In fact, at present, there are not a few individuals and units with over 100 million domestic deposits.
Let me tell you a real example. I chatted with a friend the other day. He said that their boss just deposited 200 million yuan in the bank a few days ago, but the time was very short, only seven days. It was said that he was helping the president of a bank to complete the sprint business at the end of the year. But even if the deposit is only seven days, the interest is quite high, reaching 1.5%, and the interest of 200 million yuan for seven days is 57534 yuan.
The interest of more than 50 thousand is negligible for this billionaire boss, but it is said that this boss has no other treatment in the bank except this interest, which may be different from what we thought. You know, if you go to the bank to deposit money, more than 3 million are VIP of the bank and will enjoy various treatments.
Then why can't this boss get any treatment? The reason is very simple, because most of the loans of this boss's enterprise are handled through this bank, so he and the bank are just a mutual assistance relationship. Now, through bank deposits, he will help the president complete the sprint business at the end of the year. After the new year, the president will definitely give him some help in approving loans. At present, the deposit assistance of enterprises and banks at this critical moment is actually universal.
If ordinary people go to the bank to deposit 100 million yuan, the treatment will definitely be high.
Don't think that a hundred million dollars saved by ordinary people is astronomical. At present, in developed cities such as Beishangguangshen and Shenzhen, saving 100 million yuan is really not a large sum. For example, many Shenzhen residents may get hundreds of millions of compensation by tearing down several rural houses, so it is normal to have hundreds of millions of deposits in the bank.
Individuals who deposit 1 100 million yuan in the bank for more than 1 year can at least enjoy the following benefits:
1, get a higher interest rate.
Ordinary people can get an interest rate of about 3.85% at most if they save tens of thousands of dollars for three years, but it should be no problem to get an interest rate of 4.5% if they deposit 100 million dollars in a bank for three years, because for large deposits, even if they are given higher interest rates, banks will still make money.
For example, a bank's three-year FTP is 4.7%. If a person deposits 1 10,000 yuan, the bank will give a 4% interest rate, and the sub-branch will still have a difference of 0.7%, which is a profit of 7,000 yuan. But if a bank deposits 1 100 million yuan and gives an interest rate of 4.5%, even if the bank has a profit margin of only 0.2%, it still has 200,000 yuan.
2, super VIP treatment.
If you deposit in the bank for more than 1 100 million years, you will be a fighter in the VIP of the bank, and you will enjoy some super benefits, such as exclusive wealth management account manager, overseas medical service, private doctor service, golf club, yacht club, high-end private club of the bank, exclusive wealth management products and so on.
If you have 1 100 million yuan in the bank, you can enjoy the highest treatment in the bank. Black cards, forums, and high-end meetings continue. Specifically:
1. has a deposit of 1 100 million yuan and can join private banks.
The minimum threshold for private banks in China is about 6 million-1million, so any bank with a deposit of1million will actively strive for it. Private banks can be said to have the highest services among banks, such as financial services, daily communication, parties and so on. It can be said that even if you go abroad, you should think of several large families and bring gifts. After all, 1 billion, even 1% is 1 billion.
Therefore, daily reciprocity is indispensable. Moreover, there are many circles in the bank, and high-end people in basic cities are in this circle, and they can be contacted through daily meetings and forums in the bank. Have a strong advantage in doing business for yourself. Of course, there are many connections between banks and airports and stations, and it is also possible to arrange business seats and VIP seats when going out. Moreover, banks can also provide some services for customers with deposits of 654.38 billion yuan, such as daily care, medical care and commercial insurance. As long as you have 1 billion, you can't even think about it.
Second, there may be entry requirements.
There are often 1 100 million deposits, and there are bosses with children who have not yet joined the job. If you look for a bank, you can arrange it. However, not all banks can do it, only some small banks can. If you look at the scale of 1 100 million, it is ok to hang a vice president, which is also a rebate for banks. After all, 1% is 1 10,000, and the rebate is hundreds of thousands or even 1% every year. This demand can still be promised.
The author is not easy, I like it very much. Thank you very much
If you are an official, you can enjoy 20 years in prison.
If you deposit 1 100 million yuan in the bank, you are the cash cow of the bank, and the bank will try its best to draw this single deposit from you. Once the withdrawal is successful, it will reduce the pressure on the bank to absorb deposits. The bank asks you, the bank will definitely give you different treatment from ordinary depositors, which will make you enjoy different treatment;
First of all, the bank president and staff will stick you in the palm of their hands, and they will send something to you on holidays, and maybe some will invite you out for dinner and chat to get through personal feelings! Of course, you can also play B in front of them. Although some requirements are put forward, the bank will help you solve the problem and make you as satisfied as possible.
What's more, because you have deposited 100 million yuan in their bank, which belongs to their super VIP customers, you will definitely be treated differently; The bank will provide you with special customized services. If you have anything, just call and the bank will pick you up, or the bank staff will come to handle the business in person.
Secondly, your deposit interest rate will definitely be higher than other ordinary interest rates, and interest is the sharpest weapon that can lock in your 654.38 billion deposit. The bank won't give you high interest because it is afraid that you will transfer this 100 million deposit to other banks, so the bank will definitely give you the most favorable interest.
Finally, as a super VIP customer of the bank, you will naturally have the corresponding benefits of super VIP service; The most common thing is that you will definitely send some gifts on holidays; In addition, there are special wealth management projects for super VIP customers, travel vouchers, regular other activities, regular physical examinations and other benefits.
If you deposit 1 100 million yuan in the bank, you will enjoy the care of staff, high deposit interest, personal tailor-made service, holiday gifts and special benefits for super VIP customers.
In fact, there is nothing to stay. I remember that in 20 10, my hotel was demolished, and the merchants in one of our courtyards had to pay10.2 billion yuan for the demolition of eight families. There is also a household that covers an area larger than our eight households, and a demolition fee is more than 200 million. Eight of us got together and figured out which bank to open an account in, so that we could withdraw money in cash.
Because the demolition money was paid to the company account, after the invoice was paid, the business license was cancelled, and the book funds were naturally withdrawn to the personal card. Which bank is convenient?
Suddenly I thought of a local commercial bank where I run pos machines (the name will not be mentioned). I called them and the company manager came the next day. After understanding the situation, he explained to us the process of opening an account and the materials prepared. Tell us all to get the information ready, and then he will check it again.
Three days later, he came to our compound. After checking the information, we drove three cars to the bank together, and the people who handled the business were already waiting for us.
In the process of handling, a person who is said to be the president invited us to sit in the negotiation room on the side: after thanking him, he said, I will give each of you a VIP card (private bank card), and you can transfer the money from the company account to your personal card at any time, but I hope we can stay a little longer and transfer it after use, and keep it when not in use. Naturally, we will agree and go after the formalities.
Just go home and use online banking. By the way, that bank's card can be withdrawn at any bank outlet, and there is no handling fee, so there is no need to transfer money, just take it out when you use it. The process is as simple as that. There is no special car or anything. We all drive by ourselves, and the only convenience is to finish it at once.
But if you really take 100 million yuan to the bank for financial management, you will get good treatment. For example, Minsheng Bank will have a full-time financial manager to serve you, be caring and attentive, sometimes the financial manager will visit you at home, and sometimes the financial manager will accompany you to play ball games, cocktail parties and other activities, so there are many small gifts. Anyway, according to the different banking business, the treatment is different.
What kind of experience do you have? Share it together, in the comments section.
I'm Li Hewei, chairman of Bole Group, with more than 20 years' entrepreneurial experience, an angel investor, a tutor in the course of Awakening Venture Capital, a tutor in the course of Wealth Life Password, and the chief lecturer of Li Hewei's lecture hall. I speak for Li Hewei Lecture Institute: seeking partners and franchisees. Please come and learn the speech together: 3 hours to solve the tension on the stage! 1 day to solve the confusion! Become a sales expert in 3 days! Thank you for your attention and look forward to in-depth communication with you. ...
As God treats you, you will be treated.
If individuals can deposit 1 100 million yuan in the bank, they will get preferential treatment in at least two aspects. First, the bank's discount. Banks will treat such customers as VIPs, with a special person in charge to help them manage their finances and provide the best service at any time. At the same time, if there are any good wealth management products, they will be informed as soon as possible, so that such high-quality customers can keep their funds in the bank for a long time. Not only that, but other banks will try their best to offer various concessions to attract such high-quality customers and get the largest deposit funds. The second is personal preferential treatment. If this customer is discovered or developed by an individual, there is no doubt that these bank staff will definitely provide the most preferential service to customers, give some customers the rewards they get, and attract customers to become their own service targets, which will become their first task and first goal in striving for deposits. Therefore, customers will get the highest income.
If an enterprise or unit can deposit 1 100 million yuan in the bank and does not need a loan, such an enterprise or unit will also become the object of all banks, enjoy quality services that ordinary customers do not have, and be carefully cared for by banks. Of course, if enterprises or units need loans, banks will be very enthusiastic as long as the loans are within 654.38+0 billion. Because they don't need to worry about the risk of loans, as long as they are pledged by deposits, they are foolproof. If the loan exceeds 654.38 billion, depending on the situation, there will be risks and the quality of customers will not be so high.
If you deposit 100 million yuan in the bank, you will definitely be warmly welcomed by the bank. Driving to pick up and drop off, queuing to welcome guests, are not problems. A hundred million dollars in the bank can bring at least several million dollars in income to the bank every year.
The bank will also provide services for you within its power. You can appoint relatives and friends to work in the bank, arrange a leisure time for you, and get money without going to work every day.
The bank will even provide you with a special financial secretary, who will be by your side every day. Simply book a plane ticket or something, even if it is not within the scope of banking business, I will do it for you right away. But does a billionaire still care about this temptation?
You can talk about your income, because the general deposit amount exceeds 5 million to100000, and the standards of each bank are different, so you can enjoy private banking services. The specific rate of return will be greatly discounted by the bank. It is said that it can reach 7% to 8%. Don't ask how these gains come from, just cash them anyway. Housing loans with interest rates of 4.9% to 5.38% cannot have such a high rate of return.
Being rich is a good thing, but wake up. What the bank really needs to do first is that your money comes from the wrong source? Suddenly want to deposit 100 million in the bank, either rape or theft. Then find a way to prove that you can be the master. How long does it take you to verify your deposit? One day is not enough trouble.
As a matter of fact, we all know that Qian Shengqian is the most important place with money, and putting money in the bank is the worst choice. The richer people are, the more ambitious they are. It is impossible to leave 654.38 billion idle in the bank for a long time. This kind of opportunity will not be sent by a local tyrant to the outlets, and well-informed people have already pulled their deposits through various relationships.
So work hard to earn money, just earn 108000, which is the goal of ordinary people. A small goal of 100 million is not just nonsense, but you can't swallow it back when you say it.
There are many advantages to saving 100 million yuan, which is very good and beneficial, but there are really not many individuals saving 100 million yuan, and there are many enterprises saving more than 100 million yuan. The larger the enterprise scale, the more natural capital flows, and the more funds can be placed in the bank. So what treatment can individuals or enterprises enjoy if they deposit 100 million yuan in the bank?
Personal deposit 1 100 million
People with 1 100 million deposits can negotiate the deposit interest rate with the bank. Depositors occupy a favorable position and banks occupy a disadvantageous position. Depositors can negotiate interest rates with banks. At this time, the bank estimates that it will give a deposit interest rate of 6%. As I don't have more than 1 100 million yuan in deposits, Cai Xiao can only think that it can have an interest rate of around 6% according to its own judgment.
Other benefits, such as many VIP cards, exclusive personal financial advisors, exclusive salon lectures and parties, are excellent benefits.
Corporate deposits 1 100 million yuan.
It's not the same as personal savings of 100 million. Enterprises deposit 100 million yuan in banks, and banks also like such customers. Banks like 1 100 million yuan less than those who like 1 100 million yuan, because enterprises often temporarily store 1 100 million yuan here and may take it away at any time. If you can deposit 100 million yuan in the bank stably, enterprises can also get many benefits, such as proper convenience when applying for loans.
Cai Xiao said.
First, I will investigate you to see why you have so much cash flow. .
If you have a normal deposit of 654.38 billion yuan in the bank, you will have the following treatment.
First, the president meets you personally, and you can talk about interest with him. It is really flexible and can be higher than normal savings. And you can choose any project that day, as long as it's not murder and arson, all the threesomes are arranged by the bank for you.
Second, if you are interested, you can arrange for your seven aunts and eight aunts to work in the bank, accept all orders and work formally.
Third, the president will try to associate with you and get close to people around you. This is a normal business need and the accumulation of the president's contacts.
Fourth, people go to your house to give gifts on holidays.
Five, I'll give you a black card
This is also going to some commercial banks, and there are these treatments. . You save so much money in the four major banks, especially ICBC, and you will be treated like that, because there is no shortage of such customers.