What is business interruption insurance?
Business interruption insurance protects "invisible" risks. Business interruption insurance is also called "loss of profits insurance". When the risks covered by the material loss insurance lead to accidents and business interruption of the insured, the gross profit loss during the compensation period will be covered by the business interruption insurance.
How much is Zhongan business interruption insurance?
Business interruption insurance for small enterprises has two responsibilities: basic property insurance and business interruption allowance. According to the scale of the enterprise, it is divided into four protection schemes: for enterprises with less than 10 employees, the annual premium is 180 yuan; 1 1-50 employees, with an annual premium of 3 18 yuan.
5 1-500 people is a special file, which is divided into two situations. The first one has no industry restrictions, and the annual premium is 900 yuan; The second type has industry restrictions, and the annual premium is 1480 yuan. The second scheme is expensive because its insurance coverage is much higher than the first one, and it will be more cost-effective when making claims.