How many years does social security need to be bought at present, and will the new policy be postponed until the age of 65 to get a pension? The problem is this: at present, it takes at least 15 years for social security to go through retirement procedures. If you have paid in one place for ten years, you are eligible to retire. So pay social security in first-tier cities as much as possible, so that you can go through retirement procedures in first-tier cities. Social wages in first-tier cities are relatively high, so your pension will be more. At present, the new policy does not make such provision for retirement at the age of 65. It's still the original regulations: men over 60 years old, women cadres over 55 years old, and women workers over 50 years old can go through retirement procedures. Delayed retirement should be introduced in the future, but so far there are no specific relevant regulations. Try to participate as much as possible anyway. Old-age insurance and medical insurance will provide basic protection for later life. If you have sufficient funds, you can participate in commercial endowment insurance, which can make up for the shortage of basic endowment insurance.

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