"Ok, Mom, when I grow up, I will buy you a Bentley RV and take you abroad every day."

"Well, mom is waiting. You must be a rich man when you grow up. "

Hehe, this is not our worship of money. This is a topic that rabbit and I often talk about after watching "Teaching Children to Learn to Manage Money" in early July. This is an incentive, a self-suggestion.

Yes, our children are now working so hard at school and attending various extracurricular classes. Which parent is not very eager for their children to grow up to be self-reliant, get ahead, earn a lot of money and live a good life? It's just that our traditional ideas make us never dare to say it.

In this book, the author of "Teaching Children to Learn to Manage Money", Mr. Ren Constitution, introduced to us in detail how he cultivated his daughter Gege's financial quotient and put it into action. In addition, this book also contains many financial and business stories of celebrities and rich people when they were young.

What attracted me most was the financial and business education that a Chinese mother experienced in Israel with three children. When the single mother first arrived in Israel, she was a qualified Chinese mother: when her children were studying at school, she sold spring rolls, and after school, she stopped business and cooked wonton and noodles for her children on a small stove. One day, three children were sitting around a small stove waiting for her to cook. The neighbor came to scold the boss: "You are a big boy, you should learn to help your mother instead of watching her busy here. You are like a waste." Then, the neighbor turned to reprimand the mother: "Don't apply that backward education to the children, don't think that you are the mother after giving birth ..." Over time, the mother gradually changed her consciousness in the process of chatting with her neighbors, and with the Jewish education instilled in her children at school, she decided to make efforts to make her children become "Jews" as soon as possible. First of all, their family has established a paid living mechanism, and the meals and services provided by their mothers are no longer free to use. While their mothers charge fees, they also give their children the opportunity to make money. She wholesales them to children at a price of 30 yagoro per spring roll. After they take them to school, they can sell them at a higher price, and their profits are free to control. Let's take a look at how these three children sell spring rolls: the third one is more honest, according to the normal retail price, 50 Argolo is a retail, earning 400 Argolo; The second child uses the wholesale method, and 40 Accor directly sells all the spring rolls to the school cafeteria. Although there is only a profit of 200 Argolo, he told his mother that the restaurant agreed to let him send 100 spring rolls every day. Boss's way is quite unexpected. He gave a lecture on "Taking You into China" at school, where he told about what happened in China. The stunt of the lecture is that you can taste delicious China spring rolls for free, but you need to buy tickets, and each ticket is carefully divided into 10. He received 200 listeners, and the ticket income was 2000 yagolo. You see, in just a few days, all the children who were spoiled by their mothers have become smart little businessmen.

In fact, the management mode of the boss and the second child is the concrete embodiment of the financial quotient mentioned in this book. What is financial quotient? Financial quotient is a person's ability to create wealth, including two aspects-wisdom and action, both of which are indispensable. Jews greeted the birth of their children with the sound of knocking on gold coins. Making money is their ultimate goal in life. As for education and learning, it is a process that must be experienced in order to achieve this goal. At present, school education pays more attention to IQ than EQ, and financial and business education is almost zero. Let's be parents and the first teacher of children's financial and business education!

Learning the way of being a teacher and his daughter in the book, I followed the little white rabbit to learn. After consultation, according to the difficulty of the white rabbit to complete the task, we reached a unanimous agreement:

Study: the white rabbit practices 5 horns every day; Read extracurricular books 1 yuan; Do olympiad 1 yuan; Listen to English 1 yuan; I will complete two 2 yuan diaries every week, complete small experiments or creative DIY 1 1 yuan.

Physical exercise: run 4 laps and 50 cents a day; 30 50 sit-ups; Skipping rope is 80 cents in one breath; Kicking shuttlecock is fifty-five cents (ashamed to say, the little white rabbit can't kick shuttlecock so far and hasn't earned the full amount).

Behavior habit: pour 1 garbage bag for 50 cents (sort out the old garbage, throw it out, put a new bag on the trash can), if you just take out the garbage for 20 cents; Give me 300 massages 1 yuan (at first, it was 50 points, but after the massage, the little white rabbit was sweating, and the rabbit father said that the labor force was too cheap, so it should be doubled, haha); Make your own bed 1 yuan; Brush your teeth after each meal 1 yuan; Turn off the lights in time for 50 minutes (the white rabbit always forgets to turn off the bathroom lights after taking a shower); Wash dishes 5 hairs; Wipe the table 5 hairs; Mop the floor for 5 hairs; Draw water 1 yuan (our family has been drinking direct drinking water from the community, a bucket of water is 5 liters, and it takes 10 minutes to go back and forth, so it feels quite difficult to go home); Collect money, spend money and keep accounts. Clear fifty cents.

These high-quality works are paid in full. If you practice calligraphy, you will write carefully, and you will be paid in full. Give 80% if you feel that it is handled well; If you don't practice that day, you will be deducted 10%. Our main purpose is to distribute money and finish things with high quality, right?

In addition, in order to get rid of bad habits, only money is deducted without reward. 5 cents will be deducted for sleeping later than 10, and 1 yuan will be deducted if it exceeds 15 minutes, and so on.

At first, the little white rabbit was very happy. Before going to bed, it was the happiest moment, because at this time we would compare one by one, and then settle the account and put the money in his safe before going to bed. Sometimes if you do it well, you can earn nearly 20 yuan a day. Let's see, I can earn hundreds a month. This money is not so easy to earn. With money, rabbits have to pay for their school equipment, snacks and gifts for others.

After two months, the effect is quite obvious. Encouraged by pocket money, this summer, the little white rabbit finished reading several thick books, such as Frogs Love the Earth, Youyou and Xiaopang, Pippi Longstocking, Robinson Crusoe, Charlie and the Chocolate Factory, Pinocchio, Bambi the Deer, and The Adventures of Little Cloth Head, and wrote down his feelings after reading them. This is a miracle. He read the most extracurricular books in the shortest time. What makes me most happy is that the little white rabbit has developed the habit of reading extracurricular books instead of playing computer games before going home every day.

At the same time, when I went back to my hometown on holiday, some small gifts were bought by the supermarket with my pocket money on the list made by the little white rabbit. For example, I bought a clown fish automatic pencil sharpener for my little sister and little brother, and a picture book for my little cousin ... I thought that when I made the budget, the little white rabbit said that there were too many people giving gifts, so I budgeted 2 yuan each. I kind of teased him and said, "Why don't you go to the supermarket and see what you can buy for 2 yuan? Haha. " Results One automatic pencil sharpener 15 yuan, the white rabbit insisted on buying three and said one for himself. I say yours is fine, but it's old and has different patterns. Don't buy it if you can! Save it! Finally, although I pouted and left the supermarket, I also agreed to save money. When I came back, I also bought local specialties for my good classmates and the teachers and classmates of Lego classes in Wuhan and Jiangsu. I spent all my pocket money and got really good grades. In the Lego Club, a small piece of Jiangnan snacks was distributed to every teacher, aunt at the front desk and schoolmates. The teacher praised him for his gratitude, and his parents praised him for bringing gifts to his younger brothers and sisters. Don't mention that beauty, he stood out when he showed his works in class that day!

You know you can shop around. If you saw something in the mall before, you should buy it immediately. I can control myself now, hold back first, and then look at other shopping malls. At this time, I still don't do it. When I get home, I will go to Taobao to compare prices. Usually things on the Internet are much cheaper. This is always full of hope in the days of waiting for goods.

There are also some behaviors and habits that have changed greatly, such as turning on the desk lamp when reading by the bed, turning off the lights after using your hands and so on.

Although the practice of stimulating children with pocket money has different opinions, some people advocate it and some people oppose it. But whatever it is, as long as it is valuable, we can use it! Actually, we just don't reward him with pocket money. You have to buy him school equipment and spend money on his snacks! The money just circled from my hand, exercised its incentive function, transferred to his hand and finally spent it. Why not do it?

Several times on the bus and before going to bed, the little white rabbit asked me to tell him the fairy tales or celebrity stories of these financial businessmen in this book over and over again, which took great pains. A few days ago, the little white rabbit had a whim: mom, buy me a recording pen. I want to record my classmates' voices between classes. You help me make CDs, and I'll sell them to my classmates. Or if they have my favorite toys, I'll trade them for CDs. My altimeter praised his idea. But in fact, students in the class are not allowed to bring pocket money. If he did, would any parents say, Hum, you knew how to make money from your classmates at an early age! Something like that Seriously, this is the current social atmosphere. Although I want to support it, I'm afraid it will be hit. Anyway, the tape recorder is on the way, let's talk about it after recording! If the child has an idea, we have to support it, right?

With his own money, it is inevitable that the little white rabbit sometimes has great demand for himself. Today I like 2 yuan's toys, tomorrow I like beautiful balloons, and so on. Because I told him before that he decided to spend less than five dollars, and I had to agree to spend more than five dollars, and I didn't want him to buy these little things and throw them away later. At this time, it is often unhappy. He said I didn't keep my promise. I said that he spends a lot of money, but he still needs to set a big goal to attract his attention and let him save money first. Sometimes I remind him whether he has enough money to spend. He said: mom lent it to me first, and I'll pay you back when I earn it! Although I won the most in the end, I really don't know how to deal with this situation again.

The white rabbit is sometimes lazy, such as emptying garbage bags. After doing it twice, it was too much trouble. He directly asked me to put the garbage bag at the door, and he fell down. He didn't want to earn the extra 30 cents. Today, I'm tired. I don't want to run. I just don't run. What can you do with me? At most, I don't earn this money, even if I give it a raise. And after school, I actually said I didn't make money. Anyway, I still have some in my account, and there is also a supply of manuscript fees from time to time. Occasionally, I will take the initiative to ask for a massage, but there is no charge. At this time, I don't know what to do! Should I stop my consciousness training? I wonder if Mr. Ren can give me some good advice.

Hey! The road to parenting is strong. I will always keep my mind running at a high speed, fight with him, take "Teaching children to learn how to manage money quickly" as a teaching material, and infiltrate the concept of financial quotient into his bones bit by bit. Maybe, a few years later, I really became the mother of a rich man, haha! Actually, honey, you can do it, too. Come along! Let's "make money with dolls!"