First, the pension system is not perfect.
At present, China's social security system mainly includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Among them, endowment insurance is the main source of income for the elderly. However, the improvement of pension payment level and retirement age, as well as the pension risk under the pressure of aging population, have brought challenges to the pension system.
Second, there is a shortage of old-age care services for the elderly.
With the continuous increase of the elderly population, the demand for old-age services for the elderly is also growing. However, at present, there is a shortage of old-age care services in China, which cannot meet the needs of the elderly. On the one hand, the construction of old-age service is lagging behind, on the other hand, the number of existing old-age service institutions is insufficient.
Third, the problem of empty nesters.
With the continuous development of China society, great changes have taken place in the family structure. More and more elderly people are forced to live alone, losing the support and help of their families. These empty nesters often lack economic security and social support, and their lives are facing great challenges.
Fourth, the health problems of the elderly.
With the increase of age, the physical condition of the elderly gradually deteriorates. However, China's medical and health system has not fully adapted to the needs of the elderly, resulting in a low level of medical security for the elderly.
Fifth, the lack of pension culture.
The culture of providing for the aged refers to the cultural phenomenon related to the intimate relationship of the elderly. However, at present, the culture of providing for the aged in China is still lacking, and the elderly lack opportunities to fully participate in and express cultural life. This also causes the elderly to feel lonely and worried.