Provident Fund Center
The specific location is as follows: Beijing Housing Provident Fund Network-handling outlets
Fourth, the processing time limit
1. All management departments or banking institutions entrusted with the collection of housing provident fund shall make a decision on whether to approve or disapprove the withdrawal within three working days from the date of accepting the application for withdrawal of housing provident fund.
2. If the withdrawal is approved after examination, the withdrawal amount will be directly transferred to the employee's joint housing provident fund card or the savings account of the bank designated by Beijing Housing Provident Fund Management Center within three working days.
The above data sources
Beijing Housing Provident Fund Network-Questions and Answers on Housing Provident Fund Withdrawal Business