What is the policy of buying a house by special group purchase in Huizhou?
Huizhou special group purchase preferential policy, urban and rural residents in Huiyang District to buy commercial housing to give special prices, group purchase concessions, discounts can be as low as 20%, the specific discount point is subject to the signing of the sales contract between the two parties.
In addition, Huiyang District of Huizhou City has also introduced some new policies for buying houses. For example, the minimum down payment ratio of the first set of housing commercial loans in Huiyang District was reduced from 30% to 20%, and the minimum down payment ratio of the second suite was reduced to 30%. In addition, the preferential policy of restricted sales period was adjusted, and the newly-built commercial housing and second-hand housing were adjusted from "transferable after obtaining the certificate of immovable property for three years" to "transferable after obtaining the certificate of immovable property for 1 year".
In the preferential policy of provident fund, housing provident fund can be accrued to pay the down payment for house purchase. At the same time, increase support for talents to live in peace. In addition to providing support for senior talents in terms of deposit, withdrawal and loans, we will further increase the amount of housing provident fund loans for all kinds of full-time talents with master's degree or above.
According to the policy, when senior talents buy the first and second self-occupied houses, the maximum loan amount of housing provident fund loans is 6,543,800 yuan, and the total maximum loan amount of husband and wife is 6,543,800 yuan. Full-time master's and deputy senior professional titles or above purchase the first suite to apply for housing provident fund loans, with a maximum personal loan amount of 600,000 yuan; The maximum loan for both husband and wife is 900,000 yuan. Full-time masters and associate senior titles or above can buy two suites to apply for housing provident fund loans, with a maximum personal loan amount of 500,000 yuan; The maximum loan for both husband and wife is 800,000 yuan. Other paid employees purchase the first set of self-occupied housing, with a maximum loan amount of 400,000 yuan for individuals and 600,000 yuan for couples; The maximum loan amount for buying two self-occupied houses is 300,000 yuan for individuals and 500,000 yuan for couples.
With regard to the preferential policy of mortgage interest rate, according to the spirit of the Notice of the China Insurance Regulatory Commission of the People's Bank of China on Establishing a Long-term Mechanism for Dynamic Adjustment of the Interest Rate Policy of the First Home Personal Housing issued by the People's Bank of China and the China Banking Regulatory Commission, the current interest rate of the first home mortgage of major banks in Huiyang District is 3.8%.
In order to promote the recovery of the property market, most areas have introduced new housing purchase policies, including the provident fund can be used to pay the down payment, increase the loan amount and reduce the down payment ratio. And everyone can continue to pay attention to the new house purchase policy in their own place.