Senior, let's talk about Tongfang Global Life Insurance Company and Everbright Life Insurance Company. Which of the two companies is better?
Next, Senior Sister will make a comprehensive comparison between Tongfang Global Life Insurance and Everbright Life Insurance, so let's start the evaluation!
First, the company background comparison
Tongfang Global Life Insurance Co., Ltd. was established in 2003. Up to now, the registered capital of the company is 2.4 billion yuan, and the asset scale exceeds 654.38+0.7 billion yuan, providing comprehensive insurance protection for more than one million customers nationwide.
So far, Tongfang Global Life has set up many branches in Shanghai, Beijing, Jiangsu, Shandong, Zhejiang, Guangdong, Tianjin, Qingdao, Hebei, Hubei, Fujian, Sichuan, Shenzhen and other provinces and cities.
Everbright Life Insurance Co., Ltd., referred to as Everbright Life Insurance, was established in April 2002. At present, the registered capital is 5.4 billion yuan, and its capital strength ranks in the forefront among domestic life insurance companies.
In addition, Everbright Life Insurance has opened 24 provincial branches nationwide, covering 80% of the country's population.
Second, the strength of shareholders.
1, Tongfang Global Life Insurance Company
Tongfang Global Life was established by Dutch Global Life Insurance Group (Aegon) and Tongfang Co., Ltd. (THTF) with 50% capital contribution respectively, as shown in the following figure:
Tongfang, founded in 1997, is a high-tech listed enterprise in China funded by Tsinghua University. It has four major industrial clusters, namely, digital information, civil nuclear technology, energy conservation and environmental protection, and technology and finance, and its technologies, products and services are distributed in more than five continents 100 countries and regions.
Dutch Universal Life Insurance Group was founded in the first half of19th century and has a long history of over 175 years. As a comprehensive and diversified financial service group, by the end of 2020, its total assets were nearly 445 billion euros, ranking among the Fortune 500 companies over the years, and it was selected as one of the nine "too big to fail" insurance institutions in the world by the International Financial Stability Board.
It can be seen that the shareholders behind Tongfang Global Life are very powerful.
Want to know more about the shareholders of Tongfang Global Life Insurance Company, you can poke here:
How about Tongfang Global Life? Look at this. 2 o'clock! 》
2. Everbright Life Insurance Company
On July 20 10, with the approval of the CIRC, Everbright Life Insurance introduced strategic shareholders. Existing shareholders include China Everbright Group (50%), Canadian Yongming Financial Group (24.99%), Zhong Bing Investment Management Co., Ltd. (12.505%) and Angang Group Corporation (12.505%).
Due to the limited content of this article, if you want to know more about Everbright Life Insurance, please click here:
The latest strength of "Everbright Yongming Insurance Company" is exposed, but unfortunately the products are full of loopholes! 》
To sum up, comparing the background and shareholder strength of Tongfang Global Life Insurance and Everbright Life Insurance, we can know that the strength gap between the two companies is not big. Let's look at the two most important aspects and see who is better!
Third, the comparison of claims service
Not long ago, a news about Tongfang Global Life got everyone's attention, that is, the company opened a service to provide customers with serious illness first, as shown below:
Although the insurance coverage of 65,438+10,000 is not comparable to other insurances, it is very precious for the sick. Without this idea of saving people from danger, patients may have to raise money everywhere. It would be a pity if their condition worsened because they didn't consult in time!
Let's take a look at the claim report of Tongfang Global Life in 2022. Among them, the limitation of small claims is 0.2 days, the odds of small claims are 99.7%, online self-service applications account for 70%, and the fastest payment is 5 seconds.
Similarly, according to the claim report of Everbright Life Insurance in 2022, the accumulated compensation amount in 2022 was 654.38 billion yuan, of which the odds of small claims were 99.6%.
In contrast, these two insurance companies are very efficient in payment time and efficiency, especially when the amount is not very high. It can be assured that foreign insurance companies attach great importance to this aspect of compensation. How can we say that they also came to China from abroad to survive? We must serve our customers well, otherwise how can we win the market?
So what should we pay attention to when making insurance claims? This senior has made a systematic combing for everyone in advance, but click on this article to see:
What are the correct postures for quick and good insurance claims? No compensation! 》
High-level summary:
On the whole, Tongfang Global Life Insurance and Everbright Life Insurance have the same strength. Judging from the repayment ability of the company's shareholders and companies, these two companies can be regarded as the best in the industry.
In addition, the two insurance companies also have their own bright spots in claims service, and each has its own claims service to show its advantages, that is, to see which company's service wins your heart more.
In this way, today, the two major insurance companies, Tongfang Global Life Insurance and Everbright Life Insurance, are put together for analogy. Speaking of which, it's almost over. I believe everyone can gain something.
Write it at the end
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