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Which credit card has a lower interest rate?
Which credit card has a lower interest rate?

1, China Merchants Bank

As a commercial bank, China Merchants Bank will have a slightly higher credit card quota. In the credit card industry, China Merchants Bank has a reputation of high credit limit and fast card issuance. Among many credit card products of China Merchants Bank, YOUNG card is one of the most suitable cards for contemporary young people to apply for.

YOUNG card has a low threshold, the amount is generally more than 10,000 yuan, and there are many activities and benefits, which is very suitable for young people who just work.

2. Industrial Bank

The general credit line of Industrial Bank is 3000- 10000 yuan, and the credit line of gold card is 1-50000 yuan. If it is the first time to apply for a card, you can only apply for a general card with high probability. If you are a user who already holds a credit card and apply for a card at Industrial Bank, there is a high probability that you can successfully apply for a gold card.

3. China Everbright Bank

According to official website news of China Everbright Bank, the credit card limit of China Everbright Bank is generally around 654.38+0,000 yuan, and the credit card limit is generally 654.38+0-5,000 yuan. For most cardholders, the credit card limit of China Everbright Bank is already very high, which can also meet the daily shopping needs.

Among the credit cards owned by China Everbright Bank, the credit card quota of China Everbright Red Blood Brown Bear is higher, and the annual fee is exempted in the first year. In the second year, the annual fee is exempted for three purchases or single purchases exceeding 2,000 yuan. Moreover, the cash advance limit of the card is 50% of the credit limit, and there is an interest-free period of more than 20 days.

The following are the credit card channels of Ping An Bank, China Merchants Bank, Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Minsheng Bank, China Everbright Bank and China CITIC Bank. You can apply for it yourself if necessary!

Credit card applications of China Merchants Bank and Ping An Bank

Credit card applications of China Everbright Bank and China CITIC Bank

Credit card applications of Agricultural Bank and Minsheng Bank