Don't get a card easily. If it is too attractive to apply for a card, we must first check whether the business license of the operator is legal, whether the business projects it has set up have passed the merchants with complete registration licenses, high market credibility and good operating conditions, and have a high degree of trust in handling the card.

Try to avoid depositing large sums of money at one time.

Don't charge 65438+20000 yuan easily, so do you believe their store will last long? No matter how prosperous the shop is, it may close down because of poor management! Therefore, the card must be rational!

Sign a formal written contract

Generally speaking, credit card consumption is a verbal commitment, which is very dangerous. If the amount is too large, a written contract must be signed. Moreover, before signing and paying, we must check the contents of the contract clearly, confirm and supplement ambiguous terms in person, and correct unreasonable terms in time to avoid infringement of our rights and interests. The signed contract must be kept well and can be used as evidence when defending rights in the future!

Keep consumer bills properly.

When we apply for a card, we should remember to ask for the bill and keep it. If the amount of your recharge card is quite large, you should confirm the amount after each consumption and make a record yourself.

In case of disputes, we should take the initiative to safeguard rights in time.

Finally, don't "admit that you are losing money" when you are in trouble. You can eat anything, but you can't eat it. If you find the situation in the "history of blood and tears" just mentioned, call 123 15 to make a complaint. In case of closing the door and running away, please take up legal weapons to safeguard your legitimate rights and interests.