I have been thinking about a question recently. Can I afford a house with a monthly salary of 4,000? To tell the truth, I didn't think much about it before, but my colleague, like me, bought a house with a monthly salary of 4 thousand. It is true that there is no harm without comparison. It's really a heart jam.
At the beginning of 20 16, my colleague set himself a goal: I want to buy a house with a monthly salary of 4 thousand. Can you imagine? But it really happened. Is it inspiring? Surprised or not? Do you want freestyle? Then how did she do it?
Colleagues work in the media and earn an average of 4000 yuan a month after tax. Is it surprising that the company also provides food and accommodation? How much can you save including food, accommodation and meals? Have you thought about it? Have you calculated it? She can save about 3500 a month. In retrospect, how did she do it?
She never takes a taxi when she goes out and Didi doesn't work. She takes the bus when the distance is too far and walks when the distance is not far, so that she can exercise herself. Because the dormitory is close to the company, I usually walk to work, which can not only exercise, but also save some travel expenses.
The monthly phone bill is very small, basically calling home, nothing else, basically not calling. I used to like designer clothes, but now I don't live in buy buy. Mobile shopping apps are basically uninstalled, such as Taobao, JD.COM, Vipshop and so on. To tell the truth, buying it at buy buy is addictive, especially when it is cheap and good, and you can use it yourself. Basically, you can't control it, just buy it in buy buy. It's all right now, over and over again.
Girls don't smoke, drink and socialize. They have to buy good things for a few days every month. After all, their health is very important. The basic living expenses are two or three hundred a month. In this case, it basically costs very little.
Even worse, being single. As single dog, the biggest advantage of being single is to save money. When a girl has a boyfriend, she must spend money to dress up, and it is also indispensable for buy buy to buy it. Women's tolerance for themselves is not in vain. So, think about how much money you can save without a boyfriend, such as makeup, beauty, hair, room rate, durex ... all of this money can be saved!
It is also economical to eat. The company includes food and accommodation, and the company has working meals. You can cook something to eat at the weekend. It's not appropriate to cook by yourself. You can simply eat out. If you really don't want to go to your colleagues' place, it doesn't matter.
The recreational facilities for rest are basically staying in the dormitory, playing computers, playing games and watching movies. Watching mobile phones is really boring, and the day has passed like this. If you want to go out, you can go to the library. You don't need money to increase your knowledge. There is air conditioning in hot days and heating in cold days. Where else can you find such a good place?
In this way, saving money for a year finally saved 40 thousand yuan, but how about the down payment of several hundred thousand yuan to buy a house? There is really no way out, so she has to call home: I want to buy a house, and now it is almost the same. Do you think you can get some for me? Her father asked, How much are you short of? She said: Not much difference. 500 thousand down payment. 40 thousand has been saved, and 460 thousand is still missing. Why not do it together?
Hearing this, her father called 1 10,000 directly without saying anything, and finally paid the down payment to buy his favorite house.
Well, I made up the story. Nowadays, young people can buy their own houses without home. Seriously, not much. Many people scrimp and save for a whole year, and your hard-earned money for a year may not even be able to afford a bathroom. then what what can I do? If you just need it, buy it. Big and small can't afford it. Can't afford a small one. Get in the car first if you can. If you don't just need it, please feel free.
Many people say that I encourage everyone to buy a house. Alas, it's really hehe. What does it matter to me whether you buy a house or not? You buy it, you have a place to live, and what you earn is yours. Why did you invite me to dinner? Don't buy it, that's your freedom. You can buy it or not. The most speechless thing is that everything is a mess!