When you invest and manage your spare money, you can make diversified investments.

1, I suggest you buy a money fund with some money. The interest rate of money funds is a little lower than that of term products, but it is characterized by flexibility. When you need money, you can always withdraw it. For example, some reliable platforms and various funds have much higher interest rates than banks.

2. I suggest you buy a fund to make a fixed investment: this kind of financial management belongs to long-term investment and financial management, which helps you save money in disguise. But the interest rate is higher than that of banks. He automatically buys a certain amount of money at some time every month, and this money is set by himself. Still more flexible. After setting, the money in your card will be automatically transferred out at that time every month. It will also show how much you earn every day and how much money you have accumulated. When the money in hand has a certain amount, it can be reflected and then used to make some high-yield wealth management products.