1, accidents are everywhere, and going to work at work requires a suitable accident insurance. Generally, an ordinary personal accident insurance with a moderate amount is enough. Of course, if you often commute to work by public transport, you need to add insurance covering public transport such as light rail and subway. As for the insured amount, it is recommended to be 2-3 times the annual income. In addition, the accident insurance purchased must include accidental death and accidental medical insurance.
2. At present, the health status of people working in the company can not be ignored, so an appropriate health insurance is essential. It is suggested that office workers choose critical illness insurance with an annual income of 2-3 times, and once they get sick, they can get compensation for 2-3 years. Secondly, we should pay attention to the scope of protection, and the most important thing is to examine whether the terms include common major diseases. In addition, you'd better pay the insurance premium annually and extend the payment period as much as possible, so as not to bring too much economic pressure to yourself.
With the above guarantees, you can choose a life insurance according to your own needs. If the economic income is limited, term life insurance products with relatively low prices can be considered first. For office workers with higher income, it is recommended to buy whole life insurance products.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.