Smart cards are not registered in the real name system, so they can't be recharged, lost or returned, while Baieca is registered in the real name system, so it can be recharged and protected by magnetic stripe password. Once lost, you can report the loss and reissue a new card. Moreover, during the use of Baiai Card, many items such as photography, early education, beauty and slimming have 1%-27% cashback. This is unmatched by smart cards.