Recently, the National Health and Wellness Commission, the National Development and Reform Commission and other departments 17 issued guidance on further improving and implementing positive fertility support measures.
The maternity allowance that everyone is most concerned about has also changed a lot:
The conditions for receiving maternity allowance have changed.
The amount of maternity allowance has increased.
2022 edition of maternity treatment standard
The conditions for receiving maternity allowance have changed.
The conditions for applying for maternity allowance have been lowered.
1. National Medical Insurance Bureau: Unmarried women who have given birth can also apply for maternity allowance.
On August 17, the National Health and Wellness Committee held a press conference on "Guiding Opinions on Further Perfecting and Implementing Active Fertility Support Measures".
At the meeting, a reporter asked, some areas in China put forward preconditions such as marriage certificate when granting maternity allowance.
In response, the National Medical Insurance Bureau responded that unmarried women who have given birth in China do not need marriage certificates and other materials for maternity allowance.
Liu Juan, deputy director of the Department of Treatment and Protection of the National Medical Insurance Bureau, said: "As long as you fulfill the payment responsibility of maternity insurance, there is no threshold for enjoying treatment. There may be some local regulations in some places, and these related requirements may be set into this system. In the follow-up, we are also tracking and supervising various places. This issue should not be a constraint to enjoy the treatment related to our maternity insurance. "
Second, lower the threshold for continuous participation in maternity insurance and shorten the time for receiving maternity allowance.
Guangdong province 1
According to the Regulations of Guangdong Province on Maternity Insurance for Employees issued by Guangdong Province, there are two main changes:
Enjoy the treatment is no longer limited by one year's insurance: employees and their unemployed spouses can enjoy the corresponding maternity insurance benefits from the month after the employer pays in full and on time.
Extend the time to receive maternity allowance: from the second day of childbirth to three years, you can apply for maternity allowance and reimburse the birth expenses.
2. Fujian
All insured persons in Fuzhou, Zhangzhou and Sanming who have not paid maternity insurance for 12 months before delivery (even if they have only been insured for 1 month) can enjoy half of the maternity allowance.
Insured persons in Ningde and Quanzhou areas can enjoy 50% maternity treatment of normal employees only if the continuous payment of maternity insurance for new insured persons is less than 12 months.
The newly insured persons in Putian, Longyan, Nanping and Pingtan have not paid maternity insurance for 12 months in a row, and can only enjoy 50% of maternity medical reimbursement, but do not enjoy maternity allowance.
In Fuzhou and Putian, if maternity insurance is interrupted for more than 3 months 12 months (including the current month) before delivery, if a newborn baby is born, half of the maternity benefits can be enjoyed.
3. Zhejiang
The Zhejiang Medical Insurance Bureau and the Zhejiang Provincial Department of Finance jointly issued the Notice on Helping "Good Education in Zhejiang Province" to promote prenatal and postnatal care, which shortened the time for receiving maternity allowance and expanded the coverage of maternity insurance.
Unemployed individual industrial and commercial households, part-time employees and other flexible employees who participate in the basic medical insurance for employees in Zhejiang Province as on-the-job employees participate in maternity insurance simultaneously.
The insurance for flexible employees is paid by individuals, and the payment base is consistent with the basic medical insurance payment base for employees. The specific rates are determined by the overall planning areas. The base caliber of maternity allowance is the same as that of last year.
The starting time for enjoying maternity insurance benefits is consistent with the basic medical insurance for employees. If the maternity allowance has not been paid for six consecutive months in the insured place, all localities can pay it back according to the actual situation after paying the full amount.
The method of applying for maternity allowance has changed.
Up to now, some cities in Chongqing, Zhengzhou, Henan and Zhejiang provinces have started the policy of free application and instant enjoyment of maternity allowance.
1. Chongqing: You can get a monthly maternity allowance if you don't report it.
From April, 20021year, the "application-free, enjoyment-free" system of maternity allowance initiated by the government service and social affairs center of Chongqing High-tech Zone was officially put into use. Through the exchange of information between hospitals and medical insurance, insured workers in Chongqing High-tech Zone can use maternity to reimburse maternity expenses in designated hospitals, and can receive maternity allowance on a monthly basis without reporting.
Eligible insured workers are exempt from reporting and enjoy maternity allowance directly, and can enjoy maternity allowance within 5 working days at the earliest.
2. Quzhou City, Zhejiang Province: Simplify the application process of maternity allowance.
202 1, 1 1, and created a multi-scenario application of "quzhou medical insurance has no sense of wisdom", including the second payment service of maternity allowance.
As long as the medical staff uploads the maternal diagnosis data to the medical insurance system, the system will automatically judge whether it meets the conditions for receiving maternity allowance. If so, then the medical staff will connect with the parturient and improve the relevant production information.
After successful submission, the maternity allowance can be paid to the bank account designated by the mother immediately.
In the whole process, the parturient only needs to cooperate with the medical staff to sign a "Commitment Letter for Maternity Allowance Application".
The amount of maternity allowance has increased.
20 19 The General Office of the State Council issued the Opinions on Comprehensively Promoting the Combined Implementation of Maternity Insurance and Employee Basic Medical Insurance (hereinafter referred to as the Opinions), which clarified the combined implementation of maternity reimbursement and employee medical insurance.
With the increase of medical insurance payment base in 2022, the minimum payment standard of maternity insurance will also increase. For some working women, the amount of maternity allowance will also increase.
Why do you say that?
Let's look at the calculation method of maternity allowance:
Calculation formula of maternity allowance: the average monthly salary of employees in the previous year ÷30 X calculation days of allowance.
The payment base of employees is determined according to the average monthly salary of the previous year. In other words, as long as the average monthly salary of a person in your company has increased in the last year, the maternity allowance you can get will also increase on average.
Even if your company pays social security according to the minimum base, the maternity allowance you receive will increase.
2022 edition of maternity treatment standard
Composition of maternity insurance benefits
Maternity insurance benefits are usually divided into: maternity medical expenses, family planning medical expenses, maternity allowance and family planning operation allowance.
Among them, family planning operation mainly refers to: placing IUD, taking IUD, vasectomy, postpartum tubal ligation and so on.
Maternity medical expenses or family planning medical expenses
The maternity medical expenses here mainly refer to the medical expenses involved in the prenatal examination and childbirth of female workers, which have been included in medical insurance coverage. Female employees can see a doctor in a designated hospital with relevant medical insurance and can directly settle through medical insurance.
These include:
Prenatal examination stage: just take the medical insurance card to the designated medical insurance hospital, just like the usual outpatient settlement process.
Delivery stage: carry the medical insurance card, and the hospital will settle the account in real time when leaving the hospital. If you don't carry a social security card, you can use an electronic social security card in some hospitals.
Conditions for enjoying maternity allowance
1. When the employee gives birth, the employer has gone through the insurance registration formalities according to the regulations, and paid the maternity insurance premium continuously for 12 months, which meets the conditions stipulated by the state and provinces and cities (some provinces and cities are different, depending on local policies).
2. When the employee gives birth, the medical insurance is insured.
Not all maternity leave can apply for maternity allowance. Some provinces and cities clearly stipulate that employees do not enjoy maternity allowance during the incentive leave period.
In other words, the number of days off for calculating maternity allowance is not equal to the actual number of days off for employees. During the maternity leave period when employees enjoy bonus increase according to family planning laws and regulations, the employer pays wages according to regulations, and employees do not enjoy maternity allowance.