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What are the benefits of China Life Guangfa Joint Debit Card?
China Life Guangfa Co-branded Debit Card holders can enjoy the following benefits:

(1) Cardholders can not only enjoy insurance protection, preferential rates, claims and dividends, old-age health and investment services provided by China Life, but also enjoy value-added services such as investment and wealth management, premium advance, deposit insurance, financing services, credit loans, payment and settlement, merchant activities and bonus concessions. Provided by GDB, the customer service experience is truly one-card, one-stop and integrated.

(2) Customers can conveniently and quickly withdraw cash from their all-in-one account wallets to purchase various financial products such as life insurance, property insurance, pension insurance and funds under China Life Insurance, and the balance can be automatically transferred to the money fund to realize balance financing, solve the pain point of "multiple policies, overpayment and idle balance" and help customers better realize the convenience of financial management and the benefits of wealth accumulation.

Extended data:

Joint credit card

Co-branded cards are subsidiary products of bank cards jointly issued by commercial banks and for-profit institutions. Co-branded cards have the same function as credit cards, but are different from identification cards. Co-branded cards are jointly issued by issuing banks and general enterprises, which are more commercial and have more additional functions endowed by enterprises than general credit cards to give back to cardholders such as AVIC Credit Card and Department Store Co-branded Card.

At present, the most common is the joint debit card, that is, the bank card with joint nature developed on the basis of debit card. Co-branded cards are operated in the form of a card jointly issued by the issuing bank and profit-making institutions such as airlines, telecommunications companies and shopping malls. Cardholders can enjoy a certain percentage of discounts provided by merchants when spending in these institutions. For example, CITIC Star Golf Co-branded Credit Card issued by CITIC Industrial Bank.

Reference link: Baidu Encyclopedia _ Joint Debit Card