Banks with easy credit cards include China Everbright Bank, Ping An Bank, Shanghai Pudong Development Bank, China CITIC Bank and Bank of Communications.
1, China Everbright Bank
China Everbright Bank Credit Card Center was founded in July 2003 and formally established at the end of 2003. Directly under the head office of China Everbright Bank, it is a credit card center serving consumers within the framework of state-owned holding and international financial organizations participating in national joint-stock commercial banks. There are many ways to attend classes, which is very convenient.
2. Ping An Bank
Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to basic functions such as credit consumption and cash advance, Ping An Bank also has many unique functions, providing cardholders with all-round security protection covering "safe consumption, safe home and safe travel". It is very convenient to handle.
3. Shanghai Pudong Development Bank
Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free. Any natural person who has reached the age of 18, has full capacity for civil conduct, has a legal and stable source of income and solvency, and has a good credit status. You can apply with your valid ID card and other documents required by the credit card center.
4. China CITIC Bank
On June 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Card. By the end of June, 2006, the cumulative number of credit cards issued was nearly 2 million, ranking first in the domestic banking industry, among which CITIC Platinum Credit Card ranked first in the country, initially establishing its position and brand image in the credit card market in China. It is quick and convenient to operate.
5. Bank of Communications
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Bank of Communications credit card products are named "Pacific", such as: Pacific Dual Currency Credit Card, Pacific Y-power Credit Card, Bank of Communications Pacific Wal-Mart Credit Card, Bank of Communications Pacific Suning Appliance Credit Card, Bank of Communications Hong Kong New World Department Store Credit Card and Pacific Business Card. It is quick and convenient to operate.
[img] Which banks are easy to handle credit cards?
1. Bank of Communications: Bank of Communications has a very low threshold for card release and a very fast card release speed. The disadvantage is that the amount is relatively low, but it is more suitable as a novice entry card. Pure white households without credit information can consider it.
2. China Everbright Bank: If you already have a credit card of China Everbright Bank, you can apply for a credit card with the card, so the chances of getting a card are higher. The line of China Everbright Bank is about 1, 20000.
3. Guangfa Bank and China Merchants Bank: These two banks are not as good as the first two, but relatively speaking, the threshold for getting off the card is not very high. Moreover, China Merchants Bank raises the amount quickly, so don't worry too much about the low initial amount. Guangfa Bank has many activities and super rich rights and interests.
4. Ping An Bank and China CITIC Bank: It is not easy for these two banks to apply. If you already have a credit card with a limit of about 45,000, you can apply at this time, so the chances of getting rid of the card will be higher. The bank will decide the amount according to the maximum amount of the cardholder's existing credit card.
5. Shanghai Pudong Development Bank: Shanghai Pudong Development Bank will also decide according to the maximum amount of credit cards held by cardholders, but Shanghai Pudong Development Bank only pays attention to the frequency of cardholders' use of cards and pays little attention to the debt ratio, which is suitable for applications with high debt ratio. Generally, applications for other banks with high debt ratios are highly likely to be rejected. Moreover, the universal fund of Shanghai Pudong Development Bank is also very powerful.
Six, four big banks: If you don't have certain financial strength, don't consider applying for credit cards from four big banks. The four major banks have high application thresholds and high requirements for hard conditions. However, after all, it is the four major banks, and there will definitely be no shortage of activities and benefits.
The five most valuable credit cards are China Merchants Bank young Card, Shanghai Pudong Development Bank AE White Card, Guangfa Shang Zhen Platinum Card, Ping An Bank Owner Card and Bank of Communications Wal-Mart Co-branded Card.
Answer: With more and more types and styles of credit cards, we have more and more choices, but many novice card friends don't know how to choose a credit card that suits them. Some friends look at the face value, while others only care about the amount and rights. So which banks' credit cards are worth handling? Bian Xiao has collected five credit cards worth issuing from different banks. Whether you are a beginner or a senior card friend who pursues rights and interests, these five credit cards can almost satisfy everyone.
I. China Merchants Bank Youth Card
Yes, this online celebrity card called Xiaobaixin Credit Card is an ordinary card, but it is very worthy of your support. The qualification requirements are not high, and it is very easy to apply for a card, but this card is only for people under the age of 30, so if you don't have a credit card partner, it is very good to choose this card as the first one. Similar to this card are youthpower of Bank of Communications and Pufa Youth. youthpower's application age has been raised to below 35 years old. However, only this card can withdraw cash at a quota of 65,438+000%, free of charge for the first time every month, and there are benefits such as card opening gifts. It's easy to raise, and it will take about 1 year for the quota to reach 50,000.
Second, Shanghai Pudong Development Bank AE Xiaobai
Yes, this is one of the legendary four magic cards. The name is American Express Platinum Credit Card. If I hold this card, I think I can send a circle of friends, haha. For the first time, I enjoy the unconditional annual fee-free discount in the first year, in addition to the unlimited VIP room rights throughout the year, 6 people can accompany me, 4 domestic free airport shuttle services, and 50,000 credit card points for one-night accommodation experience in five-star hotels at home and abroad! Very tall and worth raising.
However, this kind of credit card has a high threshold for getting off the card and requires the applicant to have certain qualifications. However, if you apply again with another bank's platinum card, the probability of card withdrawal will be greatly improved. Moreover, the platinum card of Shanghai Pudong Development Bank has also been issued recently, and those who were rejected before can also try it.
Three. Guangfa Shang Zhen Platinum Card
The main interest of this card is also in travel, whether it is air or railway. At the same time, this card has 3 times points and can be redeemed for mileage, so if you want to keep a Guangfa credit card, this card can also be considered. Most importantly, this is a platinum card with no annual fee and no mileage fee. Is it awesome?
4. Ping An Bank Owner Card
Almost all car owners will consider getting a car owner card because there are many targeted benefits and concessions. Many car owners will get a Ping 'an card, with a daily fuel fee of 88% discount, as well as personnel accident insurance of 165438+ 10,000 yuan and national free road rescue, which has no resistance to drivers. This card is divided into gold card and silver card. If the qualification is average, you can consider a gold card, but refueling is discounted, and it doesn't matter which one you do.
5. Bank of Communications Wal-Mart Co-branded Card
If it is in daily life, the rights and interests of this card are very good, because this card is almost specially designed for us to visit supermarkets, and it is not difficult to apply, and many people can apply easily. Because it is jointly launched with Wal-Mart, Wal-Mart consumption also has many value-added rights. For example, every Saturday to Thursday, you can enjoy a 2.5% credit card discount when you spend at Wal-Mart. This card is free of annual fee in the first year, and the annual fee is free in the following year after swiping the card for 6 times in the current year. It is also easy to maintain. Just go to Wal-Mart several times on weekends.
These are the five most valuable credit cards compiled by Bian Xiao for you, and they are also the most widely used credit card types.
What credit card is easier to handle? It is easier to pass the exam.
There are many types of credit cards in banks, and the standards are different. The following credit cards are relatively easy to apply for.
1, CGB credit card
Guangfa Credit Card has many activities, large amount, convenient application and many loyal fans. The easiest credit card to apply for is of course Guangfa True Love Credit Card. This card is the first female-only credit card in China, and the triple points of self-selected merchants have made countless female consumers crazy. More importantly, it is simple and quick to handle this card. As long as you provide stable income proof and personal information, there is no obstacle to applying for this card.
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2. China Merchants Bank Credit Card
The best card of China Merchants Bank is China Merchants Youth Card, which is one of the most popular and favorite cards for young people. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts. If the maximum withdrawal amount of 100% credit line is not enough, then the first withdrawal every natural month is free ~ ~
3. Ping An Bank Credit Card
Ping An Bank's credit cards are very grounded, such as the owner's card for car owners, the standard card for supermarket shopping, the platinum card discount at the airport, and direct access to the cinema. Card promotion covers food, fitness, entertainment, shopping and so on. TOP2, the most sought-after and easiest credit card to handle.
4. CITIC Bank Credit Card
CITIC Bank's credit card network application is quite efficient, and the bank will accept it within 24 hours! Auditing information is very simple, just copy an ID card, and there are many preferential activities, such as refueling points, full cash back, free food, giving away movie tickets and so on. The fastest day to issue a card, the maximum amount is 65,438+10,000, and the two most worthwhile cards of CITIC Bank Credit Card are none other than them.
What bank's credit card is easier to handle and has a high quota?
Relatively speaking, commercial banks are easier to handle than the credit cards of the four major state-owned banks in China. Each bank's credit card has its own characteristics and processes. Credit cards of China Merchants Bank, Bank of Communications, CITIC and Guangfa are easier to handle than those of the four major banks.
According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.
1. China Merchants Bank Credit Card
The best credit card of China Merchants Bank is YOUNG Card, a credit card product tailored for the younger generation. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts.
Friends who have used China Merchants Bank's credit card know that China Merchants Bank's service is very good, which is the best among all banks. Although China Merchants Bank can't handle cards with cards, the efficiency of issuing cards and withdrawing cash is still quite high. Moreover, China Merchants Bank supports WeChat cash withdrawal test. Once the test passes, you can withdraw cash quickly, simply and quickly, which is so powerful.
2. Bank of Communications Credit Card
It is often recommended to apply for the Y-power card of Bank of Communications, and the withdrawal amount is 65,438+000%. There is no annual fee in the first year, and you can avoid the annual fee by swiping your card six times in the second year, which is very powerful.
The usual activities are also super powerful, such as the annual essential activities: the most red star period five, the super most red star period five, and the weekly brush. In addition, Bank of Communications supports card processing. Although the risk control is strict, it is not as difficult as everyone said.
3. Ping An Bank Credit Card
Ping An Bank has also expanded rapidly recently to support the insurance policy. Compared with China Merchants Bank and Shanghai Pudong Development Bank, the preferential activities of Ping An Bank's credit card are not outstanding. However, the owner card of Ping An Bank is very powerful for the owner, because there are many gas concessions.
4. CITIC Bank Credit Card
It is recommended to apply through the internet, which is quite efficient. Generally, short messages will be accepted by banks within 24 hours. Auditing information is simple, as long as you provide a copy of your ID card. But as for the amount, it is very difficult.
Citic's credit card has more powerful activities from time to time. In recent years, the "9-point exchange" activity has a good reputation, but it has been spit out by everyone because of the adjustment of strategy. However, I still recommend its Platinum Card and JD.COM White Card.
Verb (abbreviation of verb) Guangfa Bank Credit Card
Guangfa is known as an iron rooster, mainly because the quota is difficult to mention, but there are still quite a few preferential activities. The best credit card of Guangfa Bank is undoubtedly Guangfa True Love Credit Card. As long as you are a female customer and can provide stable income proof and personal information, there is no obstacle to applying for this card.
6. China Everbright Bank Credit Card
It is easy to apply for a card, and the amount is high. You can apply for an adjustment of the quota for half a year, and generally increase it by 1 times at a time. The best thing is that there are many points activities, often several times as many as sending points, and online transactions are also counted as points.
In fact, at present, as long as your credit qualification is good enough, apply for a credit card in any bank, repay the loan in time, and use the card reasonably, the quota will go up.
The introduction of what credit cards are easy to handle and what credit cards are easy to handle ends here. I wonder if you have found the information you need?