Mentality 1:
Renting a house is better than buying one.
Renting or buying a house? This is a problem that puzzles many people.
In the interview, the reporter found that people who recognize the mentality of "buying a house is not as good as renting a house" believe that because they do not buy a house, they have not tossed away their parents' savings for decades; Because they don't buy a house, they can live a stress-free life; Because they don't buy a house, they can wait patiently for the long-term rise in house prices, and then calmly bargain-hunting.
In fact, if this is the case, aren't those unhappy house slaves just spending money to tie themselves up and ask for it?
But God is fair. When God opens a door for you, he will inevitably close a window for you. Long-term happy renting is likely to hide the unhappy hidden danger of never being able to afford a house.
"Now the rent is so high that it even exceeds the monthly supply. It feels like helping others pay their mortgage. " Miss Li Jing, who works in a public institution in the urban area, told the reporter that she had planned to rent a room with a better environment in the urban area, but the high rent made her flinch.
Mentality 2:
Save enough money before buying a house.
In fact, this is an absolutely wrong idea
In fact, it is because there is no money that you have to buy a house, otherwise the result will be that when you save enough money, the house price will rise again. Many ordinary people save enough money to buy a house every day, and some even pay the full amount. In fact, to a certain extent, we must master the trick of buying a house. The lower the down payment, the better, and the longer the monthly payment.
The reporter once saw such a post on a forum. When most people only have a salary of 1000, the house price is around 2,000, and a house with a square meter of 1000 needs 200,000. 10 years later, when saving 200,000 yuan without eating or drinking, regardless of the supply of housing, the number of houses in the same lot has already risen to more than 300,000. The example is simple, but it illustrates a problem of consumption concept: if the salary can't rise above the house price, take the opportunity to start.
The reporter once heard such a story: the western old lady borrowed money to buy a house, and the China old lady saved money to buy a house. As a result, the western old lady lived in a house all her life. When she was old, she said, I finally paid off my mortgage. The old lady in China waited all her life, and when she was old, she said, I finally saved enough money to buy a house. This story sounds a little sad, but all this reflects that many people's consumption concepts are too outdated.
Mentality 3:
Blindly pay attention to housing prices
Cheap shopping is indeed a traditional virtue of our country, and thrift is the best. However, in the process of buying a house, don't be too "cheap". Expensive is not necessarily good, good is usually expensive. It is easy to ignore the essence of buying a house by focusing only on the price. After all, the house is not only for us, but also has the characteristics of appreciation.
During the visit, the reporter found that many property buyers have set their sights on housing prices and blindly selected low-priced properties. Although the house price is the key factor to decide whether to buy or not, there are often some things hidden behind the low price, commonly known as "cheap goods are not good". Focusing only on the price is likely to ignore the problems that should be paid attention to outside the price.
Pursuing only the price is likely to ignore the supporting facilities of the real estate, such as parking spaces. When you come back to your community after a busy day, you still have to look around for parking spaces. Even when the community is too congested and your car is scratched, you regret why you didn't consider it at first.
In short, buying a house is not only a major event, but also a complicated process. Please also ask prospective buyers to carefully analyze whether there is any misunderstanding in the mentality when buying a house. Remember: "wrong" is temporary, while "missing" is sometimes a lifetime.