If you want to buy old-age insurance for your parents, you can consider old-age annuity insurance, but you should pay attention to the age limit of the insured and the content of the insurance. Anbang Life Insurance currently sells several types of pension annuity insurance, such as Anbang Alpha Group Annuity Insurance (universal type) A, Anbang Pension Enjoy No.5 Pension Insurance (universal type), Anbang Pension Insurance, Anbang Enjoy Lifelong Pension Insurance and so on. Here are some commercial endowment insurance with good cost performance. You can also look at it first: the top ten commercial endowment insurance with good cost performance!

Alpha group annuity insurance (universal) A covers a wide range of ages (16- 100 years old), and the coverage includes old-age insurance (one-time or installment), death insurance, total disability insurance and resignation insurance. The coverage age of Pension No.5 Annuity Insurance (universal) is from the 28th day of birth to 70 years old, and the coverage includes death insurance and pension insurance. Both pension annuity insurance include universal accounts, which means that both of them are universal insurance. Universal insurance is actually more complicated. The premium paid each time will be added to the universal account after being deducted by the insurance company, and the guarantee fee will be deducted from the premium and interest every year. Friends who want to know about universal insurance can read this article: How much can you earn by buying universal insurance? Don't be sold. It was fun.

The age range of the old-age insurance and whole life insurance old-age insurance is 28 days after birth -55 years old. I'm afraid this upper age limit won't cover some people. If our parents' age is not within this coverage, there is no way to insure.

In fact, if we want to insure, we don't have to insist on going to the insurance company. Because under the strict examination and supervision of China Banking and Insurance Regulatory Commission, all insurance companies registered and established in our mainland are very reliable. Besides Anbang Insurance, you can also look at the products of other insurance companies. In addition to the content of insurance, we also need to look at the internal rate of return of annuity insurance. At present, the yield of annuity insurance products on the market generally does not exceed 3.5%, but a few can approach 4%.

For example, Everbright Yongming Guangming Life Insurance (Hui Xuan Edition) pension insurance product plan, PICC Fu Man pension insurance and Sino-Dutch Jinshengyou contract (premium edition) pension insurance are all good pension insurance products. In addition, the senior also arranged some pension annuity insurance with good returns. Let's take a look: Top Ten Annuity Insurance Rankings ▏ Want to buy high-yield annuity insurance? Don't miss this 10 model again!

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