Rural areas are always vast and sparsely populated, and all kinds of infrastructure and services are far less than those in cities and towns. At present, tap water used in many rural areas is only centralized water supply in villages and wells. However, due to the high construction cost of heating, sewage and gas, many farmers are unwilling to pay the initial installation fee or even can't afford it. Not to mention the first-class big hospitals, which will not be built in remote rural areas.
Because rural residents are partially self-sufficient, most commodities are basic commodities, and there are not too many transportation costs, transaction costs and sales costs, so the prices of daily necessities of agricultural products are very low. So the cost of living is relatively low. Generally speaking, the elderly in rural areas can get a living allowance of 600 to 700 yuan per month, and they can guarantee a basic living without considering serious illness medical care or children buying cars and houses.
Most rural elderly people are still immersed in the thinking of raising children to prevent old age in the past. But in fact, the reality makes them very helpless. After hard work, I sent my children to college, but they didn't come back to farm (of course, this is also the hope of the elderly, and everyone knows that life in the town is good). Children stay in the city, and many people live with them, but they are strangers and often encounter all kinds of embarrassment. Many old people also go home alone.
At present, most elderly people receive one or two hundred yuan of basic pension for urban and rural residents' old-age insurance every month. If you add your own work, grow cash crops or engage in economic farming to earn income, there is not much pressure to maintain the old-age life. However, when they are old, weak or ill and need medical treatment, they may need the support of their children.
Generally speaking, the current basic old-age insurance system for urban workers is based on overpayment and long-term payment (including deemed payment), and it takes 30 to 40 years of old-age insurance to receive a pension of 3,000 to 4,000 yuan. The state has no plan to design a system to grant employee pensions to the elderly who have not paid the old-age insurance.