Give a good evaluation and see if it is worth buying.
Before we begin to explain the text, Senior Sister suggested that we should have a brief understanding of the related knowledge of "Two Risks" so as to facilitate us to understand the following contents:
"About the two insurance, the salesman won't tell you! 》
1. Is the security of Evergrande's 10th anniversary pension good?
Without further ado, let's take a look at the security map of Evergrande's 10th anniversary pension security:
After reading the product protection chart of Evergrande's endowment insurance, we can find that it can cover 65,438+000 years old, the insured age is set at 30 days -70 years old, and there are various payment methods.
In addition, its protection responsibility also covers death/total disability protection, as well as expiration and universal accounts. It can be seen that Evergrande's endowment insurance has many advantages:
1, with a wide age range.
Friends aged 0-70 can apply for Evergrande's old-age security, which is a good age setting at present.
Because looking at the whole market, the highest acceptable insurance age is only 60 years old. We can understand that as long as you are over 60 years old, there is no way to insure.
However, the maximum insurable age of Evergrande 1000th anniversary is 70 years old, which is10 years older than similar products on the market.
In other words, even if you are over 60, you can still buy Evergrande pension insurance.
From this point of view, the insurance age setting of Evergrande's 10th anniversary pension security is really satisfactory.
2. Other guarantees are sufficient.
Other guarantees of Evergrande's old-age security include insurance relief, universal account, policy loan and value-added services.
Among them, the universal account of Evergrande's 10,000-year anniversary with old-age security can drive the income to rise again and finally get higher income.
For insurance reduction, it is actually to reduce the insured amount and get cash value. At the same time, policy loans can also get cash value in advance, but this will not reduce the insured amount, just need to repay the borrowed money within the agreed time. Both can be dealt with in an emergency.
In addition, Evergrande Pension Insurance also provides value-added services such as medical services, prepayment services and Evergrande Health Valley.
In a word, other guarantees of Evergrande's old-age security are rich in content and excellent in guarantee.
The insurance deduction and policy loan mentioned by senior sister here are actually insurance clauses. In fact, there are many such insurance clauses. If you want to know more about these terms, please click the following links:
"Super complete! Everything you want to know about insurance is here.
The proportion of insurance coverage is getting higher and higher.
At present, many products in whole life insurance have a certain proportion of growth, but not all of them can grow.
The old-age security for Evergrande's anniversary is just one of the few products with increasing insurance coverage, with an increasing rate of 3.98%, which is relatively high in whole life insurance with excellent market.
If anyone doesn't understand the increasing amount of insurance, senior sister will tell you specifically here. If the proportion of insurance increase is large, the final income will be higher.
It can be seen that Evergrande 10 anniversary endowment insurance is indeed generous.
Of course, Evergrande's old-age security has many benefits. Because of the limited space, senior sister won't elaborate here. If you want to know more friends, you can click below to have a look:
"Evergrande's" Ten Thousand Years Celebration "is off the shelf! You want to make one last shot! 》
2. How much should I buy for Evergrande's 10th anniversary pension insurance?
After the above analysis, I believe everyone has a more comprehensive understanding of Evergrande's old-age security.
Generally speaking, this insurance product is very good. If you want to buy it, your friend's senior suggests that you choose as soon as possible. If you don't buy it, you may not get it.
Someone may be planning to buy it, but they don't know the insured amount.
In fact, this product not only provides life and death protection, but also has the function of financial management. For those who have more money and want to manage their finances through this product, choose a higher insurance amount as much as possible;
On the other hand, Evergrande's old-age security has death/total disability protection. For friends who don't have much spare money, the selected insurance amount can cover the financial liabilities left after death.
In fact, it is difficult for senior students to know how much this product should be bought, because the choice of insurance coverage varies from person to person, and they need to choose the insurance coverage that suits them according to their own situation.
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
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I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
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