At retirement age, men don't need to pay for 25 years, and women need to pay for 20 years.
Notice on unifying the relevant policies of basic medical insurance and maternity insurance in the whole city
Yang Renshe [20 13] No.380 Yang Caishe [20 13] No.0/05
3. Term of payment
Individuals who participate in the basic medical insurance for employees must continue to pay fees to the statutory retirement age. When reaching the statutory retirement age, the cumulative minimum payment period (the sum of the deemed payment period calculated according to regulations and the actual payment period of employee basic medical insurance) must reach 25 years for men and 20 years for women, of which the actual payment period is not less than 15. No longer pay the basic medical insurance premium after retirement, and enjoy the basic medical insurance benefits for retirees according to regulations.
If the accumulated minimum payment period and the actual payment period have not reached the prescribed period, the basic medical insurance for employees of the employer shall be paid in full by the employer in accordance with the regulations, and the basic medical insurance for flexible employees shall be paid in full by myself in accordance with the regulations, and then enjoy the basic medical insurance benefits for retirees. Payment standard: the payment base specified by the province when going through retirement procedures × the proportion of basic medical insurance payment for employees of the employer ×70%. When going through the retirement formalities before 20 15, 12 and 3 1, if the actual payment period is not enough to repay according to the above standards, and the payment exceeds the original one-time payment standard of medical insurance premium determined before the implementation of this notice, it will still be implemented according to the original one-time payment standard of medical insurance premium.
All the medical insurance premiums paid back will enter the overall fund, and no personal account will be drawn. Only calculate the payment period, and do not enjoy medical insurance benefits.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.