I have been handling cards for some time, so I took the time to share my experience in handling Ping An credit cards with my cardholders in the headline number.
In fact, there is no good "card" for Ping An, which can neither be redeemed for mileage nor attract users. But we all know that Ping An Group's insurance business is still very strong, so Ping An Credit Card may have more advantages in insurance.
Ping 'an Good Card Recommendation
1 safe travel platinum credit card
Everyone in the ring knows that Ping An has a travel platinum card, which is the most valuable card of Ping An. Credit card spending can get 1% cash back. Air tickets, hotel and travel agency fees (MCC45 1 1, 4722 and 70 1 1) and overseas points can be counted, with a maximum monthly limit of 6,000 yuan.
The quota starts at 30,000 yuan.
In addition, the safe travel white card can also enjoy other platinum card benefits:
Tickets discount for scenic spots above AAA level (inclusive)
Enjoy the discount of purchasing tickets by credit card in 100 scenic spots above AAA level in China, as well as the discount of online and telephone booking in nearly 1,000 scenic spots.
Safe wealth exclusive courtesy, the whole tour escort.
Accident insurance for all vehicle personnel
If driving a motor vehicle causes death, disability, burns or medical expenses, the cardholder and his family members in the same car can enjoy accidental compensation, and the maximum compensation amount can reach 500,000.
Comprehensive traffic accident insurance
In the event of an accident by plane, train (including light rail), ship, automobile and other operating vehicles, the maximum insured amount is100000, and the spouse of the same company can enjoy 2.5 million insured amount.
airport shuttle
When you travel, you can use "125000 miles points" to apply for airport shuttle service, which will save you the trouble of waiting in line for the bus and facilitate your travel.
Airport pick-up and drop-off can be sold to the market price of about 100.
Travel comprehensive accident insurance
You can apply for comprehensive travel accident insurance with "26,000 miles points". Within 90 days after the entry into force, accidents or trips outside the location of Ping An Bank account, which is 100 km away, can enjoy corresponding protection.
Domestic/foreign emergency assistance
Enjoy international travel emergency rescue service and domestic/international medical emergency rescue service during the trip.
Car rental service
Car rental concessions in more than 30 cities across the country, including nationwide "one-day rent-free" and "rent three get one free" concessions, have service outlets all over airports, hotels and commercial centers in major cities.
Driving etiquette:
If you are keen on going to road trip, you can choose more driving service experiences, including route design to road trip for leisure vacation, car racing assistance, new car test drive and so on.
Tips:
You can also use mileage points to apply for more exclusive benefits: 360-degree risk screening and physical examination package, Chinese medicine health care and tooth cleaning service. After activating the first card, you can also enjoy telephone doctors, domestic and foreign health benefits, luxury goods procurement services, international student care services, and etiquette assistance services. See the exclusive courtesy of Ping An Wealth for specific service rules and contents.
More platinum VIP travel privileges
Enjoy the special price of 100 hotels.
The exclusive privileges of the top 100 star hotels in China: buy one get one free, free room type upgrade, late check-out … bring more surprises to your journey!
The exclusive price of an exclusive discount merchant.
Thousands of exclusive merchants across the country enjoy exclusive discounts, gifts and other rich courtesy.
Tips: You can't open a card under a white card when traveling safely, and you can also enjoy the treatment of Ping An Platinum Customer Service. There is no annual fee if you don't open the card.
Opening ceremony information of new household card:
Time: 201July August1-201July June10/October 3 1 (card checking time)
Activity rules:
Customers (including new and old customers) who issue Platinum Card, Elite Platinum Card, Golden Butler Co-branded Card and Insurance Gold Card during the activity will receive the first gift if their consumption reaches the standard before the end of next month:
Platinum card: before the end of the second-core card, you can spend 3 RMB 388 at will and get a voucher of RMB 888 for the mall. It is suggested to exchange one of Birand instant water purification stick set, Cobos Magic Mirror S sweeping robot and Huawei B3 smart bracelet.
Elite Platinum Card: Before the end of the nuclear card, you can spend 3 RMB 288 at will and get a 488 RMB mall voucher. It is suggested to replace it with ELLE HOMME suitcase set (20 "+28"), Philips CVR300 driving recorder and Midea air-conditioning fan.
Peace is yours.
Yourcard is a credit card for young customers launched by Ping An Credit Card last year, focusing on "free customization of card face".
Since you can customize the card surface yourself, this card also combines several selected rights that conform to the trend of the times, and each right is customized at 288 yuan per year:
Points Party: Designate 10 times points for online, entertainment and catering consumption throughout the year. The maximum reward points per month is 20,000.
Watching group: annual Youku member and 12 Guevara 10 yuan movie ticket.
Delicious pie: Delicious electronic coupons 12 were selected throughout the year, including Starbucks, Haagen-Dazs, Godiva, Burger King, etc.
(Note: Each of the above premium benefits only needs the rights customization fee of 288 yuan/year)
If you don't use these three rights, then you don't need to customize, and this card will not generate an annual fee, which is free for life.
3 Ping An Car Owner Card
In recent years, the owner card of Ping An Bank has a stable main selling point: 88% discount on gas and insurance.
Let's talk about refueling activities first:
Activity intensity: 88% off (12%)
Participation conditions: meet the consumption qualification after registration, and swipe the designated card at the designated gas station.
Registration: After downloading the official Ping An credit card APP "Ping An Tian Xia Tong" and binding my Ping An credit card, I will spend it at the designated gas station.
Designated cards: Ping An Diamond Credit Card, Platinum Credit Card, Elite/Travel Platinum Credit Card, Platinum Credit Card, Owner's Credit Card and Owner's Financial Credit Card (formerly I Car Credit Card).
Designated gas station.
Consumption qualification: cumulative consumption of more than 2,000 yuan (not required for the first month and the second month of card verification)
Monthly return: maximum 80 yuan (i.e. 667 yuan for refueling).
Return rule: Deduct the consumption of the designated gas station next month, and it will be invalid when it expires.
Although the insurance given is very powerful, if you want to go on the road with peace of mind, you still have to buy third-party liability insurance:
From the day after the first brush, you will receive a maximum of 165438+ 10,000 yuan of accident protection for the whole vehicle (only for cardholders driving vehicles).
Driver accident protection is up to 500,000 yuan.
The maximum number of passengers in the same car is 654.38+ 10,000 yuan/person.
All personnel (including drivers) in the car have medical insurance for driving accidents up to 4,000 yuan/person.
Therefore, in the first year of 200 yuan, the annual fee of 30,000 yuan is exempted in the second year, which is quite valuable. After all, the insurance will be discounted. But please note: first check whether the "designated gas station" is near you.
Newcomers have gifts, and the activity time is: 2017/9/1-2017/12/31.
The first brush 188 is given to 188, and you have a chance to win the iPhone7.
Ping An's recent activities:
188 yuan draws a red envelope
Ping An draws a red envelope full 188 yuan.
Red envelopes can be drawn when the total amount of each transaction is 188 yuan, with a maximum of 30 red envelopes per month, with a maximum of 188 yuan per red envelope.
Another special reminder: consumption abroad &; The amount of red envelopes used for online consumption will double. Secondly, if the red envelopes in September are collected at10.24-11.1,the red envelopes will continue to double, and it is said that they can be collected up to 8 times.
Red envelopes need to click on the consumption reminder in Ping An Credit Card APP to participate.
The other is the recent super-safe bill payment activity.
The rules of super bill paying activities are relatively simple, mainly for offline consumption, and 50% off online consumption is included in the consumption amount statistics.
It is not attractive for offline and online consumers to participate in this activity, but if you add tourism white, 70 1 1 cash back from business travel hotels 1%, and add red envelopes 188, the rebate will be considerable. Therefore, being good at overlapping activity rules is the most enjoyable and commonly used gameplay for card users.
Do you want a safe card?
Card tycoon reminds you: Maybe you need some time to compare and observe. It is not easy to apply for a travel card, so it is recommended to apply for it safely.