The "Securities Daily" reporter consulted Tencent customer service and learned that the amount of fines to be paid is subject to the local traffic control department, but handling traffic fines requires a certain agency service fee.
The agency fee varies from province to city, ranging from 15-40 yuan. However, for the specific amount of the charge, the customer service staff said that "it is not clear, and the agency fee found in the following time shall prevail."
Extended data:
A user in Beijing told the Securities Daily that when he paid the traffic violation ticket in 200 yuan through WeChat Life Payment, he was charged the agency fee of 33 yuan, which was equivalent to 16.5%.
In addition, the customer service staff also told this reporter that at present, mobile phone prepaid cards also need to charge a certain handling fee for buying train tickets. The service charge rate of mobile phone recharge card is 5%. However, the customer service staff said that this fee was charged by the recharge operator.
At the beginning of the development of mobile payment, free has always been the biggest "selling point". With its free features, platforms such as WeChat and Alipay quickly occupied the market that originally belonged to traditional financial institutions.
However, in sharp contrast to the frequent announcement of various service charges by WeChat Pay, at present, most banks implement the policy of free electronic channel transfer, and traditional banks have played "free cards".
In fact, in recent years, bank charges have been "slimming down", from the transfer and remittance fees of personal accounts and the withdrawal fees from different places to the financing service fees and consulting fees of small and micro enterprises, the efforts of banks to reduce various charges have been increasing.
Some insiders also said that WeChat and Alipay once competed for the market share of third-party payment, but now with the cake basically being divided, this mode of burning money subsidies will end.
At present, WeChat has a variety of application scenarios, such as mobile phone recharge, wealth management, and living payment. , but its user stickiness is inherently weak. Wechat charges a certain fee in many links, which is intended to increase the cost of users transferring funds and leave users inside for scene consumption and financial management.
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