The first is on-site inquiry: with the original valid ID card+copy of ID card+personal credit report application form, go to the local central bank branch and credit information sub-center for inquiry. According to the recent policy, individuals go to the counter to check their credit reports.

The second is online inquiry: log on to the central bank's personal credit information service platform:/. Register first, then fill in your real name and ID number. Generally, you will receive a text message from the system the next day. At this time, you can log in to the website of the personal credit information platform again for inquiry.

Credit report is divided into personal credit report and enterprise credit report, which is a record of personal credit information released by the Credit Information Center of China People's Bank. Personal credit report is an objective record of credit history, recording personal debt repayment, contract performance, law-abiding and other information.

Personal credit report is a document that records personal credit information issued by the Credit Information Center of China People's Bank. It can help financial institutions to quickly understand personal credit status. At the same time, good personal credit also plays an important role in many fields.