Medical insurance for urban residents is an integral part of social medical insurance. It is a medical insurance system that is led by the government, mainly based on individual contributions of residents (families), supplemented by appropriate government subsidies, and provides medical needs for urban residents in accordance with the principle of consistent payment standards and treatment levels.
Payment standard of medical insurance for urban residents:
The annual fund-raising standard for students and children is 100 yuan. Individuals pay medical insurance premiums in 60 yuan, and the rest in 40 yuan are subsidized by the government. Students and children from severely disabled, low-income families and families with special difficulties do not pay fees, and all medical insurance premiums are subsidized by the government. Non-employed urban adult residents raise funds in 560 yuan per person per year, and the payment and subsidy standards are:
1, severely disabled people, people enjoying subsistence allowances, family members with special difficulties and elderly people over 60 years old in low-income families, individuals do not pay fees, and medical insurance premiums are all subsidized by the government;
2. Individuals over 70 years old pay medical insurance premiums 120 yuan, and the rest of 440 yuan is subsidized by the government;
3. Other non-employed urban residents pay medical insurance premiums in 330 yuan, and the rest in 230 yuan are subsidized by the government.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.