Shuang Sheng: Lung cancer is the number one killer.
Public reports show that at present, the unhealthy lifestyle of Chinese people is becoming more and more common, and food safety and ecological environment problems are prominent. In addition, with the advent of the aging era, the incidence and mortality of cancer in China have been rising for many years, which has become a major health problem and even a social problem.
It is reported that at present, the common cancers in China are lung cancer, liver cancer and digestive tract cancer, and their survival rate is less than 30%. Among them, lung cancer has become the target of public criticism. In the past 30 years, the death rate of lung cancer has increased by 465%. At present, lung cancer accounts for 22.7% of all cancer deaths and has become the first killer of cancer deaths in China. Statistics show that the onset age of lung cancer is over 40 years old. The morbidity and mortality of male lung cancer ranks first among all malignant tumors, while that of female lung cancer ranks second among all malignant tumors. In China, the death rate of this kind of cancer is increasing by 4.45% every year. In general, the price of critical illness insurance for women is more affordable than that for men. What good insurance recommendation is suitable for women? Take stock of the top ten critical illness insurance that women are worth buying in 2020!
It is estimated that by 2025, the number of lung cancer patients in China will reach 1 10,000, making it the largest lung cancer country in the world. More seriously, this trend has not been effectively curbed. Dai Min, an expert in cancer epidemiology at the National Cancer Center, told the media that the number of cancer cases and deaths in China will continue to rise in the next 20 years: according to the prediction of the International Agency for Research on Cancer, if effective measures are not taken, the number of cancer cases and deaths in China will rise to 4 million and 3 million respectively by 2020; It will rise to 5 million and 3.5 million in 2030.
You can't rely on yourself to prevent cancer.
As the saying goes, "If you don't keep healthy today, you will keep a doctor tomorrow". According to CIGNA health experts, 30%-40% of cancers can be avoided through a balanced diet, regular exercise, keeping a normal weight, staying away from alcohol and tobacco, maintaining healthy living habits and a good mental state. However, it is urgent to prevent and treat cancer at present, and the above daily preventive measures are far from enough.
Experts remind that cancer insurance should be the first choice for modern people to actively fight cancer and avoid financial risks. But there are still a large number of people who refuse to buy medical insurance for three reasons: "No need, don't worry, social security." What are the better anti-cancer insurance for the elderly, and which is better? Look at the best-selling 10 insurance in insurance companies this year: the best-selling cancer insurance for the elderly in major insurance companies 10.
However, as we all know, cancer treatment costs a lot. Once cancer is unfortunately diagnosed, the whole family may become poor. Usually, the treatment of cancer patients includes surgery, chemotherapy, radiotherapy, biotherapy and endocrine therapy. Take the treatment of lung cancer as an example. At present, each course of chemotherapy for lung cancer in public hospitals is 1, and 500 yuan is 1 more than ten thousand yuan. Patients need at least 6 courses of treatment. More effective targeted drugs for lung cancer require patients to pay their own expenses, about 6.5438+0.2 million yuan per month, and need to be taken for a long time. The huge medical expenses can be seen.
The situation of increasing commercial insurance is less worrying. A life insurance company's 3638 cases of cancer claims as of September 2065,438+04 showed that 34 15 cases were paid, and the odds were 93.9%. The total amount of compensation is 1.4 1 100 million RMB, and the maximum amount of compensation is 500,000 RMB. Experts suggest: "Adequate medical financial preparation is not to use life-long savings to see a doctor, but to transfer risks to the government or insurance companies. The government and insurance companies will help you through everyone who pays the premium. In this way, the financial risks of medical care are not borne by themselves, but by thousands of people who buy insurance in Qian Qian. "
The relevant person in charge of China Merchants Cigna said: "Under the concept of' serious illness protection', it is the embodiment of modern people's sense of responsibility to plan a basic serious illness protection for themselves or their families to resist risks. For example, China Merchants Cigna's Ping 'an Health and Critical Illness Insurance can cover 60 kinds of critical illness, covering 10 kinds of mild illness. Not only that, the maximum insurance period can reach 65440. Compared with similar products in the market, Anxiang Kangkang can guarantee the happy life of the insured with greater coverage and higher compensation. "