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What is the security of microfinance? Will you collect debts like those loan sharks?
What is the security of microfinance? Will you collect debts like those loan sharks? Is microfinance a usury? Formal microfinance is not usury. If you need to apply for a small loan, you can go to a local regular small loan company to speed up the loan inquiry. Generally speaking, it is not usury if the benchmark interest rate is less than 4 times. According to the current benchmark interest rate, a one-year loan with a loan interest rate lower than 24% is legal.

It is recommended that you handle it through formal channels, such as banking channels;

You can log on to the homepage of China Netcom and select the horizontal menu "Personal Business"-"Air Banking"-"Online Application for Empty Loan" to submit information, or directly; Enter your loan requirements and contact information; Then, the aviation loan manager will contact you to accept your loan application.

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The process of formal bank handling is as follows: First, the borrower needs to submit a series of materials to the bank except the ID card, including

(1) loan application approval form; (The lender shall fill in directly at the lending institution)

(2) proof of residential address; (Certificate issued by neighborhood committee or invoice for water and electricity payment)

(3) proof of work and income;

(4) Other information required by the bank.

Secondly, after the application materials submitted by the borrower are approved by the bank, the two parties sign a loan contract.

Finally, the bank issues loans to borrowers through transfer.

Whether the small loan in Xiangxiang is usury depends on the borrower's loan interest. If it is higher than the market, it is usury.

Is microfinance a usury? Conditions for applying for small loans:

1, Chinese mainland residents aged 18;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

Microfinance processing flow:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for the loan;

3. Face-to-face signing of banks or lending institutions;

4. The bank examines the qualifications of the lender;

5. After approval, the loan was issued successfully.

How to borrow usury? How to borrow a small loan? You want to borrow usury so badly? Where can you apply for a loan if you are short of money? The interest rate is not high and is within the tolerable range. Never borrow usury!

Gannan small loan, small high interest loan? You don't look at what you want to support:

List of hard and remote areas (***659 counties, cities and districts) issued by the State Council [2006 54 38+0] 14.

There are 984 counties and cities in total. From 200 1, some counties and cities are reclassified for reference only.

1. Xinjiang (99 counties, cities and districts)

Zone a (7)

Urumqi Municipality

Shihezi city

Changji Prefecture: changji city, fukang city, Miquan City, Hutubi County and Manas.

Region type (17)

Karamay city

Turpan area: Turpan City, Shanshan County and Toksun County.

Hami area: Hami city

Qitai County and Jimsar County, Changji Prefecture

Kuitun City, Yili Prefecture

Yili Prefecture: Yining City, a city in Yining County.

Tacheng District, Yili Prefecture: Wusu City, Shawan County.

Bayinguoleng Area: Korla City, Yanqi County, bohu county and Heshuo.

Aksu city, Aksu region

Three areas (29)

Barkun County, Hami Prefecture

Changji Prefecture: Rem County

Yili, Yili area: Tekes County, Nilek County, Chabucher County, Huocheng County, Gong Liu.

xinyuan county

Tacheng, Tori County, Yili Prefecture, Tacheng City, emin county

Altay and Ili: Brinkin County, Fuhai County and Habahe County in Altay region.

Bortala: Bole City, Jinghe County.

Bayinguoleng Prefecture: Yuli County, luntai county County and Hejing County.

Wensu County, Kuqa County, Shaya County, Xinxian County, Baicheng and Awati in Aksu region.

Kashgar: Kashgar City, Shufu County and Shule County.

Four area types (32)

Yiwu county, Hami region

Ili region: Zhaosu County

Bayinguoleng area: Qiemo, Ruoqiang County

Kizilsu: Aqiqi County, Wuqia County, Artux County and Akto County.

Kashgar region: Tashkurgan county

Hotan area: Minfeng County

Aksu region: Wushi county

Altay, Ili, Jimunai, Qinghe and Fuyun counties.

Tacheng, Yumin and Buxell counties in Yili Prefecture.

Bortala: Wenquan County

Keping County, Aksu Prefecture

Pishan County, Mo Yuxian, Luopu County, Qira County, yutian county and Hotan City in Hotan area (including Hotan County in Xinjiang).

[change]

? Area II was adjusted to Category III (16)

? Ili Kazakh Autonomous Prefecture, Tacheng, Tacheng area, emin county.

? Chabuchar Xibe Autonomous County, Huocheng County, xinyuan county, Ili Kazakh Autonomous Prefecture, Gong Liu

? Jinghe County, Bole City, Bortala Mongolian Autonomous Prefecture

? Hejing County, luntai county, Bayinguoleng Mongolian Autonomous Prefecture

? Wensu County, Kuqa County, Shaya County, Xinxian County, Baicheng and Awati in Aksu region.

Two are adjusted to four types (1)

? Wushi County, Aksu Prefecture

The three types of regions are adjusted to four types (23).

? Fuyun County in Altay region, Ili Kazakh Autonomous Prefecture, Jimunai County, Qinghe County, Yumin County in Tacheng region and Buksel.

? Bortala Mongolian Autonomous Prefecture Wenquan Mongolian Autonomous County

? Keping County, Aksu Prefecture

? Atushi Akto County, Kizilsu Kirgiz Autonomous Prefecture

? Zepu County, Yengisar County, shache county, Yecheng County, Mohammad County, Jiashi County, Yuepuhu County and bachu county City.

? Pishan County, Mo Yuxian, Luopu County, Qira County, yutian county and Hotan City in Hotan area (including Hotan County in Xinjiang).

Qinghai (39 counties, cities and districts)

Region Type (8)

Xining City, Huangzhong County and Huangyuan County (including counties)

Haidong Prefecture Minhe County Ping 'an County, Ledu County, Huzhu County and Xunhua County.

Three regions (16)

Haidong area: Hualong County

Hainan prefecture:

Guinan county, Guide County, * * County, Tongde County and Xinghai County.

Thinking:

Dulan county, Wulan County, Golmud City, Delingha

Haibei:

Menyuan County, Qilian County, gangcha county County and Haiyan County.

Huang Nan:

Tongren County and Jianzha County

Four regional types (15)

Haixi Prefecture: Tianjun

Zeku county, Huangnan Prefecture, Henan Province.

Yushu: Yushu County, called Duoxian, Nangqian, Qumalai and Zhiduo counties.

Guoluo Prefecture: Maqin County, gande county, Dari County, maduo county, banma county, Jiujiu.

Inner Mongolia Autonomous Region (92 counties, cities and districts)

Zone a (45)

Ulanhot City, Xing 'an League, You Ke Center Right Front Banner, Jalaid Banner, Aershan, Tuquan County.

Tongliao Horqin District, Kezuozhong Banner, Kezuohou Banner, Naiman Banner, Hure Banner, Zhalute Banner, Holingol City and Kailu County.

Songshan District, yuanbaoshan district, Arukerqin Banner, Bahrain Right Banner, Zuo Qi, linxi county, Hexigten Banner, Onniute Banner, Harqin Banner and Ningcheng Aohan Banner of Chifeng City.

Wulanchabu City: Jining, observing the right front banner, Fengzhen, Liangcheng County and Zhuozi County of Xinghe County.

Hohhot: Suburb, Tumd Zuo Qi, Togtoh County.

Guyang County, Tumd Right Banner, Shijie, Jiuyuan District, Baotou City:

Yike Zhaomeng: Dalat Banner, Dongsheng City

Dengkou County, Wuyuan County, Urad Qianqi and Bayannur League in He Lin City

Wuhai city

Type area (36)

Hulunbeier: Hailar, Manzhouli, Yakeshi, Zhalantun, Allen,

Molidawa Banner and Ewenki Banner

Xilin Gol League: Taibus Banner, Duolun County, Monitoring Banner, Yellow Banner and Zhengbai Banner.

Su Nite Zuo Qi, West Ujimqin Banner, East Ujimqin Banner, Abaga Banner.

Erenhot City, Sunite Right Banner, Xilinhot City

Wulanchabu Police Right Banner: Police Right Rear Banner, County, Siziwang Banner and Commercial Huade County.

Ejinhoro Banner Ejinhoro Banner Uxin Banner Hanggin Banner Otog Front of Otog Banner in Ezhao League

Bayannur League Hanggin Houqi

Hohhot: Helinger County, Qingshuihe County and Wuchuan County.

Damaoqi, Baiyun District, Baotou City

Three areas (1 1)

Hulunbeier: Genhe, Ergun Banner, Oroqen Banner and New Baltic Left Banner.

Xinbarag Banner Chenbaerhu Banner

Urad Middle Banner of Bayannur League, Urad Rear Banner

Alashan League Alashan Zuo Qi, Cosby and Ejina Banner

Iv. Ningxia (26 counties, cities and districts)

Region: (16)

Yinchuan City (including Yinchuan City): xingqing district, jinfeng district, Xixia District, Lingwu, Yongning County and Helan County.

Shizuishan City (including Shizuishan in Ningxia): Dawukou District, benefiting the rural areas of Pingluo County.

Wuzhong (including Wuzhong): Litong District, Qingtongxia City.

Zhongwei (including Zhongwei): In the county seat.

Three aspects: (10)

Hongsibu Development Zone, Tongxin County, Yanchi County, Wuzhong City

Guyuan City (including Guyuan City): Yuanzhou District, Xiji County, Longde County, Jingyuan County and Pengyang County.

Haiyuan County, zhongwei

Verb (abbreviation of verb) Gansu Province (83 counties, cities and districts)

Class a (14)

Lanzhou honggu

? Baiyin District, Baiyin City

? Maiji, Qinzhou District, Tianshui City

Xifeng in Qingyang City and Qingcheng in Heshui County, right? County, county

? Kongtong District of Pingliang City, Jingchuan County, Lingtai County and Huating County of Chongxin County.

?

The second category (40)

? Yongdeng County, Gaolan County and Yuzhong County of Lanzhou City

? jiayuguan city

? Yongchang County, Jinchuan District, Jinchang City

? Jingyuan County, Pingchuan District, Baiyin City and Jingtai County

? Tianshui Qingshui, Qin 'an, Gangu County, Wushan County

? Liangzhou District, Wuwei City

? Jiuquan City, Yumen City, Suzhou District, Dunhuang City

? Ganzhou District, Linze County, Taiwan County and Shandan County of Zhangye City

? Anding district, Dingxi City, Lintao County, Zhangxi 'an County, Min County, Weiyuan County and Longxi County of Tongwei County.

? Wudu District, Chengxian County, Tanchang County, Kangxian County, Xihe County, Lixian County, liangdang county County and Huixian County in Longnan City.

? Yongjing County, Linxia City, Linxia Hui Autonomous Prefecture

? Category III (18)

? Zhangjiachuan Hui Autonomous County, Tianshui City

? Minqin County, Wuwei City, Laguna County

? Jinta County and Guazhou County, Jiuquan City

? Zhangye City: Minle County

? Huan County, Huachi County, zhenyuan county City, Qingyang City

? Pingliang City: Zhuanglang County, Jingning

? Linxia Hui Autonomous Prefecture Linxia County, Kangle County, Guanghe County, Hezheng

Diebu, Lintan County, Zhouqu County, Gannan Tibetan Autonomous Prefecture?

? Four categories (9)

? Tianzhu Tibetan Autonomous County, Wuwei City

Jiuquan Subei Mongolian Autonomous County Kazak Autonomous County?

? Sunanyuguzu Autonomous County, Zhangye City

? Linxia Hui Autonomous Prefecture Dongxiang Autonomous County Jishishan Baoan Dongxiang Salar Autonomous County

? Zhuoni, Xiahe County, Hezuo City, Gannan Tibetan Autonomous Prefecture.

? Five (2)

Luqu, Maqu County, Gannan Tibetan Autonomous Prefecture

Intransitive verb Yunnan (98 counties, cities and districts)

Zone a (45)

Kunming: Dongchuan District, Xundian County and Luquan in Shilin County.

Zhaotong: Shuifu County, Ludian County, Yanjin County and Daguan County of Zhaotong City.

Zhenxiong County, Yiliang County, Weixin County

Xuanwei, Huize, Fuyuan, Luoping, shizong county and Qujing.

Yuxi City: hua county and Yimen County.

Shiping County, luxi county, Honghe Prefecture

Wenshan, Yanshan, Qiubei, Guang Ningxian and Wenshan.

Simao Region: Simao City, Pu 'er County, Jinggu County, zhenyuan county County and Jingdong County.

Chuxiong: Shuangbai County, Nanhua County, Dayao County, Yongren County, Yuanmou County and Wuding County.

Yangbi, Binchuan, Yongping, Yunlong, Dali.

Baoshan District: Changning County

Fengqing County, Yun County, Lincang County and Yongde County in Lincang area.

Type area (42)

Qiaojia County, Yongshan County and Suijiang County of Zhaotong City

Malong County, Qujing City

Eshan County, Xinping County and Yuanjiang County, Yuxi City

Pingbian County, Pujiang County, Jinping County, Yuanyang County, Honghe County and Lu Chun County in Honghe Prefecture.

Malipo County, Maguan County, Funing County and Xichou County of Wenshan Prefecture

Jiangcheng County, Lancang County, Menglian County and Mojiang County in Simao area.

Jinghong City, Mengla County and Menghai County in Xishuangbanna.

Xiangyun County, Nanjian County, Weishan County, Eryuan County, Jianchuan County and Heqing County in Dali Prefecture.

Baoshan District: Tengchong County and Longling County.

Luxi City, lianghe county City, Yingjiang County, Longchuan County, Ruili City, Dejizhou

Zhenkang County, Lincang Region

Yongsheng County, Huaping County, ninglang county County and Lijiang County in Lijiang area.

Three areas (8)

Simao area: Western Union Remittance County

Lanping County, Fugong County, Gongshan County and Lushui County in Nujiang Prefecture

Shuangjiang County, Gengma County and Cangyuan County in Lincang area.

Four regional types (3)

Zhongdian County, Weixi County and Deqin County in Diqing Prefecture.

Seven. Guizhou (66 counties, cities and districts)

Zone a (39)

Kaiyang County, xiuwen county County and Xifeng County, Guiyang City

Liupanshui City: 6 special zones, Panxian County.

Zunyi City: Chishui City, Xishui County and Daozhen County.

Anshun City: Puding County

, Qiannan dushan county, Guiding County, Longli County, Huishui County and Changshun County.

Qiandongnan Prefecture: Ping Huang, Majiang, Shibing Zhenyuan, Pingxian, Cengong and Sansui counties in Kaili.

Bijie City, Dafang County, qianxi county, Jinsha County and zhijin county in Bijie Prefecture.

Tongren Prefecture: Songtao County, Maruyama Shiqian County, Yinjiang County and Sinan County.

Xingyi City, Southwest Guizhou, Xingren, Zhenfeng, Qinglong and Pu 'an counties of Anlong County.

Type area (27)

Topography of Shuicheng County, Liupanshui City, Zhongshan City

Tongzi County, Zunyi County, renhuai city

Zhenning County, Anshun District, Ziyun County and Guanling County.

Pingtang County, Libo County, Luodian County and Sandu County in Qiannan Prefecture

Qiandongnan Prefecture: Tazhai County, Leishan County, Liping County, Rongjiang County, congjiang county, Jianhe County, Taijiang County and Tianzhu County.

Nayong County, Weining County and Hezhang County in Bijie Prefecture

Dejiang county, Tongren prefecture, along the county

Wangmo County, Ceheng County, Qianxinan Prefecture

Eight. Guangxi (5 1 county, city and district)

Zone a (30)

Nanning: Shanglin County, mashan county County, Longan County, Tiandeng County, Chongzuo County and Fusui County.

Liuzhou area: wuxuan county, Rong 'an and Xincheng.

Hezhou Region: Zhaoping County and fuchuan county.

Baise area: Tian Yang, Tiandong, Pingguo, Debao and tianlin county in Baise.

Hechi: Hechi, Yizhou, Nandan, Tiane, Luoping, Huanjiang and Donglan.

Guilin: Guanyang Ziyuan County and Gongcheng County.

Wuzhou City: mengshan county

Fangchenggang City: Shangsi County

Type area (2 1)

Nanning area: daxin county, Longzhou County, Ningming County and Pingxiang County.

Sanjiang county, Jinxiu county, Rongshui county, Liuzhou area,

Leye county, Jinxi, Napo, lingyun county, Longlin and Xilin counties in Baise area.

Hechi City: Fengshan, Bama County, Dahua Yao Autonomous County, Duan

Guilin: Longsheng Autonomous County of All Nationalities

Dongxing Port Area, Fangchenggang Fangcheng District

Nine. Sichuan (56 counties and cities)

List of counties in hard and remote areas of Sichuan Province

Guangyuan City: Chaotian District, Qingchuan County and wangcang county.

Xuyong, Gu Lin, Luzhou City

Yibin City, Gongxian County, Junlian County, Xingwen County and pingshan county City.

Bazhong City: Tongjiang County and Nanjiang County.

Dazhou City: Wanyuan City and Xuanhan County.

Ya 'an City: Yingjing County,

Tianquan county, Hanyuan, Lushan and Baoxing counties in Shimian County.

Beichuan County, Mianyang City, Pingwu County

Panzhihua City: East District, West District, Renhe District, Miyi County and Yanbian County.

Mabian County, Ebian County and Jinkouhe District of Leshan City

Aba Prefecture: Wenchuan County, Lixian County, Maoxian County, Jiuzhaigou County, Marcand County, Songpan County, Jinchuan County, Xiaojin County, Heishui County, Tuchi County, Hongyuan County, ruoergai county,

Huili County, Dechang County, Xichang City, Jiangbugu County, Dong Xian County, ningnan county County, Xide County, Mianning County, Yanyuan County, Ganluo County, Leibo County, Tuo County, Zhaojue County, Bu County and Muli County of meigu county.

Ganzi Prefecture: Luding County, Kangding County, Danba County, Jiulong County, daofu county County, Luhuo County, Xinlong County, dege county County, Baixian County, Batang County, Township County, Yajiang County and Ganzi County. Derong County, Daocheng County, shiqu county, sertar county, Litang County.

Zone a (9)

East Zone and West Zone of Miyi County, Renhe District, Panzhihua City

Liangshan Prefecture: Xichang, Dechang, Lixian, Dong Xian and ningnan county.

Region Type (7)

Liangshan Prefecture: Brooke County, Mianning County, Xide County and Yuexi County.

Aba Prefecture: Wenchuan County, Lixian County and Maoxian County.

Three areas (10)

Panzhihua City: Yanbian

Mabian County, Ebian County and Jinkouhe District of Leshan City

Xiaojin, Jiuzhaigou County, Aba Prefecture

Liangshan Prefecture: Yanyuan County, Ganluo County and Leibo County.

Ganzi Prefecture: Luding County

Four area types (30)

Aba: Jinchuan, Songpan, Marcand and Rangtang in Aba Tibetan and Qiang Autonomous Prefecture,

Hongyuan County, ruoergai county

Ganzi Prefecture: Kangding County, Danba County, Jiulong County, Yajiang County, daofu county County and Luhuo County.

Ganzi County, Xinlong County, dege county, White County, shiqu county, sertar county, Litang County,

Batang County, Daocheng County, Derong Township

Muli County, Butuo County, meigu county County and Zhaojue County of Liangshan Prefecture.

X list of allowances and categories in hard and remote areas of Heilongjiang province (*** 104 counties, cities and districts)

Class a (32)

Harbin: shangzhi city, wuchang city, yilan county, founder county, Binxian, Bayan, Mulan, Tonghe and Yanshou.

Longjiang town, Yi 'an County, Fuyu County, Qiqihar City

Zhaozhou, Lin Dian, Zhaoyuan County, Daqing City

Yichun tieli city

Fujin, Huachuan, huanan county and Tangyuan counties of Jiamusi City

Youyi County, Shuangyashan City

Qitaihe city: Small profits.

Hailin, Ning 'an and Linkou in Mudanjiang City

Beilin District, Anda City, Helen City, Qing 'an County, Qinggang County and Suiling County of Suihua City.

The second category (67)

Qiqihar jianhua district, Longsha District, Tiefeng District, Angangxi District, Fulaerji District, Nianzishan District, Meris Daur, nehe city, Gannan, Keshan, Kedong County and Baiquan County.

Aihui District, Bei 'an City, wudalianchi city and Nenjiang County of Heihe City.

Dorbod Mongolian Autonomous County, Daqing City

Yichun District, Nancha District, Youhao District, Xilin, Lvshan, Xinqing, Meixi, Jinshantun Wuying, Wumahe District, Tangwanghe District, Yuling, Wuyiling District, Hongxing District, Shangganling and Jiayin County.

Hegang Xingshan District, Xiangyang City Workers and Peasants District, Nanshan District, Xing 'an District, Dongshan District, Luobei District and Suibin District.

Jiamusi City: Tongjiang City and Fuyuan County.

Jianshan District, Lingdong District, Sifangtai District, Baoshan District, Jixian County, Baoqing County and Raohe County of Shuangyashan City.

Taoshan District, Xinxing District and Qiezihe District of qitaihe city

Jiguan, Hengshan, Didao, Lishu, Chengzihe, Mashan, Hulin, Mishan and Jidong counties in Jixi City.

Suifenhe city, Muling City, Mudanjiang City, Dongning County

Suihua City: Lanxi City, Mingshui County.

Three types of areas (5)

Xunke County and Sunwu County of Heihe City

Huma, Tahe and Mohe counties in Daxinganling

1 1 day, Jilin province 1 1 county (city).

Type area (1 1)

Jingyu County, Fusong County and Changbai County of Baishan City

Tumen City, Longjing City, helong city City, Wangqing County, Antu County, Hunchun City, Dunhua City and Yanji City in Yanbian Prefecture.

Twelfth Shaanxi (8 counties)

Zone a (8)

Ningqiang county, Lueyang County, Hanzhong City

Wuqi County and Zhidan County, Yan 'an City

Shenmu County, Hengshan County, Jingbian County and Dingbian County in Yulin City.

Thirteen. Chongqing (10 counties)

Zone a (4)

Fengjie county, Wushan, Wuxi and Wulong counties.

Region type (6)

Pengshui County, Youyang County, Xiushan County, Chengkou County, Qianjiang County,

14. Hunan province (14 counties, cities and districts)

Class a (6)

Sangzhi County, Zhangjiajie City

Yongzhou: Jianghua Yao Autonomous County

Chengbu Miao Autonomous County of Shaoyang City

Huaihua Mayang Miao Autonomous County, xinhuang dong autonomous county and Tongdao Dong Autonomous County.

The second category (8)

Jishou City, luxi county, Fenghuang County, Huayuan County, Baojing County, Yongshun County and Longshan County of Tujia and Miao Autonomous Prefecture.

15, Hubei province (8 counties, cities and districts)

Region Type (8)

Enshi Tujia and Miao Autonomous Prefecture Enshi City, Lichuan City, Jianshi County, Badong County and Xuanen County.

Hefeng laifeng county Xianfeng

16, Shanxi Province (44 counties, cities and districts)

Class a (4 1)

Taiyuan City: loufan county

Yanggao County, hun yuan, Lingqiu County, datong county City, Datong City

Pinglu, Shuozhou City

Changzhi City: Pingshun County, Huguan County, Wuxiang County and Qinxian County.

Jincheng: Lingchuan County

Wutai, Daixian, Fan Shi, ningwu county, Jingle, Shenchi, Wuzhai, kelan county, Hequ and Pianguan Baode counties.

Yushe County, Jinzhong City, Zuoquan County, heshun county City

Linfen City: Guxian, Anze, Fushan, Jixian, Jixian, Yonghe, Xixian and Fenxi counties.

Lvliang: County, Xingxian, Linxian, fangshan county, Liulin, yilan county, County Road, shilou county.

Two type 3)

Datong: guangling county, tianzhen,

Youyu County, Shuozhou City

The Ministry of Finance "measures for the implementation of improving the subsidy system in hard and remote areas. According to human resources and social security, there are 984 counties, cities and districts. Subsidies in hard and remote areas include: 65 first-class districts, 65 second-class districts, 120 yuan, 2 15 yuan, third-class districts, fourth-class districts, 370 yuan, 640 yuan and 950 yuan districts.

Is Shenzhen Microfinance a usury? It is suggested to borrow money through formal channels to avoid irreparable and cheated benefits.

And there is no handling fee for lending through the bank. I hope that customers will carefully screen and beware of fraud.

Agricultural Bank of China will have different loan policies for different loan purposes. Please consult your local Agricultural Bank for details.

At present, the Agricultural Bank of China aims at small consumer loans, including on-the-job loans and online loans.

Netjet loan refers to a small consumer loan issued by Agricultural Bank of China to individual customers of Agricultural Bank of China who meet certain conditions, with self-application, quick receipt and self-credit.

"Pay-as-you-go loan" is a RMB loan issued by Agricultural Bank of China to individual customers with good credit standing, with personal stable wage income as repayment guarantee to meet consumer demand. Paid loans shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.

At present, NetJet loans can be applied through personal online banking and pocket banking (currently only supporting second-generation KBao customers), which can be automatically approved and quickly received.

If you have a savings card of the Agricultural Bank of China, you can log in to the pocket bank and click "All → Online Loan → Apply Now", or log in to the personal online banking and click "Loan → Online Loan → Apply Now" to enter the application page.

The maximum loan amount is 300,000 yuan and the minimum is 3,000 yuan; The specific amount of the customer will be approved according to the customer's business situation in ABC. The term of NetJet loan is less than one year, and it can be repaid in advance.

Netjet loan object:

(1) Customers with outstanding personal housing loans (hereinafter referred to as "mortgage customers").

(two) customers who pay the housing provident fund on time (hereinafter referred to as "provident fund customers").

(3) Customers who pay social insurance on time (hereinafter referred to as "social insurance customers").

(4) Payroll paying customers of the Bank (hereinafter referred to as "Payroll Paying Customers").

(5) Other customers who meet our requirements and hold our debit cards (hereinafter referred to as "debit card customers").

If it is urgent to overdraw cash, it is recommended to try to apply for a credit card of Agricultural Bank of China. At least 18 years old, with good credit record and legal, sufficient and stable income or assets, you can try to apply.

The necessary application materials include identity documents and proof of income. If more proof of repayment ability can be provided, it will help to apply for a higher amount.

Application method:

You can bring relevant materials to the Agricultural Bank outlets to apply. The approval time is about 30 days.

If you are a handheld bank or personal online banking customer of ABC, you can apply through online banking and handheld banking. The approval time is about 7 working days.

Click Personal Service-Credit Card-I want to apply for a card online through Agricultural Bank of China official website. This kind of application requires a face-to-face interview, and the approval time is about 30 days after the face-to-face interview.

For consulting, microfinance and usury, you need to prepare information:

1, personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other relevant certificates;

3. Provide proof of stable income sources: bank flow sheet, labor contract, etc.

4. Other information stipulated by the bank.