Get into the habit of keeping accounts, write down everything you buy every day, summarize it at the end of the month, and analyze which expenses are completely unnecessary. In addition, take less cash and cards when you go out. Don't take all the money when you pay, but insist on saving some money every month.

When you find something you want to buy, don't buy it right away. Think about it for a few days, so that some people will not want to buy it after the shopping passion cools down.

In fact, I also had this experience, bought a lot of impractical things to go home and wasted a lot of money. Now it seems that women's clothes are easy to go out of fashion. They were bought last year and are out of date this year. A lot of things in the closet are a waste of money. At a certain age, try to buy classic models or simple models, which are not easy to go out of date.

Also, people with online shopping habits should visit online stores less, and want to buy things as soon as they visit, so they should restrain themselves more. Because it is not easy to make money, money should be spent on the cutting edge.

Set a goal for yourself, save money to buy a house, buy insurance for yourself or your family, or go out to travel and buy big or expensive things to avoid spending money indiscriminately.