First, activate the financial function in the social security card as soon as possible.
As early as 20 19, China began to issue pension insurance benefits to retired employees with social security cards. Although this service project has not been implemented in some areas at present, with the implementation of the national overall planning of social endowment insurance, all parts of the country are vigorously promoting it. However, if you want to apply for the financial function of the social security card, you need to go through emergency procedures at any business outlet of the issuing bank in advance, and then set a new login password. If it is not handled in time, it is difficult to get the old-age insurance money smoothly.
Second, complete the survival certification in time.
Endowment insurance is a national welfare, which is paid to retired workers for life. However, there are always some people who want to take advantage of the loopholes and defraud others of their old-age insurance. This behavior will cause huge financial losses, which is not conducive to the sustainability of pension collection. Therefore, in order to ensure the security of China's pension collection, retired workers are required to carry out survival certification on time every year to prove that they are still alive. If it is not verified within the specified time, the pension benefits will not be issued from the next month.
For example, in Lhasa, Tibet, in 2022, workers receiving old-age insurance benefits will obtain their professional qualification certification before September 30, and receive social old-age insurance for administrative institutions, urban old-age insurance and basic old-age insurance for urban and rural residents. If loans overdue is verified, the old-age insurance will not be available from June 5438+ 10, so we should hurry up.
Third, remember to withdraw the balance of the provident fund and its dividend insurance.
According to Article 24 of the Regulations on the Management of Housing Provident Fund, employees can withdraw the balance of the storage account in the provident fund account at one time after retirement. If you never get the used provident fund during the deposit period, it will undoubtedly be a very rich income through decades of total. Don't forget to apply for withdrawal from the bank after retirement.
In addition, if you have paid the annuity or enterprise annuity when you are young, you can also choose to receive the fund account monthly, in batches or at one time after retirement, or you can use all or part of the funds to purchase commercial endowment insurance products. Can effectively alleviate and subsidize daily life.
Fourth, keep exercising to ensure physical and mental health.
As mentioned above, the old-age insurance premium is paid for life. As long as the retired workers have a good life, they can receive it continuously. Moreover, in China, employees' pension has been rising gradually since 2005, and now it has been further increased to 18, which means that the pension insurance premium of retired employees is increasing year by year, because only by taking good care of their own health can they have better pension benefits.
Fifth, I don't want to do anything illegal.
Law is the bottom line of being a man. If, after retirement, you break the law because of your own selfish desires, are sentenced or re-educated through labor, then you will not get old-age insurance during this period. Although the term of imprisonment or reeducation through labor expires, it can be re-received according to the norms before serving the sentence or reeducation through labor, but the old-age insurance at the non-payment stage will not be replenished. If you don't want to suffer big losses, you must refuse to violate discipline and be a qualified citizen who knows and abides by the law.