Senior sister will give you an evaluation today!
Before the evaluation, I still want to tell you the details of China Ping An Life Insurance Company of China Insurance Company:
How about China Ping An Life Insurance Company of China Insurance Company? What products are there? Which ones are good? What problems are worthy of in-depth analysis? 》
1. Is the whole life insurance of Ping An Jubao (202 1) safe?
Is there anything special about the guarantee of Ping An Jucaibao (202 1) whole life insurance (universal) products?
It is recommended to know this product form diagram compiled by senior sister first:
Have you not fully understood this product after reading it? It doesn't matter, senior sister will show you in detail ~
1. The insured age range is wide.
First of all, the whole life insurance (universal type) of Ping An Jubao (202 1) is not strict about the age of insurance, and all babies aged 0 to 80 are guaranteed.
If you want to buy this product for a newborn child, as long as you are healthy for more than 28 days, you will have a chance to successfully configure it.
Moreover, this insurance age setting is very helpful for those elderly people who are too old to buy the same type of insurance. After all, there are not many life insurances that can insure octogenarians on the market.
2. You can choose two insured persons.
Different from conventional life insurance products, Ping An Jucaibao (202 1) whole life insurance (universal type) supports the selection of two insured persons, that is to say, this product can realize "one policy protects two persons".
For example, both husband and wife want to buy a life insurance, so you can consider insuring this product.
Such an insurance process can help two people get protection, which is simply worry-free and labor-saving.
But don't underestimate the defects of whole life insurance (universal) of Ping An Jubao (202 1). Senior sister also found a deficiency when studying the terms of this product.
3. There is no complete disability protection
This Ping An Jucaibao (202 1) whole life insurance (universal) only includes death protection, not disability protection.
But at present, the protection of most life insurance products on the market includes both death protection and total disability protection. In contrast, Ping An Jubao (202 1) whole life insurance (universal) still needs to be improved in terms of security.
Due to the limited space of the article, if you want to further familiarize yourself with a product, you can familiarize yourself with this product analysis article in detail:
Want to buy an insurance policy (202 1) whole life insurance (universal) that can guarantee the safety of two people and the accumulation of treasures? This article suggests reading it first! 》
2. Is whole life insurance (universal) worth starting with (202 1)?
On the whole, whole life insurance (universal) insurance age of this Ping An Jucaibao (202 1) is still very wide, and it can be guaranteed by one insurance policy, which is still very good.
However, this product only protects the dead, not the disabled, which still makes people feel a little sorry. If you don't care about this defect, friends can consider starting.
If you want to buy a product of the same type that can not only save your life but also protect your disability, you know that the following products are no problem ~
"Just out of the oven! Five High-yield and Profit Increasing whole life insurance, don't miss it! 》
Write it at the end
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