In order to give full play to the role of the market and society, vigorously develop the pension industry and meet the multi-level and diversified needs of the elderly, this opinion is put forward with the consent of the Shanghai Municipal Government. The Opinions clarify the following aspects:
First, focus on key areas and increase the supply of old-age products and services. Increase multi-level old-age care services. Encourage all kinds of social capital to invest in the aged care service industry, and set up aged care institutions and rehabilitation nursing institutions for different income groups. Vigorously develop the auxiliary appliance industry. Actively develop the industries of clothing, life care products, rehabilitation training, health promotion AIDS and other elderly products, support enterprises to increase R&D, design and intelligent manufacturing, and cultivate a number of "specialized and innovative" little giant enterprises and single champion enterprises in manufacturing. Actively develop livable industries for the elderly. Advocate the concept of lifelong housing, promote the government's affordable housing to be suitable for lifelong living, and support social capital to design and develop more commercial housing products suitable for the elderly. Encourage the construction of comprehensive communities and long-term rental apartments where young people and the elderly live together, and create a vibrant community for the elderly with intergenerational integration. Stimulate the vitality of the elderly education market. Actively expand the main body of education for the elderly, encourage qualified education and training institutions to develop educational products and training courses suitable for the characteristics of the elderly, and adapt to the growing educational needs of the elderly in spiritual culture, health and wellness, and financial management. Promote the healthy development of tourism for the elderly. Take the elderly tourism as an important part of global tourism, and vigorously develop red tourism, cruise tourism, leisure tourism and other tourism formats suitable for the elderly.
The second is to strengthen factor support and accelerate the release of industrial kinetic energy. Enrich the supply of human resources. Encourage more institutions of higher learning and vocational colleges to offer old-age services, rehabilitation AIDS and other majors, and expand the enrollment scale of professionals in the old-age industry. Expand land use space. Ensure the demand for land for new old-age service facilities, and allocate land for new old-age service facilities projects that meet the Catalogue of Allocated Land; Provide for-profit pension service facilities by means of lease, lease first and then transfer, and encourage priority lease, lease first and then transfer. Improve financing ability. Government guidance, enterprise participation, research and establishment of Shanghai pension industry investment guidance fund, and play a guiding role in key areas of pension industry and major project investment. Strengthen fiscal and taxation support. Give full play to the guiding role of special financial funds such as service industry development guiding fund, special funds for the development of small and medium-sized enterprises, special funds for the development of information technology in the city, special funds for the development of software and integrated circuits, and give support to enterprises and projects that meet the conditions of old-age services, rehabilitation AIDS, and smart old-age care. Strengthen technical empowerment. Promote the in-depth application of next-generation information technology and intelligent software and hardware products such as artificial intelligence, Internet of Things, cloud computing and big data in the field of aged care services.
The third is to enhance the ability to pay and actively cultivate the consumer market. Accelerate the development of multi-level endowment insurance. We will introduce preferential policies to encourage all kinds of enterprises to establish an annuity system in a timely manner and continue to expand the coverage of enterprise annuities. Encourage the development of inclusive finance for the elderly. Encourage banks and other financial institutions to optimize online and offline service processes and provide more convenient financial services for elderly customers. Actively develop long-term care insurance. Stimulate potential consumer demand. Advocate a healthy and scientific concept of providing for the aged, and guide eligible elderly people to buy appropriate professional services and assistive devices through appropriate subsidies.
The fourth is to optimize the institutional environment and lay a solid foundation for industrial development. Establish the overall promotion mechanism of the pension industry, establish and improve various industrial service platforms, create a fair and open policy environment, promote the coordinated development of the pension industry in the Yangtze River Delta, and strengthen industry supervision. Intensify the rectification of illegal fund-raising and consumer infringement in the field of old-age care, formulate risk prevention and control measures for large-scale paid funds in the old-age community, continue to strengthen supervision in the fields of financial management, health care and tourism training, and effectively protect the consumer rights and interests of the elderly.