Alipay cloud is divided into lines. In order to reduce the economic pressure of users' one-time consumption, Yunfenbai and Alipay jointly launched Yunfenbai Credit Fitness, which will lead consumers' lifestyles, promote the operation reform of gyms and their users' prepaid industry, and make more users feel at ease and dare to spend. According to the contract, Yunfenbai assists merchants to deduct money from the user's Alipay balance, balance treasure, bank card, credit card, loan and money, and the deduction period is adjusted monthly or by the merchants themselves.

First of all, Alipay Cloud is divided into quotas.

In view of the current situation of the prepaid industry, Yunfenbai has launched the functions of credit fitness, enjoy first and pay later in view of the existing market gap and the state that consumers don't trust merchants. For merchants: the use of cloud points is flexible, no binding, and the threshold is low. With the user's personal credit as the guarantee, the user can't voluntarily cancel the contract, and the confidential deduction is made according to the consumer payment contract signed between the merchant and the user, and the merchant pays Alipay in real time.

Second, what is a cloud?

Yunfenbai is a credit service product mainly based on gyms launched by the domestic prepaid industry. A new comprehensive credit service platform based on Sesame Branch and Alipay's confidential deduction. After the merchants settle in Yunfenbai, users with sesame score above 600 can enjoy it first, and then pay after passing the evaluation. Effectively reduce the membership threshold and consumption pressure, reduce the difficulty of club transaction transformation, and also help the development of private education to "change small orders into big ones." I know what cloud segmentation is, but there are still many businesses who want to know more about cloud segmentation.

To sum up, for consumers, consumers' consumption does not occupy real-time quota, and can be customized according to consumption, and users will not be interested in using cloud to divide consumption. Reduce the economic pressure of users' one-time consumption, but pay attention to protecting personal information when conducting money transactions online.