It is understandable that people who just quit their jobs usually live a happy and unrestrained life in the dark. But remember, after a while, you must stop and make plans for the next step, or you will regret it.
A friend of mine used to be a senior salesman with a monthly salary of tens of thousands. Later, because of a conflict with the sales director, naked resignation went home angrily. Play mobile phone and online games every day. In a year, all his savings were squandered and his girlfriend left him. Finally started to borrow money, and lent me money some time ago. I suggested that he pull himself together. He stammered that he had no intention of working, which left me speechless.
This is a typical type that is not enterprising and almost abandoned by the family.
I want to give myself a chance to relax, if I have found a good home, or because I have been working hard and under great pressure these days. Then naked resignation is a good choice.
This kind of person naked resignation usually doesn't play for a long time, but plays for a short time at most, and then begins to prepare his next work.
My friend's colleague is a programmer. Because I work too much overtime, I have no time to accompany my wife and children, and my family relationship is very tense. Later, after careful consideration, he decided to go to naked resignation.
He stayed at home for several months, studied cooking well, and took his son to and from school and his wife to and from work every day. Going out to travel and watch movies on weekends makes the family happy.
After half a year, he re-applied for a job and soon found a job. Although he works overtime now, he won't work as hard as before, and his family relationship is much more harmonious.
Many people think that playing mobile phone is a waste of time, but it is not. In this era, everything can play tricks. How many people use mobile phones to learn knowledge, take online classes, learn technology and make money?
My colleague's roommate is a little girl. Three months ago, naked resignation was bored at home, so she took some makeup artists and videos in Tik Tok. Unexpectedly, it soon became popular. Now you can easily earn hundreds of thousands of dollars every day, which is much harder than working in the company from nine to seven.
So, first of all, find out the reasons of naked resignation, then think about the countermeasures and plan the next step, and we will definitely have a bright future!
Feeling should be confused, aimless, limited in ability and competitiveness, leading to more and more unwillingness to work. There should be quite a few people in this group
I was in naked resignation at the end of last year. My mother always asks for leave when she is ill, which affects her work. She resigned. Now my mother's condition is still stable, but she may come back at any time. My baby is almost two years old, and I want to go to work when I am not so busy, but I am worried that my mother's situation will suddenly change and I will take time off, and I am afraid that my baby's grandmother can't take care of my baby at home. I am also very anxious at home every day, and I don't know what to do if I want to find a part-time job. Sometimes I fall asleep and am suddenly awakened by this anxiety. I regret quitting my job when my brain was hot. I don't want to take care of the baby at home full time. I feel very uneasy about not working and having no income.
I knew someone before, who turned out to be a programmer for a month.
1.20 thousand salary, and later in naked resignation, I should have worked for about a year! I didn't go to work for the next year, and I played mobile phone at home every day! Have a girlfriend. Later, all the wages paid before were spent, and online loans were mixed up!
Now I owe 200 thousand, and my girlfriend doesn't know. He intends to borrow money from his friends to repay the online loan!
After naked resignation, I no longer go to work and play every day. That's probably it!
As a social group, if you don't go to work for a long time, then you will be immersed in it, especially now that the content on your mobile phone is getting richer and richer! Without guidance, he will live like this forever! This mentality is one word, lazy, too lazy to work, just want to play!
If he is your friend, please take him out of this state of mind and ask him out to play every day! Such as running, walking, or fitness! Only by exercising and living regularly every day can one please this mentality. If left unchecked, it will eventually destroy itself.
In fact, life does not have to work all the time. It's not worth dedicating your best age to your work. What's wrong with not working for a few months now and then?
Naked resignation-Quit before finding a new home, regardless of the future.
First of all, I respect that you are a man! Generally speaking, there are more young people in naked resignation, and most of them have a post-90s attitude towards life. They all regard the year-end bonus/money as dirt. If they don't like their boss, they will drop a glass and resign.
What will it be like to go to naked resignation in middle age, say 44 years old?
44 years old, should be 70 years old, has entered the age of no doubt. The pressure of life makes 70-year-old people no longer young, and the changes of society make 70-year-old people feel powerless. You can't grow old safely, but you have to trudge on the road of old age, shouldering the burden of family and social responsibility. There are old people who need filial piety and children who need feeding. The pressure of mortgage also urges you to pay back the money regularly every month. ......
Even if he has two or three million dollars in his hand, he is worried about the uncertain future. What should we do?
In the workplace of adults, there is absolutely no word easy.
As an adult, you should have learned the word plan.
Adults' psychology should develop strong resilience.
However, naked resignation for adults was not built in a day. Just like a broken marriage, long-term fatigue and pressure are superimposed, and the final fuse becomes the last straw to crush the camel, which finally leads to the seemingly sudden "naked resignation".
The biggest challenge after naked resignation is not the pressure of the cost of living. But what's the next plan after naked resignation? !
Naked resignation, a 44-year-old adult, still has some loans in his house, but he also has funds, so he won't worry about food and clothing in the short term. However, how should middle-aged people in naked resignation plan and face the future?
First of all, deal with five insurances and one gold, because this thing may affect buying a car, buying a house, seeing a doctor and supporting the elderly.
Handling method of "five insurances and one gold": after resignation, the payment of old-age insurance stopped, which led to the interruption of payment period and the cessation of personal account accumulation, but as long as the time is not long, it will have little impact on the future. Moreover, if a 44-year-old middle-aged person has been working since graduation, it should be enough to pay 15 years of old-age insurance. Another way is for individuals to pay in full, so as not to interrupt the payment, which requires individuals to bear the pension that the company paid for you before. This will make the personal burden heavier. Similarly, medical insurance and endowment insurance are similar. Industrial injury insurance, unemployment insurance and maternity insurance all have no personal accounts, and the insurance will be automatically lifted after resignation, but unemployment insurance can be collected as long as it is paid for one year, not because the individual is unemployed. After resigning, the housing provident fund will stop saving money, but the money in the account will belong to the individual. As long as it meets the conditions for withdrawal of the provident fund, it can be withdrawn at any time, and it can be renewed in the future without being invalidated.
Secondly, for naked resignation, we must know in advance the suffering of the occupation window brought by naked resignation, and then we can have a better psychological state to meet the long or short occupation window and have a good rest during this window.
As a 44-year-old middle-aged man in naked resignation, it must be that Rome was not built in a day. The bottleneck of self-development and the depression of working environment may all be the reasons for his naked resignation. Then, with a certain amount of savings, it is a good thing to choose naked resignation, adjust your status, or even leave your job to recharge. After resting, thinking and studying, you can start again at a new starting point, or you may usher in the second spring of your career at this turning point. At this time, the most important thing is to make your life stress-free so that you can go into battle lightly.
A 44-year-old middle-aged man with a mortgage of 400,000 yuan. If the monthly payment is 20 years, assuming an annual interest rate of 4.9%, the repayment method of equal principal and interest will be adopted. Monthly repayment amount = loan principal × [monthly interest rate× (1+monthly interest rate) repayment months ]=[( 1+ monthly interest rate) repayment months-1]. According to the formula, the monthly repayment amount is 26 17.78 yuan, which is 20 years. If the average capital repayment method is adopted. Monthly repayment amount = principal/repayment months+(principal-accumulated principal repaid) * monthly interest rate. According to the formula, the repayment amount in the first month is 3,300 yuan, and then it will be reduced by 6.8 1 yuan every month. A total of 65,438+096,894.76 yuan of interest has to be repaid in 20 years.
From this comparison, I believe that in the face of a mortgage of 400,000 yuan, I think it is a very good choice to repay the loan in advance on the premise of sufficient funds. After paying off the only 400,000 mortgage, the remaining 6.5438+0.6 million will be used as the necessary living expenses for the first year of the professional window. At the same time, in this year, you can empty yourself, concentrate on your studies and reposition your remaining career period and career direction. The remaining 6.5438+0.5 million yuan will be the necessary guarantee for your personal life in the next few years. Therefore, it is an important step to make the remaining investment income of 6.5438+0.5 million as much as possible, which can not only protect your life to a certain extent, but also maximize the financial income in some investment fields during the gap period when you have no job.
At present, the steady financial management of banks can generally reach more than 3.85%. For this large sum 1 10,000, if the term reaches 5 years, the annualized interest rate can even reach 5%. In this way, the fund of 6.5438+0.5 million can reach at least 57.75 million/year. If you invest in stock funds, the income should be a little more. In this way, in the second year without a job, you may have more life pressure, but you will not be without food. Of course, this is the worst outcome.
I also believe that a 44-year-old middle-aged man, judging from his past experience and social relations, will soon find the job he wants. This is an ideal situation, regardless of family pressure. If you need to support your family at this time, the adjustment time is really too short. Therefore, it is imperative to adjust the state faster, recharge and reposition yourself.
But at the same time, we should also understand the psychology of recruiters/headhunters now, so as to correctly position ourselves and find a suitable job in the future job search process. I once chatted with a friend who is engaged in personnel, and talked about HR's views on naked resignation employees: naked resignation job seekers are worthless in the eyes of personnel! When applying for employees, the Human Resources Department will not consider naked resignation employees under the same conditions. In their view, this employee has no sense of responsibility, is impulsive, lacks long-term planning and is immature. On the contrary, employees who ride donkeys to find horses often hope to get higher salaries than employees in naked resignation. They think that employees in naked resignation have bad temper or poor ability, so they are reluctant to recruit people from the same industry when there is a shortage of people in naked resignation.
Therefore, what a 44-year-old middle-aged worker in naked resignation needs most is to reposition himself or rediscover his bright spot. Only in this way can he stand out in the future job market and become a dark horse in the talent market again. Therefore, it is also prepared to set aside 10+ 10000 yuan as the living guarantee for this window period. The remaining funds can help you get your mind back to normal in a year or so without the pressure of mortgage, and at the same time use this time to reposition and enrich yourself and find the starting point of the next life.
This problem cannot be generalized.
I think naked resignation must be dissatisfied with his work, or with going to work.
After naked resignation, I didn't want to go to work or find a job. I brushed my mobile phone at home every day. There should be three possibilities.
1. resigned because of too much work pressure. I want to relax, rest for a while, and then find a suitable job.
During this time, just brush your mobile phone at home and relax completely. The content on your mobile phone is too rich. Seeing what you want to see is a way of leisure and entertainment.
Second, I want to find what I want to do on my mobile phone.
Others watch and brush their mobile phones every day. Maybe he is preparing for the next step. I want to find something to do on my mobile phone. Look for opportunities on the internet with your mobile phone.
Third, learn to charge on your mobile phone.
It is also possible that he learned what he wanted to learn on his mobile phone to lay the foundation for his future work.
Fourth, work on a mobile phone.
What others see is brushing their mobile phones every day. Maybe what they do on their mobile phones is to make money.
Now you can do a lot of work on your mobile phone, and you don't have to work nine to five to earn money.
Therefore, everyone has everyone's arrangements, not necessarily what others think, thinking that this person must be decadent.
After every interview, I will review, summarize and reflect on myself, and I will find problems every time. Nevertheless, this process is beyond my expectation. I lost my job for the first time and stayed at home for nine months.
It's really the more anxious you get to the back, and you don't enjoy the days when you don't have to go to work every day, because such idleness makes you feel insecure, reminding yourself that you are a person without a job and living with an empty pocket.
At that time, I really had empty pockets and little savings. I have to pay my mortgage every month and own a car. At that time, my husband's income was not high and he was far away from me, but because I had to go for an interview at any time, I was afraid to rush to him for fear of missing a good opportunity.
Then I met two job opportunities that were about to be negotiated. I also value them very much, and the other party is very satisfied with me, but at the last minute, they all fell through. Once, because an employee of that company applied for this position voluntarily, the personnel department would give priority to internal candidates, and I was rejected by pass. The second is that the regional manager thinks highly of me, but I didn't expect the new Hong Kong female directors to want me, because I am married and have no children. Ga, ga, ga, ga, ga, ga, ga, ga, ga, ga. I was so depressed that I simply bought a train ticket and ran to Jiangxi, where my husband was at that time. That month, I lived like a fairy and traveled with my lover. His projects include a three-bedroom rental house and a fully equipped car, which is convenient for them to go to the project department. When there are no work tasks on weekends, we will drive to enjoy the great rivers and mountains, cook by ourselves and get along well with his colleagues.
I have been reciting words and learning foreign languages. In a foreign company, if you are good at English, you can win more good opportunities, so you naturally don't want to waste time.
Now that I think about it, it is worthwhile to use my leisure time to do something meaningful and growing for my future during unemployment, and it is also a positive hint from my mentality.
Come back from Jiangxi to continue the interview. I talked about the position of provincial director of a newly established domestic company. The other party is optimistic about me and hopes that I will go to work as soon as possible. When I asked about my income, I forgot and declined. Menstruation, people who knew the situation at that time also said that I wanted to give up this opportunity. I told her that I could be worth a higher price, and I wouldn't go at this price.
About two weeks later, I suddenly got a call from a man with a Hong Kong accent and asked me about my work background. I realized that the other party might be a company executive. Get up at once 12, find a quiet corner and answer seriously. Then the other party said to give my resume to the personnel department and the person in charge would contact me.
In the afternoon, I received a phone call from HR manager, knowing that it was a small Swiss company, and its business in China was not large, with only 25 employees. In the morning, I was called by the boss of this company in China, a Dane from Hongkong. Because my boss saw the resume I sent them online, and my company background is a competitor of his previous company, so I am very interested and want to talk.
In fact, at that time, my confidence was almost defeated. After interviewing for half a year, it's not that no company wants me, but all the positions I don't want to go to, either with low salary or unsatisfactory positions, and people I like don't want me.
The personnel manager informed me to go to Beijing headquarters for an interview and told my boss that he wanted me to give a courseware speech to see how my learning ability was.
In the next few days, I began to get familiar with all the professional knowledge related to the company's products and began to prepare the courseware carefully; In addition, I found that the boss is very interested in the direct selling mode in communication. I specially investigated the feasibility of online direct selling of pharmaceutical products and made an unplanned research report to my boss.
In the company conference room in Beijing, after listening to my product introduction, the boss and the personnel manager talked with me about the salary. The position they offered was two grades higher than my previous job, and the salary doubled. I met 80% of the conditions they needed, as if they had fallen from the sky, so I got the offer.
Holding the newly signed offer, in the taxi back, it seems like a dream, especially unreal. Looking back on the freshness of these nine months, the relaxation of body and mind, the rush of interviews, the twists and turns of job opportunities, and finally the serious self-doubt and self-denial, almost at my most desperate time, far exceeded my expected job opportunities, so I came unexpectedly.
I am glad that my affectation is not my favorite job opportunity, so I will not go. Without this insistence, I might have gone to work for work and hastily signed an offer I didn't like. A very important reason is that my family and my husband standing behind me firmly supported me, thanking them for their connivance and understanding, and did not let me bear heavy family responsibilities and go to work to make a living in the first place.
In order to love our family and work harder, they are worth paying, aren't they?
I'm just getting lazier and lazier. I'm used to muddling along and don't want to touch the regular life any more.
Naked resignation brushed his mobile phone at home the day after tomorrow and didn't go out to find a new job, a lot; A situation that exists among young people.
If our previous work was well done, our work was progressing smoothly, and our relationship with colleagues was well handled, then we would not choose naked resignation. If you must resign, it will be done on the basis of finding a good next job.
But since I chose naked resignation, that's the problem with this job. Maybe he has just left the society, so it is difficult to adapt to the new role of society and deal with problems in his work.
Doing the same job day after day, you don't think it makes much sense, and you think this job can't reflect your own value. You are confused about the future and don't know what this job will do. Are you going to do this job until you are old and waste your life's youth?
The great conflict between ideal and reality made you not know what to do in the future, so you went to naked resignation, returned to your hometown, and lived a confused life.
Now that you have left the society and started to work, you should have a job of your own, whether it is physical or mental, whether it is traditional knowledge or future trend, think about what you should do, decide and go on.
There is not much time to waste in life. Cherish every second of your life, work hard and don't waste time.
Tell me about my personal experience. I graduated from June 20 16, and stayed at home until July before looking for a job in Guangzhou. I didn't find the right one at the moment. Maybe I was a little arrogant when I first graduated. Later, I brushed my circle of friends and found that a friend sent a message saying that he was looking for a teacher. It's a counseling institution, which is said to be run by a senior in our school. I was quite interested at that time, because I was a normal major myself. But it was in Foshan, and then I went directly to Foshan by bus. Everything will go smoothly and the organization will be good when we get there. The basic salary of probation period is 2200. Then after the probation period, there will be a class fee, and the commission may be three or four thousand. But I only stayed there for two months and left in September. Because I want to go home to develop, I thought that the job in my hometown would not be so difficult to find and the treatment would not be so bad. But I was severely slapped by reality. At that time, I couldn't find the job I wanted to do after looking for it for a long time, and the result was delayed until the New Year. I don't intend to continue looking for a job after the Chinese New Year. Hanging around at home all day. It was not until cousin Qingming came home that my mother asked him if there was any job introduction in that company. It happened that his company wanted to recruit people, and then I followed him to work in Shenzhen. ...