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Generally speaking, we can define the resources owned by individuals as commercial assets, and the personal responsibility to the family as medical liabilities. Operating assets refers to ()
Answer: c

Operating assets are the discounted value of family breadwinners after deducting their annual expenses in the future, while medical care liabilities are the discounted value of future living expenses of other family members. Real assets refer to the assets currently owned, and real liabilities refer to the existing liabilities.

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