Specifically, a person or a family may lead a simple life with high income. ..... while another person or family has a low income, but may live a very luxurious life.

The key is not the income of this person and this family, but the lifestyle and philosophy of life.

Different people have different lifestyles, and accordingly, their outlook on life is different.

Specifically, in general, there are the following life concepts and lifestyles:

1, stingy.

Such people are particularly reluctant to spend money. ..... Although the income is not low, but it is very reluctant to live, food, clothing, housing and transportation are too stingy. ..... such a life philosophy and lifestyle is not desirable.

2, frugality.

Some people live very frugally. ..... Don't spend what you shouldn't, and be careful with the money you should spend. ..... Although such a lifestyle and philosophy are correct, they are not worth advocating. ..... The key is that these people have to calculate the money they should spend, which is inappropriate.

3, rationality.

This kind of people's way of life and life concept is the most worth promoting. ..... They can also resolutely not spend money they shouldn't spend, but they are not stingy with the money they should spend. ..... This kind of people have the most suitable life philosophy and lifestyle, and their practices are the most worthy of promotion.

4, luxury.

The lifestyle and philosophy of such people are extravagance and waste, and no matter how much money they earn, they spend money blindly. ..... This kind of person's practice is the most undesirable.

Therefore, people with high annual family income and simple daily life are the ones who can lead a rational life. ..... Their way of life and concept of life are correct and worth learning and advocating.