Some time ago, CITIC Bank bought a black gold credit card called "LuxuryCard Credit Card". This LuxuryCard of CITIC Bank is very popular because of its rich rights and interests, so many people have raised questions about it, and some people have asked: What is CITIC Black Gold Credit Card? I will answer your question today.
What is CITIC Black Gold Credit Card?
CITIC Black Gold Credit Card is a LuxuryCard issued by CITIC Bank. This LuxuryCard has titanium card, Jin Zhen card and black card.
However, CITIC's black gold card is different from that of American Express Centurion. To be precise, it should only be the private bank platinum credit card of CITIC Bank. We can't take the initiative to apply, the bank can only invite.
However, this credit card is not the top credit card of CITIC Bank. There are World Card, Unlimited Card and Diamond Card on this card, all of which are higher than its level.
The annual fee of CITIC Black Gold Credit Card is 6800.
CITIC Bank Black Gold Credit Card is simply a platinum card, but the annual fee is as high as 6800 yuan. Because this is the charging standard for the annual fee of Platinum Credit Card of CITIC Bank's private bank, and the rigid annual fee cannot be reduced.
As for the annual fees of other platinum cards of CITIC Bank, the elite platinum card 480 yuan, the distinguished platinum card is 2,000 yuan, and the others are 3,600 yuan.
The above is "What card is CITIC Black Gold Credit Card?" The answer. CITIC Black Gold Credit Card is not a real black gold card, but actually a private bank platinum credit card of CITIC Bank, which is a kind of CITIC LuxuryCard.
Which credit card of CITIC Bank has an annual fee of 980?
CITIC Bank Yueka Platinum Jingyi Card.
1, CITIC Bank Yueka Platinum Elite Card: 480 yuan/year; In the first year, 60,000 points or 30,000 240 yuan will be collected rigidly, and the annual fee will be exchanged in the next year. Annual fee of supplementary card: 240 yuan/year; The first year is a rigid fee, and 30,000 points are exchanged for the second year's annual fee.
2. CITIC Bank Yueka Platinum Jingyi Card: 980 yuan/year; In the first year, 250,000 points or 6.5438+0.2 million points will be collected rigidly, and 500 yuan will be exchanged for the annual fee of the following year. Annual fee of supplementary card: 480/ yuan; The first year is a rigid fee, and 60,000 points are exchanged for the second year's annual fee.
3. CITIC Bank Yueka Platinum Exclusive Card: 2,000 yuan/year; In the first year, 450,000 points or 220,000 points will be collected rigidly, and the annual fee for the following year will be converted into 1 1,000 yuan. Annual fee of supplementary card: 1000 yuan/year; In the first year, 220,000 points or 6,543,800+points will be collected rigidly, and 500 yuan will be exchanged for the annual fee of the following year.
Content of rights and interests:
From 2022 1, 1 to 20221+31February, if you have qualified CITIC Bank Jingyi Platinum Card (980 annual fee), Advanced Platinum Card (2000 annual fee) and Phoenix Companion Air China CITIC Bank Co-branded Card, the card activation will be effective. The number of service times is calculated by person, that is, no matter how many qualified cards you hold in your name, the number of service times is 2 in China and 1 time abroad.
2. Zunshang Platinum Card (annual fee is 3,600 yuan), Private Bank Platinum Card (annual fee is 6,800 yuan), VISA Standard Unlimited Card, UnionPay Diamond/Excellence Card and JCB Royal Card. On the premise that the card is activated effectively, you can get unlimited domestic and 1 overseas 24-hour road rescue services.
Note: Please contact the VIP service hotline 40060-95558 for advice on whether the credit card you hold enjoys rights.
Which card should I use for CITIC Bank's credit card?
Citic unionpay standard IC credit card universal card; CITIC Bank Q enjoys the gold card of the joint-name card; CITIC Bank UnionPay Bojinka; Citic Taobao co-branded credit card (V version). These four credit cards of CITIC Bank are rich in rights and interests and easy to operate.
Credit card is a credit certificate issued by commercial banks or credit card companies to qualified consumers.
Two, the form of credit card is a card with the name of the issuer, the validity period, the number, the name of the cardholder and other contents printed on the front. [1] Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
Third, the earliest credit card appeared at the end of 19. In the 1980s, the British clothing industry developed the so-called credit card, followed by the tourism and business sectors. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line. In 1950s, McNamara, an American Manhattan credit expert, dined in a restaurant. Because he didn't bring enough money, he had to ask his wife to send money. This made him feel embarrassed, so he organized DinersClub (English: Diners Club). Members can bring their dining charge cards to 27 designated restaurants for consumption without paying cash. This is the earliest credit card. Franklin National Bank was the first bank to issue credit cards, and other American banks followed suit.
It is said that one day, Frank McNamara, an American businessman, entertained guests in a restaurant in new york. After eating, he found that he forgot to bring his wallet. He was deeply embarrassed and had to ask his wife to bring cash to the restaurant to settle the bill. So McNamara came up with the idea of creating a credit card company. 1 In the spring of 950, McNamara and his friend Schneider jointly invested110,000 US dollars to establish DinersClub in new york, the predecessor of Diners Credit Card Company. Diners' Club provides members with a card that can prove their identity and ability to pay. With this card, members can keep accounts and spend money. This kind of credit card that does not need to be handled by a bank is still a commercial credit card.
Fourthly, another way of saying credit card is that credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts. 20 12 February, the bank confirmed that the credit card is safer without password, and if it is stolen, it will share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 20-50 days). Credit card consumption enjoys an interest-free period, and the bill amount is paid off before the due repayment date, without any cost. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the date of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.
What's the difference between several credit cards of CITIC Bank?
CITIC Bank currently has the following credit cards:
CITIC Platinum Credit Card
Citic Magic Platinum Card
Citic Star Gold Card
Citic Star Ordinary Card
CITIC American Express Credit Card
CITIC Magic Credit Card (female customers only)
"Air China Companion" CITIC Credit Card
CITIC Tiannv Credit Card
Citic 2006 FIFA
World Cup MasterCard
CITIC I Card (College Student Credit Card)
CITIC southern fund Joint Credit Card
CITIC Coca-Cola Co-branded Credit Card
Citic McCawlin Co-branded Credit Card
CITIC Wonderful Hong Kong Travel Credit Card
UnionPay can be used for installment consumption (within the quota, but now it is not beyond the quota), but you have to go to the hypermarket that provides installment business.
So now
1. The name of the credit card has explained its theme nature. Please choose one for your own use.
2. Do you want a gold card or a general card according to your economic ability.
Gold card and Puka will handle it for you according to your financial certificate. The amount of gold card is higher than that of Puka, and the amount is different.
Which is the best credit card of CITIC Bank?
As one of the most popular commercial banks, CITIC Bank has a wide variety of credit cards. If you choose to run CITIC Bank for the first time, you must have no choice. So what credit cards are worth handling at CITIC Bank today? Let's see what credit cards are suitable for you.
Use credit cards abroad
Introduction: CITIC Full Currency Card, referred to as CITIC Full Currency Card for short, is suitable for overseas shopping, traveling and studying abroad.
Bring your own advantages:
1. Free of currency exchange fees and overseas cash withdrawal fees.
2. Free of annual fee
3. The monthly cash back for overseas consumption is as high as 6%.
4. Spend 3 times points abroad.
Credit cards are used in daily life in China.
Introduction: Young people's first Platinum UnionPay credit card is suitable for cardholders who often shop online in China.
Bring your own advantages:
1. Accumulate double points for online transactions.
2, 2 hours flight delay insurance
3150,000 yuan aviation accident insurance
4. 1 10,000 yuan accidental hospitalization medical insurance
5. The annual fee is free in the first year, and the annual fee is reduced by swiping the card 12 times in the second year.
Introduction: online trading double points, suitable for women to apply.
Bring your own advantages:
1, single points for Puka, double points for Golden Card and Platinum Card.
265438+ 10,000 yuan female health insurance
3. Six high-end beauty spas throughout the year
Introduction: High-value cards are suitable for cardholders who shop in JD.COM all the year round.
Bring your own advantages:
1, the first to send 25 yuan white coupons; New users who spend more than 399 yuan will be given a lock lock capsule thermos cup or 14 inch Leshang leisure backpack; New users spend more than 3999 yuan in a single transaction, and they are given a 20-inch Ramowa boarding box (50 pieces).
2. White stripes are free of installment shopping
3, 4 hours 1000 yuan flight delay insurance
4. The integral is steel _, and one steel _ equals one yuan.
5. Credit card or withdrawal in the current month is exempt from the annual fee for the first year.
High end credit card
Card selection strategy CITIC Bank credit card is worth starting with.
Introduction: Suitable for high-income applicants.
Bring your own advantages:
1, double integral
2. Free medical institutions
20 15 which is the best credit card of China citic bank?
Competition between banks is fierce. For consumers, the advantages outweigh the disadvantages. It is getting easier and easier to get a card, and there are more and more preferential activities. As a bank that has done a good job in credit card business, CITIC Bank has always been deeply loved by card friends. What credit card is suitable for the first time? What kind of credit card is the best for CITIC Bank?
Reminder: When applying for CITIC Bank credit card for the first time, it is recommended to choose the main card launched by the bank for two reasons: First, it is easy to be approved; Second, the amount is high and there are many card discounts.
Let's take a look at some cards promoted by CITIC Bank 20 15.
Needless to say, one of the magic cards. Can provide you with a lot of travel (airline insurance VIP room), online shopping (double points), offline payment (double points), merchant consumption (9 points exchange, 50% discount, etc. ). In addition, although it is a platinum card, the application is simple, and the annual fee is free 12 times.
From now until April 30th, you can also watch IMAX movies at half price. Oh, not yet.
CITIC Tencent QQ Member Co-branded Card
Anyone who doesn't have QQ now has a lot of discounts, so I have to get one. Now you can get the privilege of 3 times points for exclusive online shopping by associating QQ number.
Safe credit card, very safe, high-tech guarantee, see the introduction.
Citic ic credit card is a dual-interface credit card integrating chip and magnetic stripe, which supports three ways of using chip card, magnetic stripe card and contactless card.
Online shopping, hands-chopping people, moonlight clan speed! You must enter the card! Online shopping counts points, 2K more than double points! !
So much for the introduction of CITIC Bank's credit card.