1, when the insured participates in any sports with bonuses or rewards, part of the accident insurance will be exempted, that is to say, if he participates in ball games with bonuses organized by the company, part of the accident insurance will not be compensated. So when choosing accident insurance, you should see this clearly.
2. Sudden death during exercise (forgive my directness, I didn't curse you, I hope you are safe and healthy). Sudden death is a physical disease in clinical medicine, not an accident. Therefore, sudden death without payment often occurs, so it is necessary to pay attention to whether the accident insurance to be bought is accompanied by sudden death insurance.
3. There is sports accident insurance calculated by the day, so if necessary, you can buy this kind of accident insurance before the game, and the premium is very low, which is more cost-effective.
More specific recommendations can be found on some neutral insurance recommendation platforms.