Recently, some fans asked my senior sister: What is the development prospect of community endowment insurance? OK or not?
On this issue, the following seniors will analyze it for you.
This paper focuses on: what is the development prospect of insurance pension community?
How about Taikang Win Yue Life Annuity Insurance Product Plan (Premium Edition)?
The summary of senior sister!
1. What is the development prospect of the insurance pension community? 1. What is an insurance pension community? Simply put, it is the pension community invested by insurance companies and has actual control.
At present, in the market, many insurance companies have established their own insurance pension communities in different cities. For example, Taikang Home Care Community of Taikang Life Insurance, Everbright Chen Hui Care Community of Everbright Life Insurance, Evergrande Health Valley Care Community of Evergrande Life Insurance and so on.
2. What are the advantages of the insurance pension community? An advantage that the insurance pension community has to mention is the medical resources it connects.
Usually, an insurance company will cooperate with more than 1000 well-known 3A hospitals in China. Some Sino-foreign joint venture insurance companies can also link top foreign medical resources, so that the elderly who particularly need medical insurance services can enjoy fast and high-quality medical services at any time.
At present, there are generally two ways to live in the old-age insurance community, namely, membership and purchase of designated insurance products. For example, what is popular at present? Taikang home care community? , support the purchase of designated insurance products to stay. Insured by Taikang Life Insurance? Win Yue Life Annuity Insurance Product Plan (Premium Edition)? You can enjoy the service of Taikang home care community.
If you are interested in this product, you can also poke this link to learn about it: Taikang Win Yue Lifetime Annuity Insurance Product Plan (exclusive version) is coming, but I didn't expect it to be a surprise!
In order to facilitate everyone's understanding, the following senior sister will introduce this product to everyone.
2. How about Taikang Win Yue Life Annuity Insurance Product Plan (Premium Edition)? 1. Analysis of insurance conditions As can be seen from the above figure, the Win Yue Life Annuity Insurance Product Plan (exclusive version) supports people who are born 30 days to 62 years old, and the protection period is the corresponding day after the insured reaches the age of 105.
Secondly, the product has a flexible payment cycle, which not only supports wholesale payment, but also has four annual payment cycles.
If you are a friend with low income but relatively stable income, it is more appropriate to choose a longer payment period. Because other things being equal, the longer the payment period, the less premium is needed every year.
If you don't know what kind of payment period you are suitable for, you can also look at the suggestions in this article: How to choose the payment period so as not to lose money?
2. Analysis of Protection Contents The protection contents provided by the Win-Win Life Annuity Insurance Product Plan (Premium Edition) include special survival fund, survival insurance fund, birthday insurance fund, education care fund, death insurance fund, policyholder exemption protection (optional), policy loan and insurance reduction.
Among them, the proportion of survival insurance payment provided by this product is quite attractive. When the insured reaches the age of 60, the payment ratio of survival insurance money can reach 40% after the first contract year takes effect (inclusive). In this way, the insured can get more insurance money to improve their quality of old-age life.
In addition, after the product is insured, the insured can also enjoy the service of Taikang home care community.
Taikang home care community introduces international CCRC pension model. 1+N？ It is a large-scale comprehensive high-end medical care community for the elderly who live independently for a long time, have different degrees of assisted living, have memory impairment and have professional nursing services, which can enable the insured to experience a better old-age life.
These are the answers to all the questions. Generally speaking, the development prospect of the old-age insurance community is good, which can not only provide protection for the insured, but also enable the insured to enjoy a high-quality old-age life.
If you have the idea of living in an insurance retirement community, what does it say? Taikang home care community? It's a good choice. Insurance? Win Yue Life Annuity Insurance Product Plan (Premium Edition)? You can enjoy the service of Taikang home care community.
Finally, Senior Sister sends you a copy of relevant information about Taikang Life Insurance. Friends who don't know much about Taikang Life Insurance can poke here to see: Is Taikang Life Insurance reliable? What about these products?
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