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Does the online banking payment of China Construction Bank have to be a network shield?
You don't need

CCB online payment has the following categories:

I. Online banking shield is required for the payment of dragon cards (debit cards and quasi-credit cards signed at the CCB counter).

2. Non-contracted online banking dragon card payment (online banking doesn't sign a contract at the CCB counter or apply for a dynamic password card when signing a contract), and there is no need for online banking shield. Note: this needs the support of merchants, and each merchant is different. For example, Tenpay doesn't seem to support this kind of payment, and Taobao seems to support it, but the limit is very low.

The third is credit card payment. Log in to online banking and pay by credit card: select a credit card, enter the validity period of credit, password and other information to pay, without inserting a shield; You don't need to log in to online banking, enter the credit card number, c v v, and you can pay within the validity period (for example, Ctrip pays by credit card without encryption), and you don't need a shield (I feel unsafe, I used it before, but I don't need it now).

The fourth is account payment. Without opening online banking, you can directly open a single deposit account or credit card and the micropayment function with a daily cumulative amount of less than 500 yuan (monthly cumulative amount 1 0,000 yuan) online, and verify it by reserving the SMS verification code received by the mobile phone in the account during the transaction.