In recent years, a new way of buying a house-buying a house by group has brought new hopes and opportunities to consumers! As a veteran of real estate transaction, I am here to share with you the significance of buying a house by group purchase, how to buy it and matters needing attention! Follow my footsteps and look down together!
First of all, what is buying a house by group purchase? Buying a house by group purchase, as the name implies, means that a number of buyers unite and negotiate with developers or intermediaries to buy commercial housing at lower prices and more favorable conditions. This way can often allow property buyers to enjoy the discount of bulk purchase, while reducing the sales cost and inventory pressure of developers!
Judging from the news released by local governments recently, nearly 20 cities have launched real estate group buying activities and preferential policies this year to stimulate local property market transactions. These cities cover Henan, Jiangsu, Sichuan, Jilin and other places, and the policies mainly focus on preferential loan interest rates, financial subsidies for housing purchase, and early housing selection. Take Hangzhou as an example. In the group buying activity launched in June, buyers can enjoy the best loan interest rate of 1- 1.25 percentage points, which undoubtedly saves more financial costs for buyers!
If you want to participate in group buying, you need to pay attention to the group buying information released by developers and local real estate agents, such as the name of the property, the number of houses, the price range and so on.
Then I will visit the site to choose a house and negotiate prices and preferential activities with agents or developers' representatives. After the negotiation, sign the house purchase contract, and finally complete the relevant procedures and loans according to the group purchase activity policy.
You need to pay attention here. Usually, the group buying activity cycle is short, the price and the number of houses are limited, so we should handle it quickly so as not to miss the opportunity!
Finally, let's expand the things that need to be paid attention to when buying a house by group purchase. Do remember!
Choose a formal and reliable group buying organization. After all, buying a house by group involves a lot of money and legal responsibility. We should choose a qualified, reputable and experienced group buying organization to avoid the risks of fraud, fraud and default. Personally, I think it can also be screened and compared through online inquiry, word-of-mouth recommendation and field trip.
Understand the rules and conditions of group buying. Because buying a house by group generally has certain rules and conditions, such as the number of participants, payment methods, refund policies and so on. Therefore, as a property buyer, we must carefully read and understand the terms of the contract, clarify our rights and obligations, and avoid disputes and losses!
Carefully choose group purchase projects and properties. Although the group purchase price is favorable, it does not mean that all projects and properties are worth choosing! For us, it is still necessary to examine the location, quality, supporting facilities and other factors of projects and properties according to our actual needs and budgets, so as to avoid buying uncompleted residential flats or unsalable buildings!
Pay attention to market dynamics and policy changes. Generally, buying a house by group purchase will be affected by market supply and demand and government regulation, which may lead to price fluctuation or policy adjustment. Therefore, as a property buyer, we should pay close attention to market dynamics and policy changes in a timely manner, grasp the timing and rhythm, and avoid missing opportunities or stepping on the air!
Generally speaking, buying a house by group purchase can enjoy certain price concessions and favorable policies, especially in hot cities, developers and governments will introduce more favorable group purchase policies and activities to stimulate transactions. However, the number of group buying houses is limited, and it needs to compete with more buyers, which often requires faster decision-making speed. Constraints, such as the reduction of freedom in choosing a house, are also some hidden concerns. But if it is the first time to buy a house, in order to get more favorable prices and conditions, group buying is still an attractive path, which is worth considering by buyers!
Finally, I also remind you that you must pay more attention to investigation and comparison when buying a house! Reasonably judge the preferential conditions of activities and contract terms, and choose high-quality and after-sales guaranteed real estate to help you achieve the goal of maintaining and increasing the value of real estate! At the same time, I wish everyone can get their favorite property smoothly!