According to the inquiry of caring enterprises, Jinshui Flower Loan is a relatively formal loan platform. Operated by Shanghai Jinshuihua Financial Information Service Co., Ltd., it focuses on providing short-term, small-amount, unsecured and unsecured pure credit loan services for small and micro business owners and individual industrial and commercial households. Jinshuihua loan application process is simple and fast, and customers can apply online through mobile app or official website without providing complicated paper materials. At the same time, the interest rate of Jinshuihua loan is open and transparent, and no hidden fees will be charged.